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     City of Gallatin, Tennessee
Annual Comprehensive Financial Report
For the Fiscal Year Ended June 30, 2023




Prepared by the City of Gallatin Finance Director

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                                     City of Gallatin, Tennessee
                                 Annual Comprehensive Financial Report
                                 For the Fiscal Year Ended June 30, 2023

                                                   Contents

Introductory Section
  Letter of Transmittal                                                                           i
  Directory                                                                                       v

Financial Section
  Independent Auditor's Report                                                                    1
  Management's Discussion and Analysis (Unaudited)                                                4
  Basic Financial Statements
    Government-wide Financial Statements
      Statement of Net Position                                                                   12
      Statement of Activities                                                                     14
    Fund Financial Statements
      Balance Sheet - Governmental Funds                                                          15
      Reconciliation of Balance Sheet to Statement of Net Position - Governmental Funds           17
      Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds      18
      Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances
        of Governmental Funds to the Statement of Activities                                      19
      Statement of Fund Net Position - Proprietary Funds                                          20
      Statement of Revenues, Expenses, and Changes in Fund Net Position - Proprietary Funds       22
      Statement of Cash Flows - Proprietary Funds                                                 23
      Statement of Revenues, Expenditures, and Changes in Fund
        Balance - Budget (GAAP Basis) and Actual - General Fund                                   25
      Statement of Fiduciary Net Position - Pension Trust Fund - Electric Department              35
      Statement of Changes in Fiduciary Net Position - Pension Trust Fund - Electric Department   36
      Notes to the Financial Statements                                                           37
 Required Supplementary Information
  Schedule of Changes in Net Pension Liability (Asset) and Related Ratios Based on
    Participation in the Public Employee Hybrid Pension Plan of the TCRS                          77
  Schedule of Contributions Based on Participation in the Public Employee Hybrid
    Pension Plan of the TCRS                                                                      78
  Schedule of Changes in Net Pension Liability (Asset) and Related Ratios Based on
    Participation in the Gallatin Electric Department Employee Pension Plan                       79
  Schedule of Contributions Based on Participation in the Gallatin Electric
    Department Employee Pension Plan                                                              80
  Schedule of Investment Returns Based on Participation in the Gallatin Electric
    Department Employee Pension Plan                                                              81
  Schedule of Changes in Total OPEB Liability and Related Ratios - Electric Department            82
  Schedule of Contributions Based on Participation and Schedule of Investment Returns
    in the Gallatin Electric Department OPEB Plan                                                 83
 Supplementary Information
   Combining Balance Sheet - Nonmajor Governmental Funds                                          84
   Combining Statement of Revenues, Expenditures, and Changes in Fund Balances -
     Nonmajor Governmental Funds                                                                  85
   Schedules of Revenues, Expenditures, and Changes in Fund Balances -
     Budget and Actual
      Special Services Fund                                                                       86
      Drug Fund                                                                                   87
      Environmental Services Fund                                                                 88
      Stormwater Utility Fund                                                                     89
      Industrial Development Board                                                                90

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                                       City of Gallatin, Tennessee
                                  Annual Comprehensive Financial Report
                                  For the Fiscal Year Ended June 30, 2023

                                                     Contents

Financial Section
  Supplementary Information
    Supplementary Schedules
      Schedule of Expenditures of Federal Awards and State Financial Assistance                91
      Schedule of Changes in Long-term Debt by Individual Issue                                93
      Schedule of Long-term Debt, Principal, and Interest Requirements -
        Governmental Activities, by Fiscal Year                                                94
      Schedule of Long-term Debt, Principal, and Interest Requirements -
        Business-type Activities, by Fiscal Year                                                95
      Schedule of Changes in Lease Obligations                                                  96
      Schedule of Lease Obligations, Principal, and Interest Requirements by Fiscal Year        97
      Schedule of Electric Rates in Force - Unaudited                                           98
      Schedule of Water and Sewer Rates in Force - Unaudited                                   100
      Schedule of Gas Rates in Force - Unaudited                                               101
Statistical Section
  Financial Trends Information
    Net Position by Component - Last Ten Fiscal Years                                          102
    Changes in Net Position - Last Ten Fiscal Years                                            103
    Fund Balances of Governmental Funds - Last Ten Fiscal Years                                105
    Changes in Fund Balances of Governmental Funds - Last Ten Fiscal Years                     106
 Revenue Capacity Information
  Assessed Value and Estimated Actual Value of Taxable Property - Last Ten Tax Years           107
  Principal Property Taxpayers - Current Year and Nine Years Ago                               108
  Property Tax Levies and Collections - Last Ten Fiscal Years                                  109
 Debt Capacity Information
  Ratios of Outstanding Debt by Type - Last Ten Fiscal Years                                   110
  Ratios of General Bonded Debt Outstanding - Last Ten Fiscal Years                            111
  Pledged Revenue Coverage - Last Ten Fiscal Years                                             112
 Demographic and Economic Information
  Demographic and Economic Statistics - Last Ten Fiscal Years                                  113
  Principal Employers - Current Year and Nine Years Ago                                        114
 Operating Information
  Full-Time Equivalent City Government Employees by Function/Program - Last Ten Fiscal Years   115
  Operating Indicators by Function/Program - Last Ten Fiscal Years                             116
  Capital Asset Statistics by Function/Program - Last Ten Fiscal Years                         117

Internal Control and Compliance Section
  Independent Auditor's Report on Internal Control Over Financial Reporting and on
    Compliance and Other Matters Based on an Audit of Financial Statements
    Performed in Accordance with Government Auditing Standards                                 118
  Independent Auditor's Report on Compliance for Each Major Federal Program
    and on Internal Control over Compliance Required by the Uniform Guidance                   120
  Schedule of Findings and Questioned Costs                                                    123
  Summary Schedule of Prior Year Findings                                                      124

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Introductory Section

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 City of Gallatin
                                                                               Finance Department



December 18, 2023

Honorable Mayor, City Council, and Citizens of the City of Gallatin,

State law requires that every general-purpose government publish a complete set of audited
financial statements within six months of the close of each fiscal year. This report is published to
fulfill that requirement for the fiscal year ended June 30, 2023. This report consists of
management's representations concerning the finances of the City of Gallatin. To provide a
reasonable basis for making these representations, management of the City of Gallatin has
established a comprehensive internal control framework that is designed both to protect the city's
assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation
of the City of Gallatin's financial statements in conformity with GAAP. Because the cost of internal
controls should not outweigh their benefits, the City of Gallatin's comprehensive framework of
internal controls has been designed to provide reasonable rather than absolute assurance that
the financial statements will be free from material misstatement. Management assumes full
responsibility for the completeness and reliability of all the information presented in this report.

The City of Gallatin’s financial statements have been audited by Blankenship CPA Group, PLLC, a
firm of licensed certified public accountants. The goal of the independent audit was to provide
reasonable assurance that the financial statements of the City of Gallatin, for the fiscal year ended
June 30, 2023, are presented fairly in all material aspects. The independent audit involved
examining, on a test basis, evidence supporting the amounts and disclosures in the financial
statements; assessing the accounting principles used and significant estimates made by
management; and evaluating the overall financial statement presentation. The independent
auditor concluded, based upon the audit, that there was a reasonable basis for rendering an
unmodified opinion that the City of Gallatin’s financial statements, for the fiscal year ended June
30, 2023, are fairly presented in all material aspects in conformity with GAAP. The independent
auditor’s report is presented as the first component of the financial section of this report. GAAP
requires that management provide a narrative introduction, overview, and analysis to accompany
the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This
letter of transmittal is designed to complement the MD&A and should be read in conjunction with
it. The City of Gallatin’s MD&A can be found beginning on page 3, immediately following the
report of the independent auditors.

PROFILE OF THE CITY OF GALLATIN

The City of Gallatin, population of 51,653, is located in Sumner County, Tennessee and is the
county seat for Sumner County. It is approximately 30 miles northeast of downtown Nashville, and
is served by numerous major highways including U.S. 31-E, State Route 386, State Route 109, and
State Route 25. The City of Gallatin was founded in 1802, incorporated in 1954, and operates
under the City Mayor/City Council form of government. The Municipality’s legislative body is a
seven-member City Council that is elected, one each for 5 council districts and two at-large


132 West Main Street, Room 106             Gallatin, TN 37066-3244        www.gallatinonthemove.com

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members. Each Councilmember is elected to a four-year alternating term with elections conducted
every two years. The Mayor is chief administrative officer of the Municipality and presides at
meetings of the Council.

The City of Gallatin provides a wide range of services which include police and fire protection, the
construction and maintenance of highways, streets, and other infrastructure, sanitation services,
recreational and cultural services, planning and zoning, and general administrative services.
Additionally, the City owns and operates its water, wastewater, natural gas, and electric systems.
For small, outlying populations, White House Utility District and Castalian Springs Bethpage Utility
District provide water service.

All of the City’s Governmental funds are annually appropriated. The City Council is required to
adopt a final budget by no later than the close of the fiscal year. This annual budget serves as the
foundation for the City’s financial planning and control. In February of each year, Department
Heads submit their budget requests to the Mayor and Finance Director. The Mayor conducts
departmental meetings in March of each year, and the Finance Director makes revenue estimates
for the upcoming year. The budget is submitted to City Council in April. First reading of the
Budget is usually in May, second reading is usually in May/June but no later than June 30, the
close of the City’s fiscal year. The budget is prepared by fund (i.e. general) and department (i.e.
police). Department heads are authorized to expend funds within total departmental
appropriations. However, amendments to the budget that change departmental and/or total
appropriations require the adoption of an ordinance by the City Council. Budget transfers
between departments require approval of the City Council. Budget to actual comparisons are
provided in this report for each governmental fund for which an appropriated annual budget has
been adopted.

LOCAL ECONOMY

The City of Gallatin continues its strong growth trajectory in both the business and
residential sectors, benefitting from our close proximity to Nashville. National realty
groups ranked Gallatin in the top 20 “hottest zip codes” in the U.S. early this year because
of maintaining “a small town feel while close to a bustling downtown”. The city’s
population has now surpassed the 51,000 mark, and our trade area population exceeds
167,700. Household income averages $99,618 with median household income at $75,298.

This growth has generated increased property tax and sales tax collections for the city
with sales tax collections exceeding $1 million for 31 consecutive months. In the industrial
sector, a Belgian company chose Gallatin for its first U.S. manufacturing facility, bringing
additional foreign direct investment to Gallatin. Several other existing industries are
expanding, adding jobs and more than $110 million in Capital Expenditures. In the
commercial sector, Gallatin is adding retail and restaurants at a rapid pace to meet
demands of the expanding population.




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LONG-TERM FINANCIAL PLANNING

In 2018, the City began developing a comprehensive long-range plan, Plan Gallatin, for future
growth and development of the city. The city’s Planning Commission and City Council have
formally adopted the plan. Additionally, a formalized Capital Improvement Plan was adopted
during the 2022 fiscal year with department heads projecting major needs for the upcoming 10
years. The plan is updated at least annually, if not more frequently, with new information on
previously submitted projects and the addition of new future projects. The CIP is used to plan for
long-term capital funding, whether it be pay-as-you-go or debt issues.

The City has numerous capital projects currently funded and under construction. Included are
city-wide infrastructure projects such as roads, streets, sidewalks, greenways, water lines, sewer
lines, and gas lines. Many of these projects are being funded wholly or in part by Federal and
State grants. Capital projects underway include: regional collaborative water lines for north and
northeast Sumner County residents; signal grant for synchronized signalization along major
thoroughfares; various roadway improvements; purchase of heavy equipment for Streets and
Environmental Services departments; miscellaneous roadway and drainage projects; new utility
line installation and existing line rehabilitation; new park facilities and park upgrades; partnership
with Sumner County government for a downtown parking structure; and numerous greenway and
multimodal paths.

FINANCIAL POLICIES

The City is committed to protecting its taxpayers’ funds. Management continues to take a very
conservative approach to budgeting and spending in order to lessen the chance of a revenue
shortage and mid-year program cuts. This approach will help finance contingencies and
unforeseen budget amendments. The City of Gallatin recognizes the importance of a diversified
revenue system, and strives to not rely too heavily on one source. Currently the city general fund
revenue sources are approximately one-third sales tax, one-third property tax, and one-third all
other revenues. The City routinely reviews its various rates and fees and considers inflation and
current market rates. The City Council has formally adopted Fund Balance Policies for the General
Fund and for the enterprise funds which indicate that they will maintain a minimum unassigned
fund balance of 25% of the operating expenditures in each of those funds. Additionally, the City
has a formally adopted Capital Improvement Plan, Purchasing Policy, Internal Financial Controls
Policy, Debt Management Policy, Investment Policy, Grant Policy, and Contract Administration
Policy, all of which are updated periodically and which serve to further strengthen its overall
fiduciary duties to the citizens of Gallatin.




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AWARDS AND ACKNOWLEDGEMENTS

The preparation of this report on a timely basis could not have been accomplished without the
dedicated services of the Finance department staff of the City of Gallatin. Credit must also be
given to the City Mayor and City Council for their support of excellence in financial reporting
and fiscal integrity. Also, the City is grateful to the staffs of Blankenship CPA Group, PLLC for
their invaluable guidance and assistance.

Respectfully Submitted,

Rachel Nichols
Rachel Nichols

Director of Finance

City of Gallatin | 132 West Main Street | Gallatin, TN 37066 | 615.451.5963




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           City of Gallatin, Tennessee
                    Directory
                  June 30, 2023



               ELECTED OFFICIALS

                Paige Brown, Mayor
     Lynda Love, Council Member, Vice Mayor
        William C. Hayes, Council Member
           Steve Fann, Council Member
         Steven Carter, Council Member
        Pascal Jouvence, Council Member
         Eileen George, Council Member
         Shawn Fennell, Council Member
              Connie Kittrell, Recorder

              MANAGEMENT TEAM

     Rachel Nichols, Director of Finance, CMFO
 Richard Depriest, Superintendent of Public Works
  David Kellogg, Superintendent of Public Utilities
            Donald Bandy, Chief of Police
                Jeff Beaman, Fire Chief
           Charles Stuart, Director of Codes
        William McCord, Director of Planning
   David Brown, Director of Parks and Recreation
  Courtney Russell, Director of Human Resources
 James Fenton, Director of Economic Development
              Nick Tuttle, City Engineer
Jennifer Lefevre, Director of Information Technology
      Jeff Hentschel, Communications Director
    Mark Kimbell, Electric Department Manager



                    COUNSEL

               Susan High-McAuley
                   City Attorney
                Gallatin, Tennessee


                         v

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Financial Section

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                                          Independent Auditor’s Report


Honorable Paige Brown, Mayor, and Members of the City Council
City of Gallatin, Tennessee

Report on the Audit of the Financial Statements
Opinions
We have audited the financial statements of the governmental activities, the business-type activities,
each major fund, and the aggregate remaining fund information of the City of Gallatin, Tennessee (the City), as of
and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise
the City’s basic financial statements as listed in the table of contents.

In our opinion, based on our audit and the report of the other auditors, the accompanying financial statements
referred to above present fairly, in all material respects, the respective financial position of the governmental
activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City,
as of June 30, 2023, and the respective changes in financial position and, where applicable, cash flows thereof and
the respective budgetary comparison for the general fund for the year then ended in accordance with accounting
principles generally accepted in the United States of America.


We did not audit the financial statements of the Department of Electricity (Electric Department), which represent
25%, 24%, and 67%, respectively, of the assets, net position, and revenues of the business-type activities as of June
30, 2023. Those statements were audited by other auditors whose report has been furnished to us, and our opinions,
insofar as they relate to the amounts included for the Electric Department, are based solely on the report of the
other auditors.

Basis for Opinions
We conducted our audit in accordance with auditing standards generally accepted in the United States of America
(GAAS) and the standards applicable to financial audits contained in Government Auditing Standards issued by the
Comptroller General of the United States (Government Auditing Standards). Our responsibilities under those
standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of
our report. We are required to be independent of the City and to meet our other ethical responsibilities, in
accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have
obtained is sufficient and appropriate to provide a basis for our audit opinions.

Responsibilities of Management for the Financial Statements
Management is responsible for the preparation and fair presentation of the financial statements in accordance with
accounting principles generally accepted in the United States of America, and for the design, implementation, and
maintenance of internal control relevant to the preparation and fair presentation of financial statements that are
free from material misstatement, whether due to fraud or error.

In preparing the financial statements, management is required to evaluate whether there are conditions or events,
considered in the aggregate, that raise substantial doubt about the City’s ability to continue as a going concern for
twelve months beyond the financial statement date, including any currently known information that may raise
substantial doubt shortly thereafter.




Brentwood • Goodlettsville • Murfreesboro
Nashville • Mt. Juliet • Dickson • Columbia       TN                                             www.bcpas.com

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Auditor’s Responsibilities for the Audit of the Financial Statements
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from
material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions.
Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee
that an audit conducted in accordance with GAAS and Government Auditing Standards will always detect a material
misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than
for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or
the override of internal control. Misstatements are considered material if there is a substantial likelihood that,
individually or in the aggregate, they would influence the judgment made by a reasonable user based on the
financial statements.

In performing an audit in accordance with GAAS and Government Auditing Standards, we

  •   Exercise professional judgment and maintain professional skepticism throughout the audit.
  •   Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or
      error, and design and perform audit procedures responsive to those risks. Such procedures include examining,
      on a test basis, evidence regarding the amounts and disclosures in the financial statements.
  •   Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are
      appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of
      the City’s internal control. Accordingly, no such opinion is expressed,
  •   Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting
      estimates made by management, as well as evaluate the overall presentation of the financial statements.
  •   Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise
      substantial doubt about the City’s ability to continue as a going concern for a reasonable period of time.

We are required to communicate with those charged with governance regarding, among other matters, the planned
scope and timing of the audit, significant audit findings, and certain internal control–related matters that we
identified during the audit.

Required Supplementary Information
Accounting principles generally accepted in the United States of America require that Management’s Discussion
and Analysis on pages 4-11 and the pension and OPEB Information on pages 77-83 be presented to supplement
the basic financial statements. Such information is the responsibility of management and, although not a part of the
basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an
essential part of financial reporting for placing the basic financial statements in an appropriate operational,
economic, or historical context. We have applied certain limited procedures to the required supplementary
information in accordance with GAAS, which consisted of inquiries of management about the methods of preparing
the information and comparing the information for consistency with management’s responses to our inquiries, the
basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We
do not express an opinion or provide any assurance on the information because the limited procedures do not
provide us with sufficient evidence to express an opinion or provide any assurance.




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Supplementary Information
Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise
the City’s basic financial statements. The combining and individual nonmajor fund financial statements and
schedules on pages 84-90 and the supplementary information on pages 91-97 (including the schedule of
expenditures of federal awards and state financial assistance, as required by Title 2 US Code of Federal
Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal
Awards, on pages 91-92) are presented for purposes of additional analysis and are not a required part of the basic
financial statements. Such information is the responsibility of management and was derived from and relates directly
to the underlying accounting and other records used to prepare the basic financial statements. The information has
been subjected to the auditing procedures applied in the audit of the basic financial statements and certain
additional procedures, including comparing and reconciling such information directly to the underlying accounting
and other records used to prepare the basic financial statements or to the basic financial statements themselves,
and other additional procedures in accordance with GAAS. In our opinion, the combining and individual nonmajor
fund financial statements and schedules on pages 84-90 and the supplementary information on pages 91-97 are
fairly stated, in all material respects, in relation to the basic financial statements as a whole.

Other Information
Management is responsible for the other information included in the annual report. The other information comprises
the introductory section, and the statistical section, and other schedules on pages 98-101, but does not include the
basic financial statements and our auditor’s report thereon. Our opinions on the basic financial statements do not
cover the other information, and we do not express an opinion or any form of assurance thereon.

In connection with our audit of the basic financial statements, our responsibility is to read the other information and
consider whether a material inconsistency exists between the other information and the basic financial statements,
or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude
that an uncorrected material misstatement of the other information exists; we are required to describe it in our
report.

Other Reporting Required by Government Auditing Standards
In accordance with Government Auditing Standards, we have also issued our report dated December 18, 2023 on
our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain
provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is
solely to describe the scope of our testing of internal control over financial reporting and compliance and the results
of that testing, and not to provide an opinion on the effectiveness of the City’s internal control over financial
reporting or on compliance. That report is an integral part of an audit performed in accordance with Government
Auditing Standards in considering City’s internal control over financial reporting and compliance.




Blankenship CPA Group, PLLC
Goodlettsville, Tennessee
December 18, 2023




                                                                                                                       3

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                                    City of Gallatin, Tennessee
                            Management’s Discussion and Analysis (Unaudited)
                                            June 30, 2023



As management of the City of Gallatin, Tennessee, we offer readers of the City's financial statements this narrative
overview and analysis of the financial activities of the City for the fiscal year ended June 30, 2023. The analysis
focuses on significant financial position, budget changes and specific issues related to funds and economic
factors affecting the City. It also focuses on current year activities and the resulting changes.


FINANCIAL HIGHLIGHTS
    •    The assets and deferred outflows of resources of the City exceed its liabilities and deferred inflows of
         resources at the close of the fiscal year by $442.64 million as compared to $414.65 million in the prior year.
         Of the amounts, $105.07 million (unrestricted net position) as compared to $103.59 million in the prior
         year may be used to meet the City’s ongoing obligations to citizens and creditors.
    •    The government’s total net position increased by $27.99 million in 2023, compared to an increase of $52.34
         million in 2022.
    •    As of the close of the current fiscal year, the City’s governmental funds reported ending fund balances of
         $68.89 million, an increase of $11.72 million from the prior year. Approximately $53.75 million of that total
         is available for spending at the government’s discretion.
    •    At the end of the current fiscal year, unassigned fund balance of the General Fund was $53.75 million, or
         108.48% of the total general fund expenditures as compared to $43.46 million the prior year.
    •    The City’s debt obligations decreased by approximately $5.18 million during the current fiscal year.


OVERVIEW OF THE FINANCIAL STATEMENTS
This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The
City’s basic financial statements are compromised of the following components:
    1.   Government-wide financial statements,
    2.   Fund financial statements, and
    3.   Notes to the financial statements.
    4.   This report also contains required supplementary information and supplementary and other information
         in addition to the basic financial statements themselves.


Government-wide Financial Statements
The government-wide financial statements are designed to provide readers with a broad overview of the City’s
finances, in a manner similar to a private-sector business.

    •    The Statement of Net Position presents information on all of the City’s assets, liabilities and deferred
         inflows/outflows of resources, with the net difference reported as net position. Over time, increases or
         decreases in net position may serve as a useful indicator of whether the financial position of the City is
         improving or deteriorating.

    •    The Statement of Activities presents information showing how the City’s net position changed during the
         most recent fiscal year. All changes in net position are reported when the underlying event giving rise to
         the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported




                                                                                                                          4

[[page 15]]
                                   City of Gallatin, Tennessee
                           Management’s Discussion and Analysis (Unaudited)
                                           June 30, 2023



        in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected
        taxes, compensated absences, etc.).

Both of the government-wide financial statements distinguish functions of the City that are principally supported
by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to
recover all or a significant portion of their costs through user fees and charges (business-type activities).
The governmental activities of the City include general government, public safety, highways and streets,
sanitation, economic development, and cultural and recreation. The business-type activities of the City are made
up of Water and Sewer, Natural Gas, and Electric Power services. The government-wide financial statements can be
found on pages 12-14 of this report.

Fund Financial Statements
A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated
for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure
and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided
into two categories: governmental funds and proprietary funds.

Governmental Funds
Governmental funds are used to account for essentially the same functions reported as governmental activities in
the government-wide financial statements. However, unlike the government-wide financial statements, the focus
is on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources at
the end of the fiscal year. Such information may be useful in evaluating the government's near-term financing
requirements.

Because the focus of governmental funds is narrower than that of government-wide financial statements, it is
useful to compare the information presented for governmental funds with similar information presented for
governmental activities in the government-wide financial statements. By doing so, readers may better understand
the long-term impact of the City's near-term financing decisions. Both the Balance Sheet - Governmental
Funds and the Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds
provide a reconciliation to facilitate this comparison between governmental funds and governmental activities.
The governmental fund financial statements and reconciliations can be found on pages 15-19 of this report.

The City maintains nine governmental funds. Information is presented separately in the Balance Sheet -
Governmental Funds and in the Statement of Revenues, Expenditures, and Changes in Fund Balances -
Governmental Funds for the General Fund and Capital Projects Fund, which are considered to be major funds.
Data from the other seven governmental funds are combined into a single, aggregated presentation. Individual
fund data for each of these nonmajor governmental funds is provided in the form of combining statements
beginning on page 84.

The City adopts an annual appropriated budget for the General Fund and the special revenue funds. Budgetary
comparison statements have been provided on pages 25-34 and pages 86-90 of this report.




                                                                                                                      5

[[page 16]]
                                   City of Gallatin, Tennessee
                           Management’s Discussion and Analysis (Unaudited)
                                           June 30, 2023



Proprietary Funds
There are two different types of proprietary funds.

    •   Enterprise funds are used to report the same functions presented as business-type activities in the
        government-wide financial statements. The City uses enterprise funds to account for the Board of Public
        Utilities Electric, Water and Sewer, and Gas Funds.

    •   Internal service funds are an accounting device used to accumulate and allocate costs internally among a
        government’s various functions. The City currently has no internal service funds.
Proprietary funds provide the same type of information as the government-wide financial statements, only in
more detail. The proprietary fund financial statements provide separate information for the Water and Sewer,
Natural Gas, and Electric Power operations which are considered to be major funds of the City. The basic
proprietary fund financial statements can be found on pages 20-24 of this report.


Fiduciary Funds
Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are
not reflected in the government-wide financial statements because the resources of those funds are not available
to support the City of Gallatin’s own programs. The Fiduciary Fund reported is for the Electric Department Pension
Trust Fund. The accounting used for fiduciary funds is much like that used for proprietary funds. Individual fund
data for the fiduciary funds is provided in the form of combined statements which can be found on pages 35-36 of
this report.

Notes to the Financial Statements
The notes provide additional information that is essential to a full understanding of the data provided in the
government-wide and fund financial statements. The notes to the financial statements can be found on pages 37-
76 of this report.

Other Information
In addition to the basic financial statements and accompanying notes, this report also presents certain required
supplementary information concerning the City’s and Utility’s schedules of funding progress for their respective
pension plans and other post-employment benefits.

GOVERNMENT-WIDE FINANCIAL ANALYSIS

Statement of Net Position
As noted earlier, net position may serve over time as a useful indicator of exceeded liabilities and deferred inflows
of resources by $442.64 million at the close of the most recent fiscal year, as compared to $414.65 million at the
close of the previous year.

By far the largest portion of the City’s net position (73.15%) reflects its net investment in capital assets (e.g., land,
buildings, machinery, equipment, and infrastructure). The City uses these capital assets to provide services to
citizens; consequently, these assets are not available for future spending. Although the City’s investment in its



                                                                                                                       6

[[page 17]]
                                  City of Gallatin, Tennessee
                          Management’s Discussion and Analysis (Unaudited)
                                          June 30, 2023



capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must
be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities.

An additional portion of the City’s net position $13.79 million (3.11%) represents resources that are subject to
external restrictions on how they may be used. The remaining balance of net position representing unrestricted
net position $105.07 million (23.74%) may be used to meet the City’s ongoing obligations to citizens and creditors.
At the end of the current fiscal year, the City is able to report positive balances in all three categories of net
position, both for the City as a whole, as well as for its total governmental and total business-type activities.

Comparisons with the prior year data are presented below.

                                                           Primary Government (in thousands)
                                        Governmental                 Business-Type
                                          Activities                   Activities                      Total
                                      2023          2022           2023          2022           2023           2022
Assets
  Current and other assets        $    91,933   $    86,403     $    74,350   $    79,893   $   166,283   $    166,296
  Capital assets                      174,986       162,610         220,653       211,531       395,639        374,141
   Total Assets                       266,919       249,013         295,003       291,424       561,922        540,437
Deferred Outflows of Resources
  Deferred outflows                       661          427            6,026         4,028         6,687          4,455
Liabilities
  Other liabilities                    11,673        12,586          28,572        26,199        40,245         38,785
  Long-term liabilities                24,735        26,343          45,743        48,519        70,478         74,862
   Total Liabilities                   36,408        38,929          74,315        74,718       110,723        113,647
Deferred Inflows of Resources
  Deferred inflows                     15,015        14,663            228          1,934        15,243         16,597
Net Position
  Net investment in
   capital assets                     148,607       133,282         175,182       161,498       323,789        294,780
  Restricted                           13,571        13,222             215         3,056        13,786         16,278
  Unrestricted                         53,979        49,344          51,089        54,246       105,068        103,590
       Total Net Position         $   216,157   $   195,848     $   226,486   $   218,800   $   442,643   $    414,648


The government’s total assets increased significantly due to the capital projects that were completed during the
current fiscal year. Long-term liabilities decreased due to payments being made on debt for these projects during
the current fiscal year.




                                                                                                                      7

[[page 18]]
                                       City of Gallatin, Tennessee
                               Management’s Discussion and Analysis (Unaudited)
                                               June 30, 2023



Statement of Activities
Expenses in the governmental activities exceeded program revenues by $23.90 million. In the business-type
activities program revenues exceed expenses by $8.48 million. General government revenues and transfers of
$44.21 million offset the governmental activities deficit resulting in a positive change of net position of
$20.31 million. Other business-type revenues of $827 thousand and transfers of ($1.62) million reduced
income in the business type activities leaving a positive change in net position of $7.69 million.



                                                                     Primary Government (in thousands)
                                             Governmental                       Business-Type
                                               Activities                         Activities                        Total
                                          2023            2022               2023           2022             2023           2022
Program Revenues
 Charges for services                 $     12,938   $      12,276       $   115,696       108,491       $   128,634   $     120,767
 Operating grants and contributions          3,896           4,390               -             -               3,896           4,390
 Capital grants and contributions            8,346          15,384             6,412         8,438            14,758          23,822
General Revenues
 Property taxes                             14,215          13,503               -             -              14,215          13,503
 Other taxes                                26,304          24,592               -             -              26,304          24,592
 Other sources                               2,062          10,771               827           352             2,889          11,123
   Total Revenues                           67,761          80,916           122,935       117,281           190,696         198,197

Expenses
  General Government                        11,492          10,679               -             -              11,492          10,679
  Public Safety                             21,446          19,887               -             -              21,446          19,887
  Engineering                                3,045           2,112               -             -               3,045           2,112
  Environmental Services                     3,500           3,265               -             -               3,500           3,265
  Public Works                                 816             827               -             -                 816             827
  Highways and Streets                       1,701           1,501               -             -               1,701           1,501
  Vehicle Maintenance                          416             638               -             -                 416             638
  Parks and Recreation                       5,580           5,761               -             -               5,580           5,761
  Economic Development                         478             556               -             -                 478             556
  Interest on long-term debt                   603             640               -             -                 603             640
  Electric                                       -             -              77,786        67,412            77,786          67,412
  Water and Sewer                                -             -              16,837        15,121            16,837          15,121
  Gas                                            -             -              19,001        17,460            19,001          17,460
    Total Expenses                          49,077          45,866           113,624        99,993           162,701         145,859
Increase (Decrease) in net position
 before transfers                          18,684          35,050              9,311        17,288            27,995          52,338
    Transfers                               1,625           1,872             (1,625)       (1,872)              -               -
Increase (Decrease) in net position        20,309          36,922              7,686        15,416            27,995          52,338
Net Position - Beginning                  195,848         158,926            218,800       203,384           414,648         362,310
Net Position - Ending                 $   216,157    $    195,848        $   226,486 $     218,800       $   442,643   $     414,648


 In governmental activities, charges for services increased $662 thousand in 2023. Operating grants and
 contributions decreased by $494 thousand. Capital grants and contributions decreased $7.04 million. In the
 business type activities, charges for services increased by $7.21 million and costs of sales and service increased
 by $10.37 million due to increased sales during the year driven mainly by growth and a harsh cold snap in
 December 2022.




                                                                                                                                   8

[[page 19]]
                                   City of Gallatin, Tennessee
                           Management’s Discussion and Analysis (Unaudited)
                                           June 30, 2023



Governmental policy continues to recognize that local revenue sources must be the foundation for providing basic
public services rather than depending on uncertain Federal and State sources. To this end, it is vitally important to
continue efforts to seek balanced diversity, equity, and efficiency in local revenue systems to better accommodate
future change.

Overall expenses for 2023 were more than expenses in 2022 in the governmental activities by $3.21 million. For
departments with increases, the increases were mainly due to capital projects and grant activities. All
departments worked diligently to keep operational and capital spending to a minimum for the fiscal year due to
continued uncertainties regarding potential negative economic impacts of supply chain issues and inflation
concerns.

FINANICIAL ANALYSIS OF THE GOVERNMENT’S FUNDS

Governmental Funds
The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances
of spendable resources. Such information is useful in assessing the City's financing requirements. In particular,
unassigned fund balance may serve as a useful measure of a government's net resources available for spending
at the end of the fiscal year. Based on the statements and discussion, the overall financial position of the City has
improved during the period.

The General Fund is the chief operation fund of the City. At the end of the current fiscal year, the unassigned
fund balance of the general fund was $53.75 million while total fund balance was $56.15 million. As a measure
of the general fund’s liquidity, it may be useful to compare both unassigned fund balance and total fund balance
to total fund expenditures. Unassigned fund balance represents 108.48% of the total general fund expenditures in
2023 as compared to 97.55% in 2022.

The fund balance of the City’s general fund increased by $11.76 million during the current fiscal year. Key factors
in this increase were the significant increase of local tax revenues and intergovernmental revenues and decreases
of accounts payables.

Proprietary Funds
The City's proprietary funds provide the same type of information found in the government-wide financial
statements, but in more detail. Proprietary funds are considered business-type activities and are operated
similarly. Net position of the proprietary funds increased by $7.69 million in 2023 as compared to $15.42 million
in 2022.

Unrestricted net position of the proprietary funds amounted to $51.09 million as compared to $54.25 million
in the prior year. The change in net position of the individual proprietary funds were as follows:

    •   Water and Sewer Fund - $4.61 million in 2023 compared to $7.16 million in 2022
    •   Natural Gas Fund - $24 thousand in 2023 compared to $3.17 million in 2022
    •   Electric Fund - $3.06 million in 2023 compared to $5.09 million in 2022




                                                                                                                        9

[[page 20]]
                                  City of Gallatin, Tennessee
                          Management’s Discussion and Analysis (Unaudited)
                                          June 30, 2023



General Fund Budgetary Highlights
The City made revisions to the original appropriations approved by the City Council. Overall these changes
resulted in a $29.21 million increase in budgeted expenditures and transfers out from the original budget. The
increase of approximately 58.1% was mainly for new and ongoing capital expenditures.

Budgeted revenues exceeded actual amounts by $5.83 million. The largest variances were related to
intergovernmental revenues (delayed grant activities) and local taxes.

Actual expenditures and transfers out were under budget by $19.14 million, partially due to department heads
holding spending and partially due to large projects that were budgeted for this year that will continue into next
year.

CAPITAL ASSET AND DEBT ADMINISTRATION

Capital Assets
At the end of Fiscal Year 2023 the City had invested $395.64 million net of accumulated depreciation in land,
buildings, improvements, machinery and equipment, park facilities, roads, highways, bridges, and utility systems.
The total increase in the City’s investment in capital assets for the current fiscal year was 5.7%. Additional
information on the City’s capital assets can be found in Note 1 on page 41 and Note 6, beginning on page 53 of this
report.

Long-term Debt
At the end of the current fiscal year, the City had long-term debt outstanding of $73.63 million as compared to
$78.81 million at the end of the prior fiscal year. Of this amount, $24.36 million represents debt backed by the full
faith and credit of the City. The remainder of the City’s debt represents bonds secured by specific revenue
sources (i.e. revenue and tax bonds) of the various enterprise funds. Information on the City’s long-term debt
can be found in Note 7 beginning on page 56 of this report.

The City of Gallatin maintains a “AA+” rating from Standards and Poors for general obligation debt. Also, the City
rating from Moody’s has been recalibrated to “Aa2”.

ECONOMIC FACTORS AND NEXT YEAR’S BUDGET

General Fund Revenue
Most general revenue taxes and charges for services showed modest-to-moderate growth. Grants and
contributions decreased in 2023 as did Other Revenue Sources with the biggest contributing factor being federal
American Rescue Plan Act (ARPA) Revenue received in 2022.

General Fund Expenditures and Capital Outlay
Departments were encouraged to be prudent and frugal with spending due to uncertainty regarding supply
chain issues and inflation concerns . Most capital funding was to complete existing, ongoing projects, to
purchase critical equipment, or for grant funded projects.




                                                                                                                  10

[[page 21]]
                                   City of Gallatin, Tennessee
                           Management’s Discussion and Analysis (Unaudited)
                                           June 30, 2023



General Fund Balance
At the end of the current fiscal year, unassigned fund balance in the general fund was $53.75 million. The increase
from the previous year was related to better than anticipated revenue collections, delayed capital expenditures
and conservative operating expenditures. Departments city-wide are implementing various changes to function
more efficiently and more economically.

Next Year’s Budget and Rates
The City has no plans to increase the property tax rate paid by citizens in the next fiscal year. While preparing
the next budget in the midst of the inflation uncertainty, management took a conservative approach to
revenue projections. Spending increases were focused on employee retention measures and new capital
to keep pace with the needs and wants of a rapidly growing population. The City will continue to watch the
national and world economic factors that could influence the local economy and will make any necessary mid-
year adjustments to operate within available revenues.

REQUESTS FOR INFORMATION
This financial report is designed to provide a general overview of the City of Gallatin's finances for citizens,
taxpayers, customers, investors, creditors and all others with an interest in the City's finances. Questions concerning
any of the information provided in this report or requests for additional financial information should be addressed
to the Department of Finance, City of Gallatin, 132 West Main Street, Gallatin, TN, 37066.




                                                                                                                     11

[[page 22]]
                                        City of Gallatin, Tennessee
                                         Statement of Net Position
                                               June 30, 2023

                                                          Governmental      Business-type
                                                            Activities        Activities          Total
Assets
Cash and cash equivalents                                 $    54,379,311   $    49,749,098   $ 104,128,409
Certificates of deposit                                         9,505,150         5,328,776      14,833,926
Investments                                                        21,025               -            21,025
Receivables, net of allowance for uncollectibles               21,632,963        10,222,113      31,855,076
Inventories                                                        68,043         8,038,260       8,106,303
Prepaid items and other assets                                     11,102           114,871         125,973
Restricted assets
  Cash and cash equivalents                                     5,229,345          641,155        5,870,500
  TCRS Stabilization Fund                                       1,086,305          254,852        1,341,157
Capital assets
  Land and construction in progress                            13,780,889         5,971,219      19,752,108
  Other capital assets, net of accumulated depreciation       161,205,587       214,682,229     375,887,816
    Total assets                                              266,919,720       295,002,573     561,922,293

Deferred Outflows of Resources
Deferred charge on refunding                                         -            2,444,656       2,444,656
Deferred outflows related to pensions                            660,931          3,581,789       4,242,720
Deferred outflows related to OPEB                                    -                  -               -
 Total deferred outflows of resources                            660,931          6,026,445       6,687,376

Total assets and deferred outflows
 of resources                                             $ 267,580,651     $ 301,029,018     $ 568,609,669


Continued




See notes to financial statements                                                                         12

[[page 23]]
                                           City of Gallatin, Tennessee
                                            Statement of Net Position
                                                  June 30, 2023

                                                          Governmental      Business-type
                                                            Activities        Activities           Total
Liabilities
Accounts payable and accrued expenses                     $     2,320,682   $    13,686,006   $    16,006,688
Unearned revenues                                                 115,514               -             115,514
Accrued interest                                                  419,827               -             419,827
Deposits held                                                         -           5,787,182         5,787,182
Other deposits                                                  5,010,655               -           5,010,655
Aid to construction                                                   -           5,206,874         5,206,874
Other liabilities                                                     -               1,579             1,579
Long-term debt, current portion                                 2,093,501         3,198,478         5,291,979
Long-term lease liabilities, current portion                          -               1,299             1,299
Other long-term liabilities, current portion                    1,712,715           690,768         2,403,483
Long-term debt, net of current portion                         24,062,458        44,272,296        68,334,754
Other long- term liabilities, net of current portion              478,527           390,227           868,754
OPEB liability                                                        -             526,990           526,990
Net pension liability                                             194,396           553,494           747,890
   Total liabilities                                           36,408,275        74,315,193       110,723,468

Deferred Inflows of Resources
Deferred current property taxes                                14,979,744              -           14,979,744
Deferred inflows related to pensions                               35,235          228,120            263,355
Deferred inflows related to OPEB                                      -                -                  -
 Total deferred inflows of resources                           15,014,979          228,120         15,243,099

Net Position
Net investment in capital assets                              148,606,993       175,181,523       323,788,516
Restricted for:
 Pension benefits                                                 891,909          207,036          1,098,945
 Capital projects                                               6,782,529              -            6,782,529
 Funds held in trust                                              444,634              -              444,634
 Environmental services                                         1,988,232              -            1,988,232
 Drug enforcement                                                 224,920              -              224,920
 Stormwater                                                     3,201,198              -            3,201,198
 Other purposes                                                       -              7,810              7,810
 Perpetual care
   Expendable                                                      16,653               -              16,653
   Nonexpendable                                                   21,025               -              21,025
Unrestricted                                                   53,979,304        51,089,336       105,068,640
   Total net position                                         216,157,397       226,485,705       442,643,102

Total liabilities, deferred inflows of
 resources, and net position                              $ 267,580,651     $ 301,029,018     $   568,609,669




See notes to financial statements                                                                          13

[[page 24]]
                                                                     City of Gallatin, Tennessee
                                                                        Statement of Activities
                                                               For the Fiscal Year Ended June 30, 2023
                                                                                                                        Net (Expenses) Revenues
                                                                              Program Revenues                         and Changes in Net Position
                                                                                  Operating            Capital             Primary Government
                                                               Charges for       Grants and          Grants and      Governmental      Business-type
 Functions/Programs                         Expenses            Services        Contributions       Contributions      Activities        Activities             Total
  Primary Government
    Governmental Activities
     Administrative and general         $    11,491,711    $      6,252,744    $    1,546,858       $          -     $    (3,692,109)   $          -       $    (3,692,109)
     Public safety                           21,445,885             823,041           571,070                  -         (20,051,774)              -           (20,051,774)
     Engineering                              3,045,455                 -              17,500                  -          (3,027,955)              -            (3,027,955)
     Environmental                            3,499,967           3,269,469            45,203                  -            (185,295)              -              (185,295)
     Public works                               815,980                 -               9,375                  -            (806,605)              -              (806,605)
     Highways and streets                     1,700,671                 -           1,672,656            8,345,507         8,317,492               -             8,317,492
     Vehicle maintenance                        415,838              45,799            12,500                  -            (357,539)              -              (357,539)
     Recreation                               5,579,699           2,547,386            13,000                  -          (3,019,313)              -            (3,019,313)
     Economic development                       477,555                 -               7,500                  -            (470,055)              -              (470,055)
     Interest on long-term debt                 602,819                 -                 -                    -            (602,819)              -              (602,819)
       Total governmental activities         49,075,580          12,938,439         3,895,662            8,345,507       (23,895,972)              -           (23,895,972)

    Business-type Activities
     Electric                                77,786,114          77,406,019               -              4,158,400               -            3,778,305          3,778,305
     Water and sewer                         16,836,539          19,126,293               -              2,253,812               -            4,543,566          4,543,566
     Gas                                     19,001,406          19,163,841               -                    -                 -              162,435            162,435
       Total business-type activities       113,624,059         115,696,153               -              6,412,212               -            8,484,306          8,484,306

    Total primary government            $ 162,699,639      $ 128,634,592       $   3,895,662        $   14,757,719       (23,895,972)         8,484,306        (15,411,666)

                                        General Revenues
                                         Taxes
                                           Property taxes, levied for general government                                  14,214,670                -           14,214,670
                                           In lieu of taxes, other governments                                               716,406                -              716,406
                                           Sales taxes                                                                    20,594,060                -           20,594,060
                                           Franchise taxes                                                                   397,976                -              397,976
                                           Alcoholic beverage taxes                                                        2,137,608                -            2,137,608
                                           Business taxes                                                                  2,315,524                -            2,315,524
                                           Income taxes                                                                          755                -                  755
                                           Miscellaneous state taxes                                                         141,567                -              141,567
                                         Other sources                                                                       720,038                -              720,038
                                         Unrestricted investment earnings                                                    847,158            886,820          1,733,978
                                         Gain (loss) on sales of assets                                                      494,844            (60,207)           434,637
                                        Transfers, net                                                                     1,624,804         (1,624,804)               -
                                             Total general revenues, contributions, and transfers                         44,205,410           (798,191)        43,407,219

                                        Change in net position                                                            20,309,438          7,686,115         27,995,553

                                        Net position, beginning of year                                                  195,847,959        218,799,590        414,647,549
                                        Net position, end of year                                                    $ 216,157,397      $ 226,485,705      $ 442,643,102
See notes to financial statements                                                                                                                                            14

[[page 25]]
                                         City of Gallatin, Tennessee
                                                Balance Sheet
                                             Governmental Funds
                                                June 30, 2023


                                                                               Other            Total
                                                               Capital      Governmental    Governmental
                                           General Fund     Projects Fund      Funds           Funds
Assets
Cash and cash equivalents                  $ 41,845,952     $   7,006,053   $   5,527,306   $ 54,379,311
Certificates of deposit                       9,505,150               -               -        9,505,150
Investments                                         -                 -            21,025         21,025
Receivables
  Interest                                        333,946            -               -             333,946
  Taxes (net of allowance of $273,992)         14,645,799            -               -          14,645,799
  Accounts (net of allowance of
    $20,937)                                     564,480             -           524,185         1,088,665
  Fines (net of allowance of
    $2,231,602)                                     7,522            -               -               7,522
  Grants                                          841,155            -               -             841,155
  Intergovernmental                             4,131,475            -               -           4,131,475
Inventories                                        51,333            -            16,710            68,043
Prepaid expense                                       -              -            11,102            11,102
Restricted assets
  Cash and cash equivalents                   5,229,345               -               -        5,229,345
  TCRS Stabilization Fund                     1,031,697               -            54,608      1,086,305
    Total assets                           $ 78,187,854     $   7,006,053   $   6,154,936   $ 91,348,843

Liabilities
Accounts payable                           $    1,238,721   $    223,524    $    132,265    $    1,594,510
Retainage payable                                     -              -               -                 -
Accrued expenses                                  726,172            -               -             726,172
Unearned revenues                                  77,520            -               -              77,520
Unearned evidence funds                               -              -            65,006            65,006
Performance deposits                            5,010,655            -               -           5,010,655
  Total liabilities                             7,053,068        223,524         197,271         7,473,863

Deferred Inflows of Resources
Unavailable revenues, property tax             14,979,744            -               -          14,979,744
Unavailable revenues, court fines                   7,521            -               -               7,521
 Total deferred inflows of resources           14,987,265            -               -          14,987,265


Continued




See notes to financial statements                                                                        15

[[page 26]]
                                         City of Gallatin, Tennessee
                                                Balance Sheet
                                             Governmental Funds
                                                June 30, 2023


                                                                             Other            Total
                                                             Capital      Governmental    Governmental
                                           General Fund   Projects Fund      Funds           Funds
Fund Balances
Nonspendable
 Prepaid items                                      -              -            11,102          11,102
 Funds held in trust                                -              -            21,025          21,025
 Inventories                                     51,333            -            16,710          68,043
Restricted for
 Capital projects                                   -         6,782,529             -         6,782,529
 Funds held in trust                                -               -           444,634         444,634
 Environmental services                             -               -         1,988,232       1,988,232
 Drug enforcement                                   -               -           160,170         160,170
 Economic development                               -               -               -               -
 Stormwater                                         -               -         3,201,198       3,201,198
 Hybrid Retirement Stabilization Funds        1,031,697             -            54,608       1,086,305
Committed for
 Economic development                           273,799            -               -            273,799
 Occupancy tax                                1,041,177                                       1,041,177
Assigned for
 Capital projects                                   -               -               -               -
 Police special projects                            -               -            43,333          43,333
 Cemetery                                           -               -            16,653          16,653
Unassigned                                   53,749,515             -               -        53,749,515
 Total fund balances                         56,147,521       6,782,529       5,957,665      68,887,715

Total liabilities, deferred inflows of
 resources, and fund balance               $ 78,187,854   $   7,006,053   $   6,154,936   $ 91,348,843




See notes to financial statements                                                                     16

[[page 27]]
                                      City of Gallatin, Tennessee
                      Reconciliation of Balance Sheet to Statement of Net Position
                                          Governmental Funds
                                              June 30, 2023


Amounts reported for fund balance, total governmental funds                          $    68,887,715

Amounts reported for governmental activities in the statement of
 net position are different because:
 Capital assets used in governmental activities are not financial
  resources and, therefore, are not reported in the funds.                               174,986,476

   Amounts reported as deferred outflows of resources and deferred
    inflows of resources related to pensions will be amortized and
    recognized as components of the related expense in future years.                         625,696

  Net pension assets and liabilities are not due in the current period
   and, therefore, are not reported in the funds.                                           (194,396)

  Receivables are not available to pay for current period expenditures
   and, therefore, are deferred or not reported in the funds.                                618,935

  Long-term liabilities, including bonds payable, are not due and payable
   in the current period and, therefore, are not recorded in the funds.                  (28,767,029)

Net position of governmental activities                                              $   216,157,397




See notes to financial statements                                                                  17

[[page 28]]
                                   City of Gallatin, Tennessee
                Statement of Revenues, Expenditures, and Changes in Fund Balance
                                       Governmental Funds
                             For the Fiscal Year Ended June 30, 2023


                                                                          Other             Total
                                                        Capital        Governmental     Governmental
                                     General Fund    Projects Fund        Funds            Funds
Revenues
 Local taxes                         $ 34,020,171    $         -       $         -      $ 34,020,171
 Licenses and permits                   3,694,996              -                 -         3,694,996
 Intergovernmental revenues            16,130,376          916,536               -        17,046,912
 Charges for services                   3,148,588              -           5,271,814       8,420,402
 Fines                                    748,936              -              74,105         823,041
 Other                                  1,988,248          597,100           245,970       2,831,318
   Total revenues                      59,731,315        1,513,636         5,591,889      66,836,840

Expenditures
 Current
   General government                   9,634,216              -                 -          9,634,216
   Public safety                       23,403,783              -             127,553       23,531,336
   Engineering                          2,857,815              -                 -          2,857,815
   Environmental services                     -                -           3,295,676        3,295,676
   Public works                         3,056,827              -                 -          3,056,827
   Highways and streets                 1,437,998              -                 -          1,437,998
   Vehicle maintenance                    429,544              -                 -            429,544
   Parks and recreation                 5,527,163              -                 -          5,527,163
   Economic development                   506,618              -                 -            506,618
 Debt service
   Principal                            1,780,000              -                 -          1,780,000
   Interest                               911,850              -                 -            911,850
   Other debt service expense               1,253              -                 -              1,253
 Capital outlay                               -          2,793,524           827,182        3,620,706
   Total expenditures                  49,547,067        2,793,524         4,250,411       56,591,002

Excess (deficiency) of revenues
  over expenditures                    10,184,248        (1,279,888)       1,341,478       10,245,838

Other financing sources (uses)
 Transfers in, in lieu of taxes         1,824,463              -                 -          1,824,463
 Transfers in/(out)                      (247,088)             -             (98,236)        (345,324)
   Total other financing sources
    (uses)                              1,577,375              -             (98,236)       1,479,139

Change in fund balance                 11,761,623        (1,279,888)       1,243,242       11,724,977

Fund balance, beginning of year        44,385,898        8,062,417         4,714,423       57,162,738
Fund balance, end of year            $ 56,147,521    $   6,782,529     $   5,957,665    $ 68,887,715




See notes to financial statements                                                                   18

[[page 29]]
                                   City of Gallatin, Tennessee
   Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balance
                      of Governmental Funds to the Statement of Activities
                             For the Fiscal Year Ended June 30, 2023


Net change in fund balance, total governmental funds                                  $ 11,724,977

Amounts reported for governmental activities in the
 statement of activities are different because:

  Governmental funds report capital outlays as expenditures.
   However, in the statement of activities, the cost of those assets is allocated
   over their estimated useful lives and reported as depreciation expense.
     Depreciation expense                                                                7,828,471

  The net effect of various transactions involving capital assets (i.e., sales,
   trade-ins, and contributed assets) is to increase net position                        6,777,589

  Revenues in the statement of activities that do not provide current financial
   financial resources are not reported as revenues in the funds, and revenues
   received in the current year that were accrued in the statement of activities
   in prior years are reported as revenues in the funds.                                 (5,708,550)

  The issuance of long-term debt provides current financial resources to
   governmental funds, while the repayment of the principal of long-term debt
   consumes the current financial resources of governmental funds. Neither
   transaction, however, has any effect on net position. Also, governmental funds
   report the effects of premiums, discounts, losses on refunding's, and similar
   items when debt is first issued, whereas these amounts are deferred and
   amortized in the statement of activities. This amount is the net effect of these
   differences in the treatment of long-term debt and related items.                     2,057,666

  Some expenses reported in the statement of activities do not require the use
   of current financial resources and therefore are not reported as expenditures
   in governmental funds. Other items such as contributions to pension funds are
   expensed in the funds while an actuarially determined expense amount is
   included in the statement of activities.                                              (2,370,715)

Change in net position of governmental activities                                     $ 20,309,438




See notes to financial statements                                                                 19

[[page 30]]
                                          City of Gallatin, Tennessee
                                           Statement of Net Position
                                               Proprietary Funds
                                                 June 30, 2023


                                             Electric          Water and          Gas
                                           Department          Sewer Dept      Department            Total
 Assets
 Current assets
  Cash and cash equivalents, general       $ 17,520,849    $     24,864,170    $    7,364,079   $    49,749,098
  Cash and cash equivalents, restricted           7,810             510,359           122,986           641,155
  Certificates of deposit                     5,328,776                 -                 -           5,328,776
  Accounts receivable, trade, net of
    allowance for doubtful accounts           7,163,136           1,748,351         1,204,285        10,115,772
  Prepayments and other current
    assets                                      114,871                 -                 -             114,871
  Materials and supplies                      3,505,364           1,173,287         3,359,609         8,038,260
  Non-current receivables, current
    portion                                         840                 -                 -                 840
    Total current assets                     33,641,646          28,296,167        12,050,959        73,988,772

 Other assets
  Other receivables                             104,915                 -                -             104,915
  TCRS Stabilization Fund                           -               187,457           67,395           254,852
  TVA contracts receivables,
    home weatherization                           1,426                 -                -               1,426
  Less: amount due within one year                 (840)                -                -                (840)
    Total other assets                          105,501             187,457           67,395           360,353

 Capital assets
  Land                                        2,885,957           1,736,014          231,447          4,853,418
  Construction in progress                    1,117,801                 -                -            1,117,801
  Other capital assets, net
    of depreciation
    Transmission plant                          968,615                 -                 -             968,615
    Distribution plant                       32,274,494         108,039,273        44,062,055       184,375,822
    General plant                             3,011,319                 -                 -           3,011,319
    General plant, right to use
      leased equipment                            1,143                 -                 -               1,143
    Buildings                                       -            23,832,769         1,527,971        25,360,740
    Operating equipment                             -               428,857           103,442           532,299
    Rolling stock                                   -               338,439            72,009           410,448
    Office furniture and equipment                  -                (3,646)           25,489            21,843
      Total capital assets                   40,259,329         134,371,706        46,022,413       220,653,448
 Total assets                                74,006,476         162,855,330        58,140,767       295,002,573

 Deferred Outflows of Resources
 Deferred charge on bond refunding                  -             2,444,656              -            2,444,656
 Deferred outflows related to pensions        3,423,069             118,670           40,050          3,581,789
 Deferred outflows related to OPEB                  -                   -                -                  -
  Total deferred outflows of resources         3,423,069           2,563,326           40,050         6,026,445

 Total assets and deferred outflows
  of resources                             $ 77,429,545    $ 165,418,656       $ 58,180,817     $ 301,029,018


 Continued

See notes to financial statements                                                                               20

[[page 31]]
                                         City of Gallatin, Tennessee
                                          Statement of Net Position
                                              Proprietary Funds
                                                June 30, 2023


                                            Electric         Water and         Gas
                                          Department         Sewer Dept     Department            Total
Liabilities
Current liabilities
  Accounts payable                        $ 11,480,556   $        324,663   $      881,756   $    12,686,975
  Retainage payable                                -              510,359          122,986           633,345
  Other accrued expenses                       363,510                370            1,806           365,686
  Customers' deposits                        4,977,876            527,514          281,792         5,787,182
  Accrued leave                                289,110            339,721           61,937           690,768
  Lease liabilities, current portion             1,299                -                -               1,299
  Long-term debt, current portion                2,139          2,960,079          236,260         3,198,478
   Total current liabilities                17,114,490          4,662,706        1,586,537        23,363,733

Long-term liabilities
 Bonds payable (less current
   maturities)                                     -           36,605,000        4,515,000        41,120,000
 Accrued leave                                 171,378            155,221           63,628           390,227
 TVA advances payable,
   home weatherization                           1,579                -                -               1,579
 Aid to construction                         5,206,874                -                -           5,206,874
 Net pension liability                         505,678             35,564           12,252           553,494
 OPEB liability                                526,990                -                -             526,990
 Bond premiums                                     -            2,884,806          267,490         3,152,296
   Total long-term liabilities               6,412,499         39,680,591        4,858,370        50,951,460
Total liabilities                           23,526,989         44,343,297        6,444,907        74,315,193

Deferred Inflows of Resources
Deferred inflows related to pensions           220,491              5,984           1,645           228,120

Total liabilities and deferred inflows
 of resources                               23,747,480         44,349,281        6,446,552        74,543,313

Net Position
Net investment in capital assets            40,258,030         94,258,677       40,664,816       175,181,523
Restricted for:
 Workers' compensation adjustment                7,810                -                -               7,810
 Pension benefits                                  -              151,893           55,143           207,036
Unrestricted                                13,416,225         26,658,805       11,014,306        51,089,336
   Total net position                       53,682,065        121,069,375       51,734,265       226,485,705

Total liabilities, deferred inflows of
 resources, and net position              $ 77,429,545   $ 165,418,656      $ 58,180,817     $ 301,029,018




See notes to financial statements                                                                         21

[[page 32]]
                                       City of Gallatin, Tennessee
                    Statement of Revenues, Expenditures, and Changes in Net Position
                                            Proprietary Funds
                                 For the Fiscal Year Ended June 30, 2023


                                           Electric           Water and          Gas
                                         Department           Sewer Dept      Department            Total
 Operating Revenues
  Charges for sales and service          $ 76,292,985     $     18,723,929    $   18,846,525    $ 113,863,439
  Fines and forfeitures                       292,406              128,457               -            420,863
  Other operating revenue                     820,628              273,907           317,316        1,411,851
    Total operating revenues               77,406,019           19,126,293        19,163,841      115,696,153

 Operating Expenses
  Cost of sales and service                64,561,537                  -          15,627,368       80,188,905
  Water treatment and pumping                     -              2,729,294               -          2,729,294
  Transmission and distribution             5,771,380            2,477,257           630,964        8,879,601
  Customer service and collection             956,731              779,212           734,945        2,470,888
  General administration                    2,549,194            1,444,118           519,245        4,512,557
  Sewer collection                                -              1,216,513               -          1,216,513
  Sewer system rehab                              -                521,631               -            521,631
  Sewer treatment and disposal                    -              1,799,249               -          1,799,249
  Sewer pretreatment                              -                101,138               -            101,138
  Maintenance                               1,654,192                  -                 -          1,654,192
  Customer deposit interest                    46,751                  -                 -             46,751
  Amortization, acquisition adjustment          3,347                  -                 -              3,347
  Provision for depreciation                2,242,982            4,783,198         1,345,378        8,371,558
    Total operating expenses               77,786,114           15,851,610        18,857,900      112,495,624

 Operating income (loss)                     (380,095)           3,274,683          305,941         3,200,529

 Non-operating revenues (expenses)
  Interest and other income                   320,998              306,916           258,906           886,820
  Tap fees                                        -                722,672               -             722,672
  Amortization of bond premiums                   -                365,733               -             365,733
  Interest and other expense                      -             (1,350,662)         (143,506)       (1,494,168)
  Other gains and losses                          -                (60,591)              384           (60,207)
      Total non-operating revenues
       (expenses)                             320,998              (15,932)         115,784           420,850

 Income before contributions and
   transfers                                  (59,097)           3,258,751          421,725         3,621,379

 Capital contributions                       4,158,400           1,531,140               -           5,689,540
 Transfers in ARPA fund                            -               178,579            21,080           199,659
 Transfers out, in lieu of taxes            (1,043,191)           (362,330)         (418,942)       (1,824,463)
 Change in net position                      3,056,112           4,606,140            23,863         7,686,115

 Net position, beginning of year           50,625,953       116,463,235           51,710,402      218,799,590
 Net position, end of year               $ 53,682,065     $ 121,069,375       $   51,734,265    $ 226,485,705




See notes to financial statements                                                                            22

[[page 33]]
                                          City of Gallatin, Tennessee
                                            Statement of Cash Flows
                                               Proprietary Funds
                                    For the Fiscal Year Ended June 30, 2023

                                               Electric        Water and           Gas
                                             Department        Sewer Dept       Department             Total
    Cash flows from operating activities
     Cash received from customers           $ 78,191,430       $ 19,083,221     $ 19,268,066       $ 116,542,717
     Cash payments to suppliers for
       goods and services                      (73,869,795)       (5,900,263)       (18,417,487)     (98,187,545)
     Cash payments to employees for
       services                                 (3,823,310)       (4,904,613)        (1,683,418)     (10,411,341)
     Interest payments on customer
       deposits                                    (25,385)             -                   -            (25,385)
     Net decrease in TVA loan funds
       receivable                                    3,931              -                   -              3,931
     Net decrease in TVA loan funds
       payable                                      (4,495)             -                   -             (4,495)
       Net cash provided (used) by
         operating activities                     472,376         8,278,345           (832,839)        7,917,882
    Cash flows from noncapital financing activities
     Transfers out                             (1,043,191)         (362,330)          (418,942)       (1,824,463)
     Transfers in                                     -             178,579             21,080           199,659
       Net cash provided (used) by
        noncapital financing activities        (1,043,191)         (183,751)          (397,862)       (1,624,804)
    Cash flows from capital and related financing activities
     Capital contributions by customers
       and grants                                4,158,400               -                 -           4,158,400
     Proceeds from tap fees                            -             722,672               -             722,672
     Principal paid on debt                            -          (2,480,000)         (210,000)       (2,690,000)
     Interest paid on bonds, notes,
       and leases                                      -          (1,797,002)          (316,335)      (2,113,337)
     Construction and acquisition of plant      (3,881,798)       (3,432,116)        (5,115,644)     (12,429,558)
     Plant removal cost                           (122,237)              -                  -           (122,237)
     Salvage                                       581,788               -                  -            581,788
     Other                                             -             (60,591)               384          (60,207)
       Net cash provided (used) by
         capital and related financing
           activities                              736,153        (7,047,037)        (5,641,595)     (11,952,479)
    Cash flows from investing activities
     Purchase of certificates of deposit          (564,600)             -                  -            (564,600)
     Interest and other income                     316,019          306,916            258,906           881,841
       Net cash provided (used) by
         investing activities                     (248,581)         306,916            258,906          317,241
    Net change in cash and cash
     equivalents                                   (83,243)       1,354,473          (6,613,390)      (5,342,160)
    Cash and cash equivalents,
     beginning of year                         17,611,902        24,020,056         14,100,455        55,732,413
    Cash and cash equivalents,
     end of year                            $ 17,528,659       $ 25,374,529     $    7,487,065     $ 50,390,253
    Cash and Cash Equivalents
     Unrestricted cash and cash
       equivalents on deposit               $ 17,520,849       $ 24,864,170     $    7,364,079     $ 49,749,098
     Restricted cash and cash equivalents
       on deposit                                    7,810          510,359            122,986          641,155
       Total cash and cash equivalents      $ 17,528,659       $ 25,374,529     $    7,487,065     $ 50,390,253


See notes to financial statements                                                                                   23

[[page 34]]
                                          City of Gallatin, Tennessee
                                            Statement of Cash Flows
                                               Proprietary Funds
                                    For the Fiscal Year Ended June 30, 2023


                                              Electric        Water and           Gas
                                            Department        Sewer Dept       Department            Total
    Reconciliation of operating income
     to net cash provided (used) by
     operating activities
       Operating income (loss)              $    (380,095)    $   3,274,683    $     305,941     $   3,200,529
        Adjustments to reconcile
          operating income to net cash
          provided (used) by operating
          activities
           Depreciation and amortization
              of acquisition costs              2,430,468         4,783,198        1,345,378         8,559,044
           Recovery of bad debt                       -               9,436            4,812            14,248
          Change in:
           Accounts receivable                     785,411          (58,846)           95,970           822,535
           Materials and supplies               (1,217,112)        (205,548)       (1,456,443)       (2,879,103)
           Prepayments and other
              current assets                      (23,390)              -             39,467            16,077
           TVA contracts receivable                 3,931               -                -               3,931
           Deferred outflows of
              resources                         (2,119,060)        (40,617)           (13,446)       (2,173,123)
           TCRS stabilization fund                     -           (37,454)           (17,025)          (54,479)
           Pension asset                               -            12,550              3,677            16,227
           Accounts payable                       (587,836)        418,021         (1,167,718)       (1,337,533)
           Other accrued expenses                   78,414             -                   16            78,430
           Customers' deposits                    (129,540)         15,774              8,255          (105,511)
           Accrued leave                            70,752         102,091             16,123           188,966
           Lease liability                          (3,710)            -                  -              (3,710)
           TVA contracts payable                    (4,495)            -                  -              (4,495)
           Pension liability                     3,336,689          35,564             12,252         3,384,505
           OPEB liability                         (103,255)            -                  -            (103,255)
           Deferred inflows of resources        (1,664,796)        (30,507)           (10,098)       (1,705,401)
              Net cash provided (used) by
                operating activities        $     472,376     $   8,278,345    $    (832,839)    $   7,917,882

    Supplemental disclosure of noncash
     capital and related financing
     activities
      Utility plant additions financed
        accounts payable                    $         -       $       6,277    $     383,919     $     390,196
      Utility plant additions financed by
        retainage payable                             -             510,359          122,986           633,345
      Developer contributions of systems              -           1,531,140              -           1,531,140
                                            $         -       $   2,047,776    $     506,905     $   2,554,681




See notes to financial statements                                                                                  24

[[page 35]]
                                    City of Gallatin, Tennessee
                Statement of Revenues, Expenditures, and Changes in Fund Balance
                                  Budget (GAAP Basis) and Actual
                                            General Fund
                              For the Fiscal Year Ended June 30, 2023

                                               Budgeted amounts            Actual      Variance with
                                            Original        Final         amounts      final budget
Revenues
 Local taxes
   Property taxes, current                $ 13,512,000   $ 13,559,250   $ 13,948,371         389,121
   Property taxes, delinquent                  150,000        150,000        214,361          64,361
   Property taxes, penalty and interest         60,000         60,000         51,938          (8,062)
   Local sales taxes                        13,750,000     14,050,000     15,289,504       1,239,504
   Local beer taxes                          1,228,000      1,228,000      1,193,410         (34,590)
   Local liquor taxes                          557,000        557,000        609,087          52,087
   Business taxes                            1,198,000      1,198,000      1,883,802         685,802
   Privilege taxes                              28,000         28,000         33,432           5,432
   Cable taxes                                 465,000        465,000        397,976         (67,024)
   Occupancy taxes                             309,000        309,000        393,171          84,171
   Special assessments                           5,000          5,000          5,119             119
     Total local taxes                      31,262,000     31,609,250     34,020,171       2,410,921
  Licenses and permits
    Beer licenses                                5,000          5,000          8,150          3,150
    Building permits                           875,000        875,000      1,087,640        212,640
    Plumbing permits                           225,000        225,000        304,539         79,539
    Planning fees                              325,000        325,000        442,793        117,793
    Other mechanical permits                   350,000        350,000        409,250         59,250
    Other permits                            1,290,000      1,290,000      1,442,624        152,624
      Total licenses and permits             3,070,000      3,070,000      3,694,996        624,996
  Fines and forfeitures
    Fines and forfeitures                      334,250        434,250        553,687        119,437
    ACES red light revenue                     120,000        120,000        169,031         49,031
    Drug fines                                  19,500         19,500         26,218          6,718
      Total fines and forfeitures              473,750        573,750        748,936        175,186
  Intergovernmental revenues
    In lieu of tax, housing authority            3,600          3,600          3,672              72
    In lieu of tax, industry                   161,000        161,000        178,528          17,528
    State sales tax                          4,884,000      4,884,000      5,304,556         420,556
    State income tax                               -              -              755             755
    State beer tax                              20,500         20,500         20,288            (212)
    State mixed drink tax                      225,000        225,000        314,823          89,823
    State gas and motor fuel tax             1,584,000      1,584,000      1,543,508         (40,492)
    State petroleum special                     80,500         80,500         81,398             898
    State telecomm                                 -              -               18              18
    State TVA in lieu of tax                   462,000        462,000        534,206          72,206
    State excise tax                           115,000        115,000        141,549          26,549
    State salary supplements                       -          128,000        128,000             -
    Other federal grants                       747,766     16,421,918      7,505,566      (8,916,352)
    Sidewalk grant                                 -        1,255,947         75,519      (1,180,428)
    Government highway safety grant                -              -              -               -
    Other state grants                           4,500        504,500        297,990        (206,510)
      Total intergovernmental revenues       8,287,866     25,845,965     16,130,376      (9,715,589)
   Continued

See notes to financial statements                                                                  25

[[page 36]]
                                     City of Gallatin, Tennessee
                 Statement of Revenues, Expenditures, and Changes in Fund Balance
                                   Budget (GAAP Basis) and Actual
                                             General Fund
                               For the Fiscal Year Ended June 30, 2023

                                           Budgeted amounts           Actual        Variance with
                                        Original        Final        amounts        final budget
 Revenues
  Charges for services
   Admin and management services           180,000        180,000       245,001           65,001
   Accounting and management
     services                               95,766         95,766         95,766              -
   Personnel services                       50,629         50,629         50,629              -
   Other legal services                    108,361        108,361        108,361              -
   Miscellaneous                            23,000         23,000          6,946          (16,054)
   Vehicle maintenance charges             220,000        220,000         45,799         (174,201)
   Rent                                     35,000         35,000         48,700           13,700
   Golf course revenue                     866,000      1,041,000      1,556,540          515,540
   Civic center revenue                    779,800        779,800        990,846          211,046
     Total charges for services          2,358,556      2,533,556      3,148,588          615,032
   Miscellaneous revenues
    Miscellaneous                           71,000      1,050,920        160,474         (890,446)
    Sale of cemetery lots                      500            500            -               (500)
    Sale of materials                        2,000          2,000         15,837           13,837
    Sale of equipment                       30,000        145,460        179,502           34,042
    Donations                              475,000        477,141        519,327           42,186
    Insurance recoveries                       -           97,421        283,782          186,361
    Interest                                50,000        160,000        829,326          669,326
      Total miscellaneous revenues         628,500      1,933,442      1,988,248           54,806
        Total revenues                  46,080,672     65,565,963     59,731,315       (5,834,648)
 Expenditures
  General government
    Mayor's office
     Salaries                              290,939        290,939        286,162            4,777
     Employee benefits and taxes            74,464         74,464         75,817           (1,353)
     Official fees                          48,650         48,650         37,308           11,342
     Printing and publications               8,800          8,800         11,276           (2,476)
     Membership fees                        52,000         52,000         51,558              442
     Utilities                               3,000          3,000            828            2,172
     Other professional services           115,000        115,000        318,237         (203,237)
     Travel and meals                       17,500         17,500         13,114            4,386
     Mayor's expenses                        5,000          5,000          4,330              670
     Council expenses                       14,000         14,000          5,658            8,342
     Office supplies                         6,850          6,850          2,332            4,518
     Repairs and maintenance                20,000         20,000            -             20,000
     Payments in lieu of tax               209,000        209,000        208,638              362
     County portion of liquor tax          120,000        120,000        184,702          (64,702)
     Discounts on taxes                     14,000         14,000         12,368            1,632
     Grants and donations                    6,000          6,000          3,681            2,319
     RTA program                            55,597         55,597         55,597              -
     Prizes and awards                      16,000         16,000         13,253            2,747
     Miscellaneous                          41,850         41,850       (189,605)         231,455
     Capital outlay                        109,500      3,075,925         23,466        3,052,459
       Total mayor's office              1,228,150      4,194,575      1,118,720        3,075,855
    Continued
See notes to financial statements                                                                  26

[[page 37]]
                                    City of Gallatin, Tennessee
                Statement of Revenues, Expenditures, and Changes in Fund Balance
                                  Budget (GAAP Basis) and Actual
                                            General Fund
                              For the Fiscal Year Ended June 30, 2023

                                          Budgeted amounts           Actual        Variance with
                                       Original        Final        amounts        final budget
Expenditures
 General government
   Finance department
     Salaries                             551,930        551,930       470,514           81,416
     Employee benefits and taxes          148,956        148,956       119,760           29,196
     Postage                                4,000          4,000         2,210            1,790
     Printing and publications              3,750          3,750         2,721            1,029
     Membership fees                        1,000          1,000           310              690
     Utilities                                870            870           700              170
     Accounting services                   80,000         80,000        80,750             (750)
     Repairs and maintenance                1,000          1,000           753              247
     Training                               2,000          2,000           790            1,210
     Operating supplies                     4,750          4,750         4,063              687
     Miscellaneous                          1,700          1,700        (7,411)           9,111
     Capital outlay                         3,500         69,500           -             69,500
       Total finance department           803,456        869,456       675,160          194,296
   City recorder
     Salaries                             345,311        345,311       250,987           94,324
     Employee benefits and taxes          128,865        128,865        88,007           40,858
     Postage                               16,000         16,000        16,188             (188)
     Printing and publications                600            600           765             (165)
     Membership fees                        3,000          3,000           598            2,402
     Utilities                                -              -             452             (452)
     Data processing services              20,000         20,000           -             20,000
     Other professional services          206,000        311,577           583          310,994
     Travel                                 1,500          1,500           -              1,500
     Other contractual services             5,000          5,000         3,457            1,543
     Office supplies                        4,000          4,000         3,783              217
     Miscellaneous                         12,250         12,250        16,543           (4,293)
     Capital outlay                           -              -             -                -
       Total city recorder                742,526        848,103       381,363          466,740
   Risk management
     HRA expense                          200,000        200,000       170,939            29,061
     Workers compensation                 350,000        442,250       456,322           (14,072)
     ADA transition plan                      -              -             -                 -
     Building insurance                   125,000        125,000        90,976            34,024
     General liability                    400,000        400,000       390,658             9,342
       Total risk management            1,075,000      1,167,250      1,108,895          58,355
   Continued




See notes to financial statements                                                              27

[[page 38]]
                                     City of Gallatin, Tennessee
                 Statement of Revenues, Expenditures, and Changes in Fund Balance
                                   Budget (GAAP Basis) and Actual
                                             General Fund
                               For the Fiscal Year Ended June 30, 2023

                                           Budgeted amounts           Actual        Variance with
                                        Original        Final        amounts        final budget
 Expenditures
  General government
    Attorney
     Salaries                              389,448       390,685        382,970             7,715
     Employee benefits and taxes            98,901        99,107         91,845             7,262
     Printing and publications               2,800         2,800          2,444               356
     Licenses                                  650           650            -                 650
     Tax law and other publications         11,000        11,000         12,426            (1,426)
     Membership fees                         3,000         3,000          3,486              (486)
     Utilities                               1,400         1,400          1,024               376
     Legal services                         35,000        70,000         93,951           (23,951)
     Other professional services            10,000        10,000            325             9,675
     Travel and meals                        4,250         4,250          4,814              (564)
     Training                                3,500         3,500          3,212               288
     Office supplies                           650           650            256               394
     Educational supplies                   39,974        39,974         (4,182)           44,156
     Miscellaneous                           8,200         8,200          1,372             6,828
     Capital outlay                            -             368            -                 368
       Total attorney                      608,773       645,584        593,943            51,641
     Information technology
       Salaries                            590,223        590,223       577,308           12,915
       Employee benefits and taxes         182,628        182,628       176,004            6,624
       Copier expense                          250            250           230               20
       Membership fees                         500            500           -                500
       Utilities                             5,000          5,000         4,441              559
       Other professional services         635,886        660,886       123,038          537,848
       Other contractual services          863,737        863,737       841,260           22,477
       Office supplies                       1,500          1,500         2,208             (708)
       Operating supplies                    8,000          8,000         6,768            1,232
       Miscellaneous                         2,400          2,400         5,373           (2,973)
       Capital outlay                      610,406        633,862       360,605          273,257
         Total information technology    2,900,530      2,948,986     2,097,235          851,751
     Personnel
      Salaries                             313,185       313,185        294,048           19,137
      Employee benefits and taxes          118,231       118,231         88,437           29,794
      Printing and publications              3,000         3,000          1,717            1,283
      Utilities                                625           625            521              104
      Physicals                                500           500             88              412
      Professional services                 11,625        11,625            -             11,625
      Training                               4,000         4,000          2,200            1,800
      Office supplies                        2,900         2,900          1,853            1,047
      Operating supplies                       500           500          2,489           (1,989)
      Miscellaneous                          7,650         7,650          5,913            1,737
      Repairs and maintenance                  -             -            1,970           (1,970)
      Capital outlay                         1,000         1,000          1,371             (371)
        Total personnel                    463,216       463,216        400,607           62,609
     Continued

See notes to financial statements                                                                28

[[page 39]]
                                      City of Gallatin, Tennessee
                  Statement of Revenues, Expenditures, and Changes in Fund Balance
                                    Budget (GAAP Basis) and Actual
                                              General Fund
                                For the Fiscal Year Ended June 30, 2023

                                            Budgeted amounts           Actual        Variance with
                                         Original        Final        amounts        final budget
  Expenditures
   General government
     City planner
       Salaries                             592,867        595,639       595,658              (19)
       Employee benefits and taxes          199,567        200,028       189,900           10,128
       Planning commission                   18,000         18,000        18,175             (175)
       Postage                                1,000          1,000           271              729
       Printing and publications              4,000          4,000         2,074            1,926
       Membership fees                        3,000          3,000         1,579            1,421
       Utilities                              4,000          4,000         2,781            1,219
       Repairs and maintenance                1,700          1,700            79            1,621
       Office supplies                        4,300          4,300         2,128            2,172
       Gas, oil, diesel, etc.                   800            800           975             (175)
       Miscellaneous                         28,150         28,150         9,620           18,530
       Capital outlay                         3,200          6,700         3,442            3,258
         Total city planner                 860,584        867,317       826,682           40,635
      Buildings
       Salaries                             280,714        283,485       253,927           29,558
       Employee benefits and taxes          101,458        101,919        84,354           17,565
       Utilities                             80,456         80,456        72,811            7,645
       Repairs and maintenance               27,500         27,500        27,797             (297)
       Other contractual services            18,000         18,000        43,904          (25,904)
       Small equipment                        2,000          2,000         1,396              604
       Operating supplies                     3,000          3,000         2,307              693
       Janitorial supplies                    7,000          7,000         8,080           (1,080)
       Gas, oil, diesel, etc.                 5,000          5,000         2,594            2,406
       Miscellaneous                          4,200          4,200         2,399            1,801
       Capital outlay                        15,000        116,670        11,817          104,853
          Total buildings                   544,328        649,230       511,386          137,844
      Codes
       Salaries                           1,164,661      1,164,661      1,070,924          93,737
       Employee benefits and taxes          432,396        432,396        356,615          75,781
       Postage                                  720            720            200             520
       Printing and publications             10,800         10,800          2,829           7,971
       Membership fees                        5,000          5,000          3,201           1,799
       Utilities                             22,000         22,000         13,437           8,563
       Repairs and maintenance                4,000          4,000          1,922           2,078
       Other professional services           18,000         18,000          5,702          12,298
       Office supplies                        4,000          4,000          1,637           2,363
       Gas, oil, diesel, etc.                15,500         15,500         17,883          (2,383)
       Miscellaneous                         60,800         60,800         86,128         (25,328)
       Capital outlay                         2,000         73,350         72,702             648
         Total codes                      1,739,877      1,811,227      1,633,180         178,047
      Community services
       July 4th celebration                  23,500         23,500         11,575           11,925
       Appropriations to non-profits        275,470        275,470        275,470              -
         Total community services           298,970        298,970        287,045           11,925
           Total general government      11,265,410     14,763,914      9,634,216        5,129,698
      Continued
See notes to financial statements                                                                    29

[[page 40]]
                                        City of Gallatin, Tennessee
                    Statement of Revenues, Expenditures, and Changes in Fund Balance
                                      Budget (GAAP Basis) and Actual
                                                General Fund
                                  For the Fiscal Year Ended June 30, 2023

                                              Budgeted amounts           Actual        Variance with
                                           Original        Final        amounts        final budget
     Expenditures
      Public safety
        Police
         Salaries                           6,190,005      6,244,405     6,126,575          117,830
         Employee benefits and taxes        2,565,506      2,567,791     2,101,332          466,459
         Postage                                3,000          3,000         3,257             (257)
         Printing and publications             24,400         24,400        20,347            4,053
         Membership fees                        5,500          5,500         3,515            1,985
         Public relations                       1,500          1,500         1,356              144
         Utilities                             91,955         91,955        94,554           (2,599)
         Physicals                             12,000         12,000        16,142           (4,142)
         Data processing services              25,000         25,000        20,658            4,342
         Repairs and maintenance              148,500        148,500       221,819          (73,319)
         Travel                                25,000         35,206        18,044           17,162
         Other contractual services            90,000        542,927       333,138          209,789
         Inmate crew expense                    1,200          1,200           -              1,200
         Reserve officers expense              15,000        330,000        40,563          289,437
         Office supplies                        5,100         16,135         4,769           11,366
         Small office equipment                 3,000         19,501        13,749            5,752
         Operating supplies                    32,000        272,000        37,996          234,004
         Janitorial supplies                    1,500          1,500         3,419           (1,919)
         Clothing and uniforms                 45,000         45,000        82,029          (37,029)
         Fire arm supplies                     35,000         35,305        30,268            5,037
         Other operating supplies               3,000          3,000         2,876              124
         Gas, oil, diesel, etc.               165,500        165,500       267,740         (102,240)
         Other supplies                         3,000          3,000         1,680            1,320
         Traffic light camera expense         110,000        110,000        86,934           23,066
         Other grants and donations         1,025,462      1,025,462     1,410,484         (385,022)
         Professional Services                    -           26,410        26,410              -
         Capital outlay                       630,000        767,275       752,629           14,646
           Total police                    11,257,128     12,523,472    11,722,283          801,189
        Fire
          Salaries                          6,006,732      6,114,146     5,956,422          157,724
          Employee benefits and taxes       2,368,738      2,373,106     2,080,896          292,210
          Printing and publications             2,000          2,000           710            1,290
          Membership fees                       8,000          8,000         6,142            1,858
          Utilities                            88,805         88,805        80,380            8,425
          Physicals                            50,500         50,500        57,575           (7,075)
          Repairs and maintenance             207,500        238,092       207,501           30,591
          Travel                               30,000         30,000        26,605            3,395
          Other contractual services           49,000         49,000        32,655           16,345
          Training                             75,000         75,000        74,400              600
          Office supplies                       2,500          2,500         2,515              (15)
          Small office equipment                  500            500           571              (71)
          Operating supplies                   20,000         20,000        17,171            2,829
          Janitorial supplies                  12,000         12,000        11,374              626
          Clothing and uniforms                50,000         50,000        47,520            2,480
          Fire prevention supplies              8,000          8,000         7,853              147
          Gas, oil, diesel, etc.               95,000        113,000       129,296          (16,296)
          Miscellaneous                        29,150         29,150        23,730            5,420
          Capital outlay                    2,232,000      3,572,842     2,918,184          654,658
            Total fire                     11,335,425     12,836,641    11,681,500        1,155,141
              Total public safety          22,592,553     25,360,113    23,403,783        1,956,330
        Continued
See notes to financial statements                                                                      30

[[page 41]]
                                       City of Gallatin, Tennessee
                   Statement of Revenues, Expenditures, and Changes in Fund Balance
                                     Budget (GAAP Basis) and Actual
                                               General Fund
                                 For the Fiscal Year Ended June 30, 2023

                                                   Budgeted amounts          Actual      Variance with
                                                Original        Final       amounts      final budget
    Expenditures
     Engineering
       Salaries                                    581,945        650,784      565,674          85,110
       Employee benefits and taxes                 202,120        213,581      183,261          30,320
       Printing                                      3,000          3,000        2,487             513
       Licenses                                      1,500          1,500        2,445            (945)
       Membership fees                               1,785          1,785          680           1,105
       Utilities                                    11,600         11,600       10,351           1,249
       Professional services                       325,000        370,158       26,138         344,020
       Repairs and maintenance                      24,000         24,000       19,846           4,154
       Office supplies                               2,000          2,000        1,604             396
       Operating supplies                            3,800          3,800        1,853           1,947
       Gas, oil, diesel, etc.                        4,000          4,000        3,757             243
       Miscellaneous                                 4,750          4,750        1,417           3,333
       Capital outlay                            2,155,000      6,813,017    2,038,302       4,774,715
         Total engineering                       3,320,500      8,103,975    2,857,815       5,246,160
     Public works
      Salaries                                     316,441        320,531      321,858          (1,327)
      Employee benefits and taxes                  113,306        113,987      103,969          10,018
      Utilities                                      1,800          1,800        1,850             (50)
      Repairs and maintenance                       15,700         16,650       16,371             279
      Gas, oil, diesel, etc.                        24,000         24,000       18,887           5,113
      Miscellaneous                                413,950        435,548      354,691          80,857
      Capital outlay                             1,200,266      6,771,026    2,239,201       4,531,825
        Total public works                       2,085,463      7,683,542    3,056,827       4,626,715
     Highways and streets
      Salaries                                     979,742        979,742      706,287        273,455
      Employee benefits and taxes                  547,322        547,322      261,352        285,970
      Utilities                                     10,650         10,650        9,708            942
      Physicals                                      1,000          1,000        2,653         (1,653)
      Repairs and maintenance                      162,000        165,000      131,601         33,399
      Travel                                         1,000          1,000        1,120           (120)
      Other contractual services                    10,000         10,000        3,202          6,798
      Operating supplies                             2,500          2,500        2,320            180
      Agricultural and horticultural supplies        4,000          4,000        7,906         (3,906)
      Janitorial supplies                              800            800          507            293
      Clothing and uniforms                          7,000          7,000        4,311          2,689
      Other operating supplies                       1,500          1,500        2,017           (517)
      Gas, oil, diesel, etc.                        63,000         63,000       61,284          1,716
      Consumable tools                               3,500          3,500        3,187            313
      Sign parts and supplies                       15,000         15,000       17,564         (2,564)
      Demolition and mowing                         20,000         20,000        6,396         13,604
      Other supplies                                 1,500          1,500          633            867
      Salt                                          40,000         40,000       37,741          2,259
      Drainage materials                               -              -            -              -
      Inmate crew expense                           10,000         10,000        6,472          3,528
      Miscellaneous                                 16,800         35,800       10,465         25,335
      Capital outlay                               232,500        448,248      161,272        286,976
        Total highways and streets               2,129,814      2,367,562    1,437,998        929,564
       Continued

See notes to financial statements                                                                         31

[[page 42]]
                                        City of Gallatin, Tennessee
                    Statement of Revenues, Expenditures, and Changes in Fund Balance
                                      Budget (GAAP Basis) and Actual
                                                General Fund
                                  For the Fiscal Year Ended June 30, 2023

                                                 Budgeted amounts          Actual      Variance with
                                              Original        Final       amounts      final budget
     Expenditures
      Vehicle maintenance
        Salaries                                275,196        275,196      269,554           5,642
        Employee benefits and taxes             121,299        121,299       91,667          29,632
        Utilities                                12,650         12,650       11,616           1,034
        Repairs and maintenance                 259,000        259,000       37,174         221,826
        Operating supplies                        1,500          1,500        2,247            (747)
        Clothing and uniforms                     1,000          1,000        1,106            (106)
        Maintenance supplies                        500            500          -               500
        Gas, oil, diesel, etc.                    4,500          4,500        3,366           1,134
        Miscellaneous                             4,100          4,100          620           3,480
        Capital Outlay                           15,500         17,380       12,194           5,186
         Total vehicle maintenance              695,245        697,125      429,544         267,581
      Parks and recreation
       Civic center
         Salaries                                784,882        839,316      834,962          4,354
         Employee benefits and taxes             166,507        175,570      173,057          2,513
         Postage                                   1,500          1,500        1,500            -
         Printing and publications                 4,500          4,500        4,543            (43)
         Utilities                               213,500        213,500      253,417        (39,917)
         Employee physicals                        1,500          1,500        2,501         (1,001)
         Repairs and maintenance                  33,000         36,209       28,269          7,940
         Other contractual services              125,000        125,000      116,635          8,365
         Operating supplies                       95,000         94,700       90,803          3,897
         Food                                     60,000         60,000       58,957          1,043
         Janitorial supplies                      15,000         23,380       21,375          2,005
         Miscellaneous                            26,500         30,500       30,546            (46)
         Capital outlay                           65,000        215,000       49,688        165,312
           Total civic center                  1,591,889      1,820,675    1,666,253        154,422
        Golf course
         Salaries                               584,401        599,290      603,884          (4,594)
         Employee benefits and taxes            186,867        189,346      170,943          18,403
         Printing and publications                  150            150          318            (168)
         Membership fees                          1,400          1,400        2,040            (640)
         Utilities                               44,200         44,200       42,750           1,450
         Physicals                                  200            200          920            (720)
         Repairs and maintenance                 10,000         18,676        9,256           9,420
         Other contractual services              12,000         12,000       15,017          (3,017)
         Items for resale                        10,000         75,000       45,173          29,827
         Operating supplies                      20,000         20,000       26,840          (6,840)
         Agricultural and horticultural
           supplies                               55,000         55,000       54,235            765
         Food                                     30,000         45,000       56,062        (11,062)
         Clothing and uniforms                     1,200          1,200          182          1,018
         Gas, oil, diesel, etc.                   14,500         14,500       16,701         (2,201)
         Other equipment parts                    25,000         25,000       26,783         (1,783)
         Repair parts for water/sewer lines        1,000          1,000          589            411
         Beer for resale                          15,000         25,000       23,399          1,601
         Discount credit card                     22,000         42,000       45,331         (3,331)
         Miscellaneous                             7,050          7,050        9,138         (2,088)
         Capital outlay                          353,000        470,150      335,318        134,832
           Total golf course                   1,392,968      1,646,162    1,484,879        161,283
        Continued
See notes to financial statements                                                                      32

[[page 43]]
                                    City of Gallatin, Tennessee
                Statement of Revenues, Expenditures, and Changes in Fund Balance
                                  Budget (GAAP Basis) and Actual
                                            General Fund
                              For the Fiscal Year Ended June 30, 2023

                                                Budgeted amounts          Actual      Variance with
                                             Original        Final       amounts      final budget
Expenditures
 Parks
   Salaries                                     882,079        884,680      895,553        (10,873)
   Employee benefits and taxes                  568,562        568,995      492,236         76,759
   Printing and publications                      1,500          1,500        1,312            188
   Memberships                                    2,000          2,000        5,221         (3,221)
   Public relations                              10,000         10,000        6,419          3,581
   Utilities                                    118,000        149,000      167,544        (18,544)
   Repairs and maintenance                       70,000         91,709       86,002          5,707
   Travel                                         4,000          4,000        1,508          2,492
   Other contractual services                    55,000         85,000       85,444           (444)
   Inmate crew meals                              6,000          6,000        2,593          3,407
   Small equipment                                7,000          7,000        6,131            869
   Operating supplies                            75,000         96,734       81,031         15,703
   Agricultural and horticultural supplies       25,000         25,000       16,320          8,680
   Food                                             -              -            584           (584)
   Gas, oil, diesel, etc.                        60,000         60,000       76,110        (16,110)
   Miscellaneous                                  3,400          3,400        4,504         (1,104)
   Capital outlay                               125,000        513,520      447,519         66,001
     Total parks                              2,012,541      2,508,538    2,376,031        132,507
       Total parks and recreation             4,997,398      5,975,375    5,527,163        448,212
  Economic development
    Economic development agency
      Salaries                                 257,882         263,814     259,232            4,582
      Employee benefits and taxes               90,548          91,536      74,892           16,644
      Printing and publications                  5,000           7,900       8,017             (117)
      Membership fees                           13,000          13,000      31,043          (18,043)
      Public relations                          27,000          27,000      32,750           (5,750)
      Utilities                                  1,800           1,800       1,443              357
      Repairs and maintenance                      500           1,500       2,156             (656)
      Professional services                     17,000          21,200      26,463           (5,263)
      Travel                                     6,000           6,000       6,154             (154)
      Office supplies                            2,250           2,250       4,236           (1,986)
      Gas, oil, diesel, etc.                     1,250           1,250         647              603
      Miscellaneous                             20,600          30,600      20,182           10,418
        Total economic development
          agency                               442,830         467,850     467,215             635
   Economic development utility
     Professional services                      30,000          30,000      12,000          18,000
     Repairs and maintenance                    15,000          15,000         -            15,000
     Grants and donations                        7,500           7,500         -             7,500
     Capital outlay                             22,500         522,500      27,403         495,097
       Total economic development
        utility                                 75,000         575,000      39,403         535,597
        Total economic development             517,830       1,042,850     506,618         536,232
   Continued

See notes to financial statements                                                                 33

[[page 44]]
                                    City of Gallatin, Tennessee
                Statement of Revenues, Expenditures, and Changes in Fund Balance
                                  Budget (GAAP Basis) and Actual
                                            General Fund
                              For the Fiscal Year Ended June 30, 2023

                                               Budgeted amounts             Actual        Variance with
                                            Original        Final          amounts        final budget
 Expenditures
  Debt service
    Principal                                1,780,000       1,780,000       1,780,000               -
    Interest                                   911,850         911,850         911,850               -
    Bond fees                                    1,600           1,600           1,253               347
      Total debt service                     2,693,450       2,693,450       2,693,103               347
        Total expenditures                  50,297,663      68,687,906      49,547,067        19,140,839

 Excess (deficiency) of revenues
   over (under) expenditures                (4,216,991)     (3,121,943)     10,184,248        13,306,191

 Other financing sources (uses)
  In lieu of payment, utility                1,905,000       1,905,000       1,824,463           (80,537)
  Transfers from the other funds                   -               -        10,576,303        10,576,303
  Transfers to the other funds                     -       (10,823,391)    (10,823,391)              -
   Total other financing sources (uses)      1,905,000      (8,918,391)      1,577,375        10,495,766

 Net change in fund balance                 (2,311,991)    (12,040,334)     11,761,623        23,801,957

 Fund balance, beginning of year            44,385,898      44,385,898      44,385,898               -
 Fund balance, end of year of year        $ 42,073,907    $ 32,345,564    $ 56,147,521    $   23,801,957




See notes to financial statements                                                                        34

[[page 45]]
                                    City of Gallatin, Tennessee
                         Statement of Fiduciary Net Position - Fiduciary Funds
                                         Electric Department
                                            June 30, 2023


                                                                       Electric Dept   Electric Dept
                                                                      Pension Trust     OPEB Trust
Assets
Cash and cash equivalents                                             $     420,020    $     58,239
Receivables
  Employee contributions                                                      4,450             -
  Employer contributions                                                        -               -
  Investment income                                                          29,886             278
Investments
  Mutual funds                                                           2,028,396          225,102
  US government and municipal obligations                                1,533,115              -
  Corporate bonds and debentures                                         4,021,205              -
  Common stocks                                                          5,087,639          235,228
  Preferred stocks                                                          37,500              -
Total assets                                                          $ 13,162,211     $    518,847

Liabilities and Net Position
Liabilities
  Payables
  Benefits payable to plan sponsor                                    $         -      $     21,933
    Trustee/Custody fees                                                        766              33
    Investment management fees                                               15,428             609
      Total liabilities                                                      16,194          22,575

Net position
 Restricted for pension and OPEB benefits                                 13,146,017        496,272
Total liabilities and net position                                    $ 13,162,211     $    518,847




See notes to financial statements                                                                  35

[[page 46]]
                                    City of Gallatin, Tennessee
                  Statement of Changes in Fiduciary Net Position - Fiduciary Funds
                                        Electric Department
                              For the Fiscal Year Ended June 30, 2023

                                                                     Electric Dept     Electric Dept
                                                                    Pension Trust       OPEB Trust
Additions
 Contributions
  Employees                                                          $      59,943     $        -
  Employer                                                                 600,000          485,000
    Total contributions                                                    659,943          485,000

  Investment income
    Net appreciation (depreciation) in fair value of investments         (1,691,167)         25,952
    Interest and dividends                                                  275,580           9,523
                                                                         (1,415,587)         35,475
   Less: investment fees                                                    (77,848)         (2,270)
     Net investment gain                                                 (1,493,435)         33,205

   Total additions                                                        (833,492)         518,205

Deductions
 Benefit payments                                                          627,700           21,933

Change in net position                                                   (1,461,192)        496,272

Net position, beginning of year                                        14,607,209               -
Net position, end of year                                            $ 13,146,017      $    496,272




See notes to financial statements                                                                  36

[[page 47]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
The City of Gallatin’s financial statements are prepared in accordance with accounting principles generally accepted
in the United States of America (GAAP). The Governmental Accounting Standards Board (GASB) is responsible for
establishing GAAP for state and local governments through its pronouncements (Statements and Interpretations).
The more significant accounting policies established in GAAP and used by the City of Gallatin are discussed below.

Reporting Entity
The City of Gallatin, Tennessee (the City) operates under a Mayor-Alderman form of government and provides the
following services as authorized by its charter: public safety (police and fire), street maintenance, sanitation
collection and disposal, stormwater, recreation, water and sewer, electricity, gas, and general administrative services.
As required by GAAP, these financial statements present the government and its component units, entities for which
the City is considered to be financially accountable. Blended component units, although legally separate entities,
are, in substance, part of the City’s operations.

Related Organizations
The City’s officials are also responsible for appointing the members of the Board of Gallatin Housing Authority (the
Housing Authority) and the Industrial Development Board of Gallatin, Tennessee (the IDB), but the City’s
accountability for these organizations does not extend beyond making the appointments. Board members of the
Housing Authority and the IDB are appointed by the Mayor, but the City does not provide funding, has no obligation
for the debt issued by the Housing Authority and the IDB, and cannot impose its will upon the operations of the
Housing Authority and the IDB. Accordingly, the Housing Authority have not been included in the reporting entity.

Joint Venture
The City is a participant in the Sumner County Resource Authority (the Resource Authority), a joint venture, in which
it retains an ongoing financial interest. The Resource Authority is a joint venture of Sumner County and the Cities of
Gallatin and Hendersonville, and operates a solid waste energy recovery plant. The City has no equity interest in the
Resource Authority. Complete financial statements of the Resource Authority are available from the City Finance
Director.

Government-wide and Fund Financial Statements
Government-wide Financial Statements
The government-wide financial statements (the statement of net position and the statement of activities) report
information on all of the activities of the City. As a rule, the effect of interfund activity has been eliminated from the
government-wide financial statements. Exceptions to this general rule are payments-in-lieu-of-taxes and other
charges between the government’s utilities and various other functions of the government. Elimination of these
charges would distort the direct costs and program revenues reported for the various functions concerned.
Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported
separately from business-type activities, which rely to a significant extent on fees and charges for support.

The statement of activities demonstrates the degree to which the direct expenses of a given program are offset by
program revenues. Direct expenses are those that are clearly identifiable with a specific program. Program revenues
include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or
privileges provided by a given program, and 2) operating or capital grants and contributions that are restricted to
meeting the operational or capital requirements of a particular program. Taxes and other items not included among
program revenues are reported instead as general revenues.



                                                                                                                       37

[[page 48]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Government-wide and Fund Financial Statements
Government-wide Financial Statements
Separate financial statements are provided for governmental funds and proprietary funds. Major individual
governmental funds and major individual enterprise funds are reported as separate columns in the fund financial
statements.

Fund Financial Statements
The government uses funds to report on its financial position and the results of its operations. Fund accounting is
designed to demonstrate legal compliance and to aid financial management by segregating transactions related to
certain government functions or activities. A fund is a separate accounting entity with a self-balancing set of
accounts.

The City has its funds classified into two categories: governmental and proprietary. Each category, in turn, is divided
into separate “fund types.”

  Governmental funds are used to account for all or most of a government’s general activities including the
  collection and disbursement of earmarked monies (special revenue funds) and the acquisition or construction of
  general fixed assets (capital projects funds). The General Fund is used to account for all activities of the general
  government not accounted for in some other fund.

  Proprietary funds are used to account for activities similar to those found in the private sector, where the
  determination of net income is necessary or useful to sound financial administration. Goods or services from such
  activities can be provided either to outside parties (enterprise funds) or to other departments or agencies primarily
  within the government (internal service funds).

The City reports the following major governmental funds:

  The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general
  government, except those required to be accounted for in another fund. The General Fund also includes the
  accounting for all solid waste revenues and expenditures.

  The Capital Projects Fund focuses on project-to-date costs for many projects within the City. It accounts for and
  reports financial resources that are restricted, committed, or assigned to expenditure for capital outlays of
  governmental fund types including the acquisition and construction of capital facilities and other capital assets.

The City reports the following major proprietary funds:

  The Gallatin Department of Electricity (Electric Department Fund) accounts for the activities of the government’s
  electric distribution operations.

  The Water and Sewer Department Fund accounts for the activities associated with the water distribution system,
  the sewage treatment plant, sewage pumping stations, and sewage collection system.

  The Gas Department Fund accounts for the activities of the government’s gas distribution operations.



                                                                                                                    38

[[page 49]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Government-wide and Fund Financial Statements
Fund Financial Statements
Additionally, the City reports the following fiduciary fund:

  The Electric Department’s pension trust fund is used to account for assets held for benefits related to the Gallatin
  Department of Electricity Employees’ Pension Plan.

Measurement Focus and Basis of Accounting
The government-wide financial statements are reported using the economic resources measurement focus and the
accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned
and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes
are recognized as revenues in the year for which they are assessed. Grants and similar items are recognized as
revenues as soon as all eligibility requirements imposed by the provider have been met.

Governmental fund financial statements are reported using the current financial resources measurement focus and
the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and
available. Revenues are considered to be available when they are collectible within the current period or soon
enough thereafter to pay liabilities of the current period. For this purpose, the City considers all revenues to be
available in the period for which levied if they are collected within 60 days of the end of the current fiscal period.
Those revenues susceptible to accrual are property taxes, franchise taxes, special assessments, licenses, interest
income, and charges for services. Fines, permits, and parking meter revenues are not susceptible to accrual because,
generally, they are not measurable until received in cash. Expenditures are recorded when the related fund liability
is incurred. Principal and interest on long-term debt are recorded as fund liabilities when due or when amounts
have been accumulated in the debt service fund for payments to be made early in the following year. Operating
statements of these funds present increases (i.e., revenues and other financing sources) and decreases (i.e.,
expenditures and other financing uses) in net current assets.

Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and
expenses generally result from providing services and producing and delivering goods in connection with a
proprietary fund’s principal ongoing operations. Operating expenses for the proprietary funds include the necessary
costs to provide the services including the cost of personal and contractual services, supplies, and depreciation on
capital assets. Charges for sales and services are reported net of discounts and allowances of $8,069. All revenues
and expenses not meeting this definition are reported as non-operating revenues and expenses.

When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources
first, then unrestricted resources as they are needed.

Cash and Cash Equivalents
The City’s cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term
investments with maturities of three months or less from the date of acquisition. State statutes authorize the City
to invest in certificates of deposit, obligations of the US Treasury agencies and instrumentalities, obligations
guaranteed by the US government or its agencies, repurchase agreements, and the state’s investment pool.




                                                                                                                       39

[[page 50]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Cash and Cash Equivalents
Investments for the City are reported at fair value. The State Local Government Investment Pool is operated in
accordance with appropriate state laws and regulations. The reported value of the pool is the same as the fair value
of the pool of shares.

Receivables and Payables
During the course of operations, numerous transactions occur between individual funds for goods provided or
services rendered. These receivables and payables are classified as “due from other funds” or “due to other funds”
on the balance sheet.

Property tax receivables are shown net of an allowance for uncollectibles. The allowance is recorded based on the
past history of collections. Court fines receivable are also shown net of an allowance for uncollectibles. The allowance
is recorded based on management’s estimate of what portion of the outstanding receivable will be collected in the
future.

The allowances for uncollectible customer accounts recorded in the proprietary funds are based on past history of
uncollectible accounts and management’s analysis of current accounts.

Property taxes are levied annually and notices are mailed on October 1. The taxes are due and payable from October
through February of the next year. An unperfected lien attaches by statute to property on January 1 for unpaid taxes
from the prior year’s levy. Taxes uncollected by March 1 the year after due may be submitted to the Chancery Court
for collection. Tax liens become perfected at the time the court enters judgment.

Inventories and Prepaid Items
Inventories of the Water and Sewer, and Gas Funds are valued at average cost. Inventory of the Electric system is
stated at average cost as determined by the moving average inventory method. Inventory of the General Fund
consists of expendable supplies held for consumption. Governmental fund inventories are recorded at cost under
the consumption method.

Restricted Assets
The City elects to use restricted assets before unrestricted assets when situations arise where either can be used.

The TCRS Stabilization Fund consists of amounts held in a pension stabilization trust by the Tennessee Consolidated
Retirement System (TCRS) for the benefit of the City’s TCRS Hybrid Plan. The purpose of this trust is to accumulate
funds to provide stabilization (smoothing) of retirement costs to the City in times of fluctuating investment returns
and market downturns. These funds are held and invested by TCRS pursuant to an irrevocable agreement and may
only be used for the benefit of the City to fund retirement benefits upon approval of the TCRS Board of Directors.
To date, the City has not withdrawn any funds from the trust to pay pension costs. Trust documents provide that
the funds are not subject to the claims of general creditors of the City.




                                                                                                                     40

[[page 51]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Capital Assets
Capital assets, including property, plant, and equipment, and infrastructure assets (e.g., roads, bridges, sidewalks,
and similar items) are reported in the applicable governmental or business-type activities columns in the
government-wide financial statements. Capital assets are defined by the government as assets with an initial
individual cost of more than $75,000 for buildings and improvements other than buildings, and $25,000 for the
remaining capital assets categories, and estimated useful life in excess of two years. Land, construction in progress,
and works of art are included in the thresholds. The electric fund uses a capitalization threshold of $2,000; water
and sewer, and gas funds use a threshold of $25,000; and all three funds use an estimated useful life in excess of
two years. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed.
Donated capital assets are recorded at estimated fair market value at the date of donation.

The costs of normal maintenance and repairs that do not add to the value of the assets or materially extend assets’
lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are
constructed.

Capital assets of the City are depreciated using the straight-line method using the following useful lives:

  Buildings and improvements                                                             25 – 50 years
  Transmission and distribution systems                                                  10 – 50 years
  General plant                                                                          10 – 50 years
  Machinery, equipment, and rolling stock                                                3 – 10 years
  Office furniture and equipment                                                         3 – 10 years
  Improvements other than buildings                                                        50 years

Leased assets include copier rentals. Amortization is provided over the lives of the leases, which are three years.

Total depreciation expense for proprietary funds amounted to $8,371,558 for the year ended June 30, 2023. Some
of this depreciation was charged to expense accounts other than the depreciation accounts in the Electric Fund.
Depreciation accounted for in this manner results in a difference between depreciation reported in the
accompanying statement of revenues, expenses, and changes in net position and the amount reported in the
footnotes. A reconciliation of this difference is provided below:

                                                                                                          Total
                                                                                                       Proprietary
                                                                                                          funds
  Depreciation and amortization expense reported in note 6                                         $      8,555,698
  Provision for depreciation on statement of revenues,
   expenses, and changes in net position                                                                 (8,371,558)
     Difference (depreciation charged to other operating expense accounts)                         $        184,140




                                                                                                                      41

[[page 52]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Compensated Absences
Vacation leave is accumulated by classified full-time employees according to the following schedule:

                       Years of Service                                        Annual Vacation Leave
                         0 – 4 years                                                   10 days
                         5 – 9 years                                                   16 days
                        10 – 14 years                                                  17 days
                        15 – 18 years                                                  19 days
                      19 or more years                                                 21 days

Vacation leave for designated Department heads/Assistant DH, the City Attorney, the Executive Director of Economic
Development, Mayor, and City Recorder shall be sixteen (16) business days each year for the first four (4) years of
service, and thereafter increasing to twenty-one (21) business days.

Sick leave is accumulated at the rate of one day per month. At retirement, an employee will be paid accumulated
sick leave ranging from 20% - 50%, based on either their age or years of service on effective date of retirement.

Long-term Obligations
In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term
debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-
type activities, or proprietary fund type statement of net position. Bond premiums and discounts are deferred and
amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the
applicable bond premium or discount. Bond issuance costs are expensed as incurred.

In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond
issuance costs, during the current period. The face amount of debt issued is reported as other financial sources
while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld
from the actual debt proceeds received, are reported as debt service expenditures.

Deferred Outflows/Inflows of Resources
In addition to assets, the statement of net position will sometimes report a separate section for deferred outflows
of resources. The separate financial statement element “deferred outflows of resources” represents a consumption
of net position that applies to a future period and so will not be recognized as an outflow of resources
(expense/expenditure) until then.

In addition to liabilities, the statement of financial position will sometimes report a separate section for deferred
inflows of resources. This separate financial statement element “deferred inflows of resources” represents acquisition
of net position that applies to a future period and so will not be recognized as an inflow of resources (revenue) until
that time.

The City reports unavailable property taxes, unavailable court fines revenues, and public safety revenues as deferred
inflows of resources in the governmental fund balance sheet. In the statement of net position, unavailable property taxes
related to the subsequent tax year and held evidence funds are reported. The City reports loss on bond refunding as a
deferred inflow of resources in the statement of net position as well.



                                                                                                                      42

[[page 53]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Regulatory Accounting
The City’s proprietary fund follows the principles of proprietary fund accounting in accordance with Government
Accounting Standards Board (GASB) pronouncements. Proprietary fund accounting is used to report business-type
activities, as contrasted with tax-supported governmental activities.

The City’s proprietary fund also complies with policies and practices prescribed by the City’s governing body and
with practices common in the utility industry. As the City’s governing body has the authority to set rates, the City’s
proprietary fund follows the regulatory accounting guidance of GASB Statement No. 62, Codification of Accounting
and Financial Reporting Guidance Contained in Pre-November 30, 1989 FASB and AICPA Pronouncements, which
provides for the reporting of assets and liabilities consistent with the economic effect of the rate structure.
Regulatory assets are recorded to reflect probable future revenues associated with certain costs that are expected
to be recovered from customers through the rate-making process. Regulatory liabilities are recorded to reflect
probable future reduction in revenues associated with amounts that are expected to be credited to customers in
the rate-making process.

Fund Balance
As prescribed by GASB Statement No. 54, governmental funds report fund balance in classifications based primarily
on the extent to which the City is bound to honor constraints on the specific purposes for which amounts in the
funds can be spent. Fund balance for governmental funds can consist of the following:

Nonspendable Fund Balance
This classification includes amounts that are restricted for specific purposes stipulated by external resource
providers, constitutionally, or through enabling legislation. Restrictions may effectively be changed or lifted with the
consent of resource providers. This classification also includes amounts that cannot be spent because they are not
in spendable form (such as inventory or prepaid items).

Restricted Fund Balance
This classification includes amounts that are: (a) not in spendable form, or (b) legally or contractually required to be
maintained intact. The “not in spendable form” criterion includes terms that are not expected to be converted to
cash, for example: inventories, prepaid amounts, and long-term notes receivable.

Committed Fund Balance
This classification includes amounts that can only be used for the specific purposes determined by the City’s highest
level of decision-making authority (the City Council) and the highest form of authority (ordinances). Commitments
may be changed or lifted only by the City taking the same formal action that imposed the constraint originally (for
example: ordinance). The ordinance must be either approved or rescinded, as applicable, prior to the last day of the
fiscal year for which the commitment is made. If the actual amount of the commitment is not available by June 30th,
the ordinance must state the process of formula necessary to calculate the actual amount as soon as information is
available.




                                                                                                                     43

[[page 54]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Fund Balance
Assigned Fund Balance
This classification includes amounts intended to be used by the City for specific purposes that are neither restricted
nor committed. The City Council and its designee, the Finance Director, have the authority to assign amounts to be
used for specific purposes. Assigned amounts also include all residual amounts in governmental funds (except for
the General Fund and also negative amounts) that are not classified as nonspendable, restricted, or committed. Any
funds assigned must be reported to the Council at the next regular meeting and recorded in the minutes. The
Council has the authority to assign funds or to remove or change the assignments of the Finance Director with a
simple majority vote. Upon passage of a budget ordinance where fund balance is used as the source to balance the
budget, the Finance Director shall record the amount as assigned fund balance.

Unassigned Fund Balance
This fund balance is the residual classification for the General Fund. It is also used to report negative fund balances
in other governmental funds.

The City will maintain a minimum unassigned fund balance in the General Fund equivalent to 25% of that fiscal
year’s operating expenses, excluding any capital purchases. The minimum unassigned fund balance is established
to protect against cash flow shortfalls related to timing of project revenue receipts and to maintain a budget
stabilization commitment. In any fiscal year, it shall take the affirmative action of five or more City Council members
to approve an appropriation of funds that result in the minimum unassigned general fund balance to drop below
25%. In the event the balance drops below the minimum level, the City Council will develop a plan to replenish the
fund balance to the minimum level within two years. The deficiency will be funded by reducing recurring
expenditures, increasing revenues, or pursuing other fund sources, or a combination of the two.

Fund Balance Flow Assumptions
Sometimes the government will fund outlays for a particular purpose from both restricted and unrestricted
resources (the total of committed, assigned, and unassigned fund balance). In order to calculate the amounts to
report as restricted, committed, assigned, and unassigned fund balance in the governmental fund financial
statements, a flow assumption must be made about the order in which the resources are considered to be applied.
It is the government’s policy to consider restricted fund balance to have been depleted before using any of the
components of unrestricted fund balance. Further, when the components of unrestricted fund balance can be used
for the same purpose, committed fund balance is depleted first, followed by assigned fund balance. Unassigned
fund balance is applied last.

Net Position
Restricted net position is net position less related liabilities reported in the government-wide statement of net
position that have limitations imposed on their use through constitutional provisions, enabling legislation or
external restrictions imposed by creditors, grantors, contributors, legislation, or other governments.

When both restricted and unrestricted funds are available for expenditure, restricted funds should be spent first
unless legal requirements disallow it.

Net investment in capital assets consists of capital assets, net of accumulated depreciation, and reduced by
outstanding balances of debt issued to finance the acquisition, improvement, or construction of those assets.



                                                                                                                    44

[[page 55]]
                                           City of Gallatin, Tennessee
                                          Notes to Financial Statements
                                     For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Net Position Flow Assumption
Sometimes the City will fund outlays for a particular purpose from both restricted (e.g., restricted bond or grant
proceeds) and unrestricted resources. In order to calculate the amounts to report as restricted – net position and
unrestricted – net position in the financial statements, a flow assumption must be made about the order in which
the resources are considered to be applied. It is the City’s policy to consider restricted – net position to have been
depleted before unrestricted – net position is applied.

Use of Estimates
The preparation of financial statements in conformity with GAAP requires management to make estimates and
assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results
may differ from those estimates.

Leases
The City determines if an arrangement is or contains a lease at contract inception and recognizes an intangible right
of use asset and a lease liability at the lease commencement date. Subsequently, the intangible right of use asset is
amortized on a straight-line basis over its useful life. The City also enters into agreements, as lessor, to lease office
space or property, recognizing a lease receivable and a deferred inflow of resources. The lease term includes the
noncancelable period of the lease plus an additional period covered by either an option to extend or not to
terminate the lease that the lessee is reasonably certain to exercise, or an option to extend or not to terminate the
lease controlled by the lessor. The City uses its estimated incremental borrowing rate as the discount rate for leases.

The City monitors for events or changes in circumstances that require a reassessment of its leases. When a
reassessment results in the remeasurement of a lease liability, a corresponding adjustment is made to the carrying
amount of the intangible right of use asset.

Pensions
City Funds
For purposes of measuring the net pension liability (asset), deferred outflows of resources and deferred inflows of
resources related to pensions, and pension expense, information about the fiduciary net position of the City’s
participation in the Public Employee Retirement Plan of the Tennessee Consolidated Retirement System (TCRS), and
additions to/deductions from the City’s fiduciary net position have been determined on the same basis as they are
reported by the TCRS for the Public Employee Retirement Plan. For this purpose, benefits (including refunds of
employee contributions) are recognized when due and payable in accordance with the benefit terms of the Public
Employee Retirement Plan of the TCRS. Investments are reported at fair value.

Gallatin Department of Electricity
The net pension liability (asset) for the department was measured as of June 30, 2022 pursuant to GASB 68, which
allows for a measurement date no earlier than the end of the employer's prior fiscal year, consistently applied from
period to period. The requirement establishes standards for calculating and reporting the net pension liability (asset)
and pension expense in the financial statements of the employer. The data necessary to comply with the new
standards presents challenges to reporting the net pension liability (asset) and pension expense on a current basis
while still adhering to the deadlines for financial reporting to different agencies. The net pension liability (asset)
reported at June 30, 2023 is the net pension liability (asset) determined at June 30, 2022 and the pension expense
reflects the activity for fiscal year 2022.



                                                                                                                      45

[[page 56]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 1. Summary of Significant Account Policies
Other Post-employment Benefit (OPEB) Plan
Gallatin Department of Electricity
The net OPEB (Other Post-employment Benefit) liability for the department was measured as of June 30, 2022
pursuant to GASB 75, which allows for a measurement date no earlier than the end of the employer's prior fiscal
year, consistently applied from period to period. The requirement establishes standards for calculating and reporting
the net OPEB liability and OPEB expense in the financial statements of the employer. The data necessary to comply
with the new standards presents challenges to reporting the net OPEB liability and OPEB expense on a current basis
while still adhering to the deadlines for financial reporting to different agencies. Accordingly, with this
implementation, the net OPEB liability reported at June 30, 2023 is the net OPEB liability determined at June 30,
2022 and the OPEB expense reflects the activity for fiscal year 2022.

Reclassifications
Certain reclassifications have been made in the 2022 financial statements to make them comparable to the 2023
financial statement presentation.

Note 2. Reconciliation of Government-wide and Fund Financial Statements
Explanation of Certain Differences Between the Balance Sheet of Governmental Funds and the Government-wide
Statement of Net Position
The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds
and net position – governmental activities as reported in the government-wide statement of net position. One
element of the reconciliation explains that “receivables are not available to pay for current expenditures and,
therefore, are deferred in the funds.” The details of the difference are as follows:

  Unavailable property taxes                                                                      $       611,414
  Unavailable court fines                                                                                   7,521
   Net adjustments                                                                                $       618,935

The reconciliation of the statement of revenues, expenditures, and changes in fund balances of governmental funds
to the statement of activities includes reconciliation between net changes in fund balances – total government funds
and changes in net position of governmental activities as reported in the government-wide statement of activities.
One element of that reconciliation explains that “governmental funds report capital outlays as expenditures;
however, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and
reported as depreciation expense in the current period.” The details of the difference are as follows:

  Capital outlay                                                                                  $    13,075,819
  Depreciation expense                                                                                 (5,247,348)
   Net adjustment                                                                                 $     7,828,471




                                                                                                                  46

[[page 57]]
                                          City of Gallatin, Tennessee
                                         Notes to Financial Statements
                                    For the Fiscal Year Ended June 30, 2023


Note 3. Stewardship, Compliance, and Accountability
Budgetary Information
Annual budgets are adopted on a basis consistent with GAAP for the General Fund and special revenue funds,
excluding the Capital Projects fund. The City follows these procedures in establishing the budgetary data reflected
in the financial statements:

  1.    Prior to year-end, the Director of Finance and the Mayor submit to the City Council a proposed operating
        budget for the fiscal year commencing the following July 1st. The operating budget includes proposed
        expenditures and the means of financing them.
  2.    Public meetings are conducted to obtain taxpayer comments on the budget.
  3.    Prior to June 30, the budget is legally enacted through passage of an ordinance.
  4.    The Department Heads are authorized to transfer budgeted amounts within their departments; however,
        any revisions that alter the total expenditures of any department function or fund must be approved by the
        City Council.
  5.    Formal budgetary integration is employed as a management control device during the year for all funds
        excluding the Electric fund.
  6.    Budgeted amounts are as originally adopted, or as amended by the City Council. Budget appropriations
        lapse at year-end.

As an extension of the formal budgetary process, the City Council may transfer or appropriate additional funds for
expenditures not anticipated at the time of budget adoption. The City’s policy is to not allow expenditures to exceed
budgetary amounts at the total fund expenditure level without obtaining additional appropriation approval from
the Council.

Note 4. Deposits and Investments
General Information
As of June 30, 2023, the City of Gallatin, Tennessee’s Electric Department had $5,328,776 and the General Fund had
$9,505,150 in certificates of deposit with local financial institutions.

As of June 30, 2023, the cemetery trust fund had $21,025 in unrated stock investments with no maturities. These
investments are reported at fair value and are categorized for fair value measurement within the fair value hierarchy
established by GAAP. The hierarchy is based on the valuation inputs used to measure the fair value of the asset and
give the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1
measurements) and the lowest priority to unobservable inputs (Level 3 measurements).

  Level 1 - Unadjusted quoted prices for identical assets or liabilities in active markets that can be accessed at the
  measurement date.

  Level 2 - Quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets
  or liabilities in markets that are not active; assets or liabilities that have a bid-ask spread price in an inactive dealer
  market, brokered market, or principal-to-principal market; and Level 1 assets or liabilities that are adjusted.

  Level 3 - Valuations derived from valuation techniques in which significant inputs are unobservable.

The investments of the cemetery trust fund have been classified as Level 1.


                                                                                                                          47

[[page 58]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 4. Deposits and Investments
General Information
Deposits and Investments
In accordance with its formal investment policy, the City manages its exposure to declines in fair values by limiting
its investments to certificates of deposit with local financial institutions.

Custodial Credit Risk
The City’s policies limit deposits and investments to those instruments allowed by applicable state laws and
described in note 1. State statutes require that all deposits with financial institutions must be collateralized by
securities whose market value is equal to 105% of the value of uninsured deposits. The deposits must be
collateralized by federal depository insurance, by the Tennessee Bank Collateral Pool, by collateral held by the City’s
agent in the City’s name, or by the Federal Reserve Banks acting as third party agents. State statutes also authorize
the City to invest in bonds, notes, or treasury bills of the United States or any of its agencies, certificates of deposit
at Tennessee state chartered banks and savings and loan associations, repurchase agreements utilizing obligations
of the United States or its agencies as the underlying securities, and the state pooled investment fund. Statutes also
require that securities underlying repurchase agreements must have a market value of at least equal to the amount
of funds invested in the repurchase transaction. As of June 30, 2023, all bank deposits were fully collateralized or
insured.

TCRS Stabilization Trust, City Funds
Legal Provisions
The City is a member of the TCRS Stabilization Reserve Trust (the Trust). The City has placed funds into the
irrevocable trust as authorized by statute under Tennessee Code Annotated (TCA), Title 8, Chapters 34-37. The TCRS
Board of Trustees is responsible for the proper operation and administration of the trust. Funds of trust members
are held by and invested in the name of the trust for the benefit of each member. Each member’s funds are restricted
for the payment of retirement benefits of that member’s employees. Trust funds are not subject to the claims of
general creditors of the City.

The trust is authorized to make investments as directed by the TCRS Board of Trustees. The City may not impose
any restrictions on investments placed by the trust on its behalf. It is the intent of the plan trustees to allocate these
funds in the future to offset pension costs.

Investment Balances
Assets of the TCRS, including the Stabilization Reserve Trust, are invested in the Tennessee Retiree Group Trust
(TRGT). The TRGT is not registered with the Securities and Exchange Commission (SEC) as an investment company.
The State of Tennessee has not obtained a credit quality rating for the TRGT from a nationally recognized credit
rating agency. The fair value of investment positions in the TRGT is determined daily, based on the fair value of the
pool’s underlying portfolio. Furthermore, TCRS had not obtained or provided any legally binding guarantees to
support the value of participant shares during the fiscal year. There are no restrictions on the sale or redemption of
shares.




                                                                                                                       48

[[page 59]]
                                          City of Gallatin, Tennessee
                                         Notes to Financial Statements
                                    For the Fiscal Year Ended June 30, 2023


Note 4. Deposits and Investments
TCRS Stabilization Trust, City Funds
Investment Balances
Investments are reported at fair value. Securities traded on a national exchange are valued at the last reported sales
price. Investment income consists of realized and unrealized appreciation (depreciation) in the fair value of
investments and interest and dividend income. Interest income is recognized when earned. Securities and securities
transactions are recorded in the financial statements on a trade-date basis. The fair value of assets of the TRGT held
at June 30, 2023 represents the price that would be received to sell an asset or paid to transfer a liability in an orderly
transaction between market participants. Assets held are categorized for fair value measurement within the fair
value hierarchy established by GAAP as described above.

Investments using the Net Asset Value (NAV) per share have no readily determinable fair value and have been
determined using amortized cost, which approximates fair value.

Where inputs used in the measurement of fair value fall into different levels of the hierarchy, fair value of the
instrument in its entirety is categorized based on the lowest level input that is significant to the valuation. This
assessment requires professional judgment and, as such, management of the TRGT has developed a fair value
committee that worked in conjunction with the plan’s custodian and investment professionals to make these
valuations. All assets held were valued individually and aggregated into classes to be represented in the following
tables.

Short-term securities generally include investments in money market-type securities, reported at cost plus accrued
interest.

Equity and equity derivative securities classified in Level 1 are valued using last reported sales prices quoted in active
markets that can be accessed at the measurement date. Equity and equity derivative securities classified in Level 2
are securities whose values are derived daily from associated traded securities. Equity securities classified in Level 3
are valued with the last trade data, having limited trading volume.

US Treasury bills, bonds, notes, and futures classified in Level 1 are valued using last reported sales prices quoted in
active markets that can be accessed at the measurement date. Debt and debt derivative securities classified in Level
2 are valued using a bid-ask spread price from multiple independent brokers, dealers, or market principals, which
are known to be actively involved in the market. Level 3 debt securities are valued using proprietary information, a
single pricing source, or other unobservable inputs related to similar assets or liabilities.

Real estate investments classified in Level 3 are valued using the last valuations provided by external investment
advisors or independent external appraisers. Generally, all direct real estate investments are appraised by a qualified
independent appraiser(s) with the professional designation of Member of the Appraisal Institute (MAI), or its
equivalent, every three years beginning from the acquisition date of the property. The appraisals are performed
using generally accepted valuation approaches applicable to the property type.

For investments in private mutual funds, traditional private equity funds, strategic lending funds, and real estate
funds that report using GAAP, the fair values, as well as the unfunded commitments, were determined using the
prior quarter’s NAV, as reported by the fund managers, plus the current cash flows. These assets were then
categorized by investment strategy. In instances where the fund investment reported using non-GAAP standards,
the investment was valued using the same method, but was classified in Level 3.

                                                                                                                        49

[[page 60]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023



Note 4. Deposits and Investments
TCRS Stabilization Trust, City Funds
Investment Balances
At June 30, 2023, the City had the following investments held by the Trust on its behalf. These funds are recognized
as restricted assets in the General Fund, Other Governmental Funds, the Water and Sewer Fund, and the Gas Fund
of the City.

                                                           Weighted
                                                        average days to
                                                           maturity                    Maturities             Fair value
  Investments at fair value
    US equity                                                    N/A                      N/A             $         415,758
    Developed market international equity                        N/A                      N/A                       187,762
    Emerging market international equity                         N/A                      N/A                        53,644
    US fixed income                                              N/A                      N/A                       268,231
    Real estate                                                  N/A                      N/A                       134,115
    Short-term securities                                        N/A                      N/A                        13,416
    NAV, private equity, and strategic lending                   N/A                      N/A                       268,231
                                                                                                          $       1,341,157

A summary of investment values by fair value level at June 30, 2023 is as follows:

                              Fair Value
                               June 30,
                                 2023                Level 1               Level 2             Level 3             NAV

  US equity                   $ 415,758          $     415,758         $        -          $        -         $          -
  Developed market
   international equity          187,762               187,762                  -                   -                    -
  Emerging market
   international equity           53,644                53,644                  -                   -                    -
  US fixed income                268,231                  -                  268,231                -                    -
  Real estate                    134,115                  -                     -               134,115                  -
  Short-term securities           13,416                  -                   13,416                -                    -
  NAV, private equity,
   and strategic lending         268,231                  -                     -                   -               268,231
                              $ 1,341,157        $    657,164          $    281,647        $    134,115       $     268,231




                                                                                                                             50

[[page 61]]
                                          City of Gallatin, Tennessee
                                         Notes to Financial Statements
                                    For the Fiscal Year Ended June 30, 2023


Note 4. Deposits and Investments
TCRS Stabilization Trust, City Funds
Risks and Uncertainties
The Trust’s investments include various types of investment funds, which in turn invest in any combination of stock,
bonds, and other investments exposed to various risks, such as interest rate, credit, and market risk. Due to the level
of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of
investment securities will occur in the near term and that such changes could materially affect the amounts reported
for Trust investments.

Interest Rate Risk
Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The
City does not have the ability to limit trust investment maturities as a means of managing its exposure to fair value
losses arising from increasing interest rates.

Credit Risk
Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. The City
does not have the ability to limit the credit ratings of individual investments made by the Trust.

Concentration of Credit Risk
Concentration of credit risk is the risk of loss attributed to the magnitude of the City’s investment in a single issuer.
The City places no limit on the amount that may be invested in one issuer.

Custodial Credit Risk
Custodial credit risk for investments is the risk that, in the event of a failure of the counterparty to a transaction, the
City will not be able to recover the value of its investments or collateral securities that are in the possession of an
outside party. Pursuant to the Trust agreement, investments are held in the name of the Trust for the benefit of the
City to pay retirement benefits of its employees.

For further information concerning the legal provisions, investment policies, investment types, and credit risks of
the City’s investments with the TCRS Stabilization Reserve Trust, audited financial statements of the TCRS may be
obtained at https://comptroller.tn.gov/content/dam/cot/sa/advanced-search/disclaimer/2022/ag21066.pdf

Electric Department Pension Investments
Information regarding investments of the Gallatin Department of Electricity Employee’s Pension Plan may be
obtained from a separate financial report. The report may be obtained by contacting the City’s Finance Director.




                                                                                                                        51

[[page 62]]
                                                        City of Gallatin, Tennessee
                                                       Notes to Financial Statements
                                                  For the Fiscal Year Ended June 30, 2023


Note 5. Receivables
Receivables as of the year-end for the government’s individual major funds and non-major and fiduciary funds in the aggregate, including the
applicable allowances for uncollectible accounts, are as follows:

                                                                                                                     Non-major
                                                                            Water and                                and other
                                 General Fund            Electric Fund      Sewer Fund             Gas Fund            Funds                Total
  Receivables
   Property taxes               $ 14,919,791            $         -         $         -        $          -          $       -           $14,919,791
   Interest                          333,946                      -                   -                   -                  -               333,946
   Accounts                          566,803                7,163,136           1,788,800           1,388,876            542,799          11,450,414
   Fines                           2,239,124                      -                   -                   -                  -             2,239,124
   Grants                            841,155                      -                   -                   -                  -               841,155
   Intergovernmental               4,131,475                      -                   -                   -                  -             4,131,475
   Other                                 -                    106,341                 -                   -                  -               106,341
  Less allowance for
   doubtful accounts              (2,507,917)                    -                (40,449)          (184,591)            (18,614)        ($2,751,571)
   Receivables, net             $ 20,524,377            $ 7,163,136         $ 1,748,351        $ 1,204,285           $   524,185         $ 31,270,675

Governmental funds report unavailable revenues in connection with receivables for revenues that are not considered to be available to liquidate
liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received but not yet
earned (unearned revenues). At the end of the current fiscal year, various components of unavailable revenues reported in the governmental funds
were as follows:


                                                                                                       Unavailable                   Unearned
  Interest and penalty on property taxes receivable                                             $         300,551             $              -
  2023 property tax assessment                                                                         14,679,193                            -
  Other revenues collected in advance                                                                         -                           77,520
  Drug fund revenues held                                                                                     -                           65,006
  Court fines                                                                                               7,521                            -
    Total unavailable revenues for fund financial statements                                    $      14,987,265             $          142,526



                                                                                                                                    52

[[page 63]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 6. Capital Assets
Capital assets activity for the year ended June 30, 2023 was as follows:

                               Balance                                                                Balance
                            June 30, 2022          Additions          Disposals        Transfers   June 30, 2023
 Governmental activities
  Capital assets not
   being depreciated
   Land                     $ 13,409,022       $      57,940      $         -      $         -     $ 13,466,962
   Construction in
     progress                     21,711             292,216                -                -         313,927
  Total capital assets
   not being
     depreciated              13,430,733             350,156                -                -      13,780,889

  Capital assets being
     depreciated
   Buildings                  24,257,729            1,206,522               -                -      25,464,251
   Improvements other
     than buildings         150,912,098             9,729,531               -                -     160,641,629
   Vehicles                  17,705,161             4,628,347           (70,474)             -      22,263,034
   Office equipment           2,858,993                98,352               -                -       2,957,345
   Equipment                  9,463,085             1,610,781               -                -      11,073,866
  Total capital assets
   being depreciated        205,197,066            17,273,533           (70,474)             -     222,400,125

  Accumulated
   depreciation
   Buildings                   9,894,199             565,902                -                -      10,460,101
   Improvements other
     than buildings           22,132,485            2,451,136               -                -      24,583,621
   Vehicles                   16,067,384            1,585,213           (70,474)             -      17,582,123
   Office equipment            2,697,978               76,467               -                -       2,774,445
   Equipment                   5,225,618              568,630               -                -       5,794,248
  Total accumulated
   depreciation               56,017,664            5,247,348           (70,474)             -      61,194,538

  Total capital assets
   being depreciated,
     net                    149,179,402            12,026,185               -                -     161,205,587

  Total governmental
   capital assets, net      $162,610,135       $ 12,376,341       $         -      $         -     $174,986,476




                                                                                                              53

[[page 64]]
                                       City of Gallatin, Tennessee
                                      Notes to Financial Statements
                                 For the Fiscal Year Ended June 30, 2023


Note 6. Capital Assets
                               Balance                                                             Balance
                            June 30, 2022       Additions        Disposals        Transfers     June 30, 2023
 Business-type activities
  Capital assets not
   being depreciated
   Land                     $ 4,284,181     $     569,237    $         -      $         -         4,853,418
   Construction in
     progress                  (435,965)         3,652,235             -          (2,098,469)     1,117,801
  Total capital assets
   not being
     depreciated              3,848,216          4,221,472             -          (2,098,469)     5,971,219
  Capital assets being
   depreciated
   Transmission plant         1,437,843                -               -                -         1,437,843
   Distribution plant       282,983,121         11,826,281        (163,401)       2,098,469     296,744,470
   General plant              5,555,475          1,079,613             -                -         6,635,088
   Buildings                 43,109,224          1,013,706             -                -        44,122,930
   Operating
     equipment                3,242,993               -                -                -         3,242,993
   Rolling stock              4,248,550               -                -                -         4,248,550
   Office furniture
     and equipment              705,929               -                -                -           705,929
  Total capital assets
   being depreciated        341,283,135         13,919,600        (163,401)       2,098,469     357,137,803
  Accumulated
   depreciation
   Transmission plant           424,524             44,704             -                -           469,228
   Distribution plant       105,288,001          7,366,285        (285,638)             -       112,368,648
   General plant              3,272,384            350,242             -                -         3,622,626
   Buildings                 17,737,269          1,024,921             -                -        18,762,190
   Operating
     equipment                2,448,356           262,338              -                -         2,710,694
   Rolling stock              3,756,381            81,721              -                -         3,838,102
   Office furniture
     and equipment              673,466            10,620              -                -           684,086
  Total accumulated
   depreciation             133,600,381          9,140,831        (285,638)             -       142,455,574

  Total capital assets
   being depreciated
     net                    207,682,754          4,778,769         122,237        2,098,469     214,682,229

  Total business-type
   capital assets, net      $211,530,970    $ 9,000,241      $     122,237    $         -       $220,653,448



                                                                                                           54

[[page 65]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 6. Capital Assets
Included in the additions for the governmental activities is $9,040,398 in donated infrastructure from developers.
Included in the additions for the business-type activities is $1,531,140 in donated utility lines from developers.

For the year ended June 30, 2023, increases to accumulated depreciation totaled $14,388,179. This amount includes
depreciation and amortization of $14,388,179, and an increase of $581,786 for salvage value of depreciable utility
plant. Depreciation expense was charged to functions/programs of the primary government as follows:

  Governmental Activities
   General government                                                                                $       2,178,157
   Public safety                                                                                             1,386,123
   Environmental services                                                                                      202,648
   Stormwater                                                                                                  156,218
   Highways and streets                                                                                        428,233
   Parks and recreation                                                                                        895,969
     Total depreciation expense, governmental activities                                             $       5,247,348

  Business-type Activities
   Electric (see note 1)                                                                             $       2,427,122
   Water and sewer                                                                                           4,783,198
   Gas                                                                                                       1,345,378
     Total depreciation expense                                                                              8,555,698
      Amortization of right-to-use assets                                                                        3,347
       Total depreciation and amortization expenses
         business-type activities                                                                    $       8,559,045

Gallatin Department of Electricity
Construction Work in Progress:
The policy for the department has been to collect as Aid-to-Construction a portion of the costs to be incurred during the
new construction process. Due to the volume of requests for new construction, the length of time to acquire the necessary
materials once ordered, and the labor/time required to complete the projects, the Department had a negative balance in
construction work in progress at June 30, 2022, due to advance payments being credited to the work order process upon
receipt. The Department follows this method of accounting for Construction Work in Progress based on FERC guidance
as well as from the Electric Department’s regulator, the Tennessee Valley Authority (TVA).

For the Electric department, right to use tangible lease activity for the year ended June 30, 2023 is as follows:

                                           July 1, 2022          Additions           Reductions          June 30, 2023

 Leased equipment                      $          20,468     $            -      $            -       $         20,468

 Less: accumulated amortization                   15,978              3,347                   -                 19,325


                                       $           4,490     $      (3,347)      $             -      $          1,143
Amortization expense for the year was charged to the business-type function in the amount of $3,347.



                                                                                                                      55

[[page 66]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 7. Long-term Debt
Governmental activities debt at June 30, 2023 is comprised of the following:

  General Obligation Improvement Bonds, Series 2014, due in annual
  installments from $375,000 to $1,090,000, through January 2034,
  interest at 2.00% to 5.00%                                                                  $     7,575,000

  General Obligation Improvement Bonds, Series 2016, due in annual
  installments from $430,000 to $700,000, through January 2036,
  interest at 2.00% to 5.00%                                                                        7,710,000

  General Obligation Improvement Bonds, Series 2021, due in annual
  installments from $325,000 to $630,000, through January 2041,
  interest at 2.00% to 5.00%                                                                        9,070,000
    Total bonds payable                                                                       $    24,355,000

The aforementioned bonds are secured by the full faith and credit of the City. During 2023, debt service for the
aforementioned debt was provided by the City’s General Fund.

Business-type activities debt at June 30, 2023 is comprised of the following:

  Water and Sewer Revenue Bonds, Series 2015, due in annual
  installments from $500,000 to $1,825,000, through July 2040, interest
  at 3.00% to 5.00%                                                                           $     4,500,000

  Water and Sewer Revenue Refunding and Improvement Bonds, Series
  2014, due in annual installments from $265,000 to $570,000, through
  July 2029, interest at 2.00% to 5.00%                                                             2,405,000

  Water and Sewer Revenue Refunding and Improvement Bonds, Series
  2011, due in annual installments from $25,000 to $635,000, through
  July 2032, interest at 2.00% to 3.625%                                                            5,475,000

  Gas Revenue Bonds, Series 2019, due in annual installments from
  $190,000 to $380,000, through January 2039, interest at 3.00% to
  5.00%                                                                                             4,730,000

  Water and Sewer Revenue Improvement Bonds, Series 2021A, due in
  annual installments from $325,000 to $775,000, through July 2046,
  interest at 3.00% to 4.00%                                                                       13,075,000

  Water and Sewer Revenue Refunding Bonds, Series 2021B, due in
  annual installments from $125,000 to $1,840,000, through July 2038,
  interest at 0.51% to 2.75%                                                                       13,745,000
    Total bonds payable                                                                       $    43,930,000



                                                                                                             56

[[page 67]]
                                           City of Gallatin, Tennessee
                                          Notes to Financial Statements
                                     For the Fiscal Year Ended June 30, 2023


Note 7. Long-term Debt
The aforementioned bonds are secured by revenue streams of the Gas and Water and Sewer funds. During 2023,
debt service for the aforementioned debt was provided solely by the City’s Proprietary Funds.

The annual requirements, by type of issue, to amortize all long-term debt outstanding at June 30, 2023 are as
follows:

                       Governmental Activities               Business-type Activities
    Year Ended
     June 30,         General Obligation Bonds                   Revenue Bonds                         Totals
                       Principal      Interest               Principal    Interest            Principal       Interest
       2024           $ 1,835,000 $ 846,600                 $ 2,810,000 $ 1,304,311          $ 4,645,000 $ 2,150,911
       2025             1,895,000        754,850              2,925,000    1,201,666           4,820,000       1,956,516
       2026             1,965,000        670,200              3,010,000    1,096,530           4,975,000       1,766,730
       2027             2,035,000        582,450              3,125,000      982,418           5,160,000       1,564,868
       2028             1,430,000        507,900              3,215,000      901,639           4,645,000       1,409,539
    2029 – 2033         7,920,000      1,667,269             16,250,000    3,177,044          24,170,000       4,844,313
    2034 – 2038         5,425,000        499,013              5,405,000    1,582,048          10,830,000       2,081,061
    2039 – 2043         1,850,000         74,500              4,220,000      739,387           6,070,000         813,887
    2044 – 2047                -               -              2,970,000      181,500           2,970,000         181,500
                      $ 24,355,000     $ 5,602,782          $ 43,930,000   $ 11,166,453      $ 68,285,000   $ 16,769,325


The City complied with all significant debt covenants and restrictions as set forth in the bond agreements. The above
bonds and notes payable contain provisions that in the event of default, the lenders can exercise one or more of
the following options:

  1) make the outstanding bond and/or note payable with accrued interest due and payable,
  2) use remedies allowed by state or federal law.

Governmental Activities
Long-term liability activity for the year ended June 30, 2023 was as follows:

                              Beginning                                                     Ending          Due within
                               balance                 Additions       Reductions           balance          one year

    General obligation
     bonds                  $26,135,000            $         -        $ (1,780,000)       $ 24,355,000      $ 1,835,000
    Premium on
     bond issue                2,078,000                     -             (277,666)        1,800,959           258,501
     Total long-term
       debt                 $ 28,213,000           $         -        $ (2,057,666)       $ 26,155,959      $ 2,093,501




                                                                                                                       57

[[page 68]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 7. Long-term Debt
Governmental Activities
Other long-term obligations activity for the year ended June 30, 2023 was as follows:
                            Beginning                                                 Ending        Due within
                             balance             Additions        Reductions          balance        one year
  Compensated
    absences               $ 1,885,189         $ 1,712,715       $ (1,406,662)    $ 2,191,242       $ 1,712,715
  Net pension liability              -              194,396               -            194,396              -
      Total other
        long-term
        obligations        $ 1,885,189         $ 1,907,111       $ (1,406,662)    $ 2,385,638       $ 1,712,715

Business-type Activities
Long-term liability activity for the year ended June 30, 2023 was as follows:

                                Beginning                                               Ending          Due within
                                 balance           Additions      Reductions            balance          one year
  Revenue and tax
   bonds                    $ 46,620,000       $             -    $ (2,690,000)    $ 43,930,000     $ 2,810,000
  Premium on
   bond issue                    3,977,028               -            (438,394)         3,538,635          386,339
  TVA Winterization
   Contracts                        6,074                -              (4,495)             1,579              864
  Lease liability                   5,009                -              (3,710)             1,299            1,299
     Total long-term
      debt                  $50,608,111        $             -    $ (3,136,599)    $ 47,471,513     $ 3,198,502

Other long-term obligations activity for the year ended June 30, 2023 was as follows:

                                Beginning                                               Ending      Due within
                                 balance           Additions       Reductions           balance      one year
  Compensated
   absences                 $     894,168      $     659,388      $   (472,561)   $ 1,080,995       $     690,768
  Net pension liability               -              553,494               -          553,494                 -
  OPEB liability                  630,245                -            (103,255)       526,990                 -
    Total other
      long-term
      obligations           $ 1,524,413        $ 1,212,882        $   (575,816)   $ 2,161,479       $     690,768

Within the City’s governmental activities, compensated absences are generally liquidated by the General Fund. The
City complied with all significant debt covenants and restrictions as set forth in the bond agreements across all
systems.




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[[page 69]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 7. Long-term Debt
Business-type Activities
The water and sewer department and gas department funds issue revenue bonds, which are collateralized by the
revenues of the respective departments. The bonds payable for all systems contain provisions that, in the event of
default, the lender can exercise one or more of the following options: (1) Make all or any of the outstanding bonds
payable balance immediately due and accrued interest at highest post maturity interest rate, (2) Use any remedy
allowed by state or federal law.


Issuance of Long-term Debt
In November 2021, the City issued $13,400,000 in Water and Sewer Revenue Improvement Bonds, Series 2021A
(Series 2021A Bonds) for the purpose of providing funds to (i) finance extensions and improvements to the System
and (ii) pay costs of issuance. The Series 2021A bonds are issued as fully registered bonds, in denominations of
$5,000, and are payable solely from and secured by a lien on the revenues of the City’s water and sewer system (the
System), after payment of operating expenses, on a parity of lien with the City’s outstanding Water and Sewer
Revenue Refunding and Improvement Bonds, Series 2011, its Water and Sewer Revenue Refunding and
Improvement Bonds, Series 2014 and Water and Sewer Revenue Refunding and Improvement Bonds, Series 2015
and any obligations hereafter issued on parity therewith. The Series 2021A bonds carry fixed interest rates ranging
from 3.0% to 4.0% and mature between July 1, 2022 and July 1, 2046. Interest is payable semi-annually on July 1
and January 1. Series 2021A bonds maturing on July 1, 2032, and thereafter, are subject to redemption prior to
maturity at the option of the City, on or after July 1, 2031, as a whole or in part, at a redemption price equal to 100%
of the principal amount plus accrued interest to the redemption date.

In November 2021, the City issued $13,965,000 in Water and Sewer Revenue Refunding Bonds, Series 2021B (Series
2021B) to refund $12,435,000 of its outstanding Water and Sewer System Revenue and Improvement Bonds, Series
2015, dated May 19, 2015, (the Outstanding Bonds). The Outstanding Bonds were called for redemption in
November 2021, and were redeemed at a redemption price of par plus accrued interest. The estimated economic
gain from the refunding was approximately $1.2 million.

The Series 2021B bonds are issued as fully registered bonds, in denominations of $5,000, and are payable solely
from and secured by a lien on the revenues of the System, after payment of operating expenses, on a parity of lien
with the City’s outstanding Water and Sewer Revenue Refunding and Improvement Bonds, Series 2011, its Water
and Sewer Revenue Refunding and Improvement Bonds, Series 2014 and Water and Sewer Revenue Refunding and
Improvement Bonds, Series 2015 and any obligations hereafter issued on parity therewith. The Series 2021B bonds
carry fixed interest rates ranging from 0.51% to 2.75% and mature between July 1, 2022 and July 1, 2037. Interest is
payable semi-annually on July 1 and January 1. Series 2021B bonds maturing on July 1, 2032 and thereafter are
subject to redemption prior to maturity at the option of the City, on or after July 1, 2031, as a whole or in part, at a
redemption price equal to 100% of the principal amount plus accrued interest to the redemption date.




                                                                                                                     59

[[page 70]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 7. Long-term Debt
Advance Refunding of Bonds
In prior years, the City has defeased certain bonds by placing the proceeds of new bonds in irrevocable trusts to
provide for all future debt service requirements on the retired bonds. Accordingly, the trust account assets and the
liability for the defeased bonds are not included in the City’s financial statements. As of June 30, 2023, outstanding
bonds considered as defeased were as follows:

  General Obligation Public Improvements Bonds – Series 2007                                       $     2,510,000
  Water and Sewer Revenue and Tax Bonds – Series 2008                                                   14,835,000
                                                                                                   $    17,345,000

Note 8. Lease Liabilities
The Electric Department entered into a 61-month lease agreement in March 2018 for 3 copy machines. The Electric
Department entered into a 60-month lease agreement in June of 2019 for a large engineering printer. At the time
of the initial agreements, there was no interest rate specified in the lease agreement, nor were there any values
assigned to the equipment. The Department used a borrowing rate of 2.2672%, which was available during the year
of implementation through the issuance of a bond, to calculate the present value to place on the equipment, and
to establish the lease liability.

The amount of payments made during the year applied to the lease liabilities totaled $3,710.

Principal and interest requirements on these leases are as follows:

                 Year ending
                  June 30,                              Principal               Interest               Total
                     2024                           $         1,299         $          16         $        1,315


Note 9. Interfund Balances and Transfers
There were no interfund balances at June 30, 2023. The following is a summary of transfers during the year ended
June 30, 2023:

                Transfers from                                   Transfers to                          Amount
  Electric fund                                   General fund                                     $     1,043,191
  Water and sewer fund                            General fund                                             362,330
  Gas fund                                        General fund                                             418,942
                                                                                                         1,824,463
                                                  Less: governmental fund activities
                                                   eliminated                                      (    $1,824,463)
                                                   Total government-wide transfers                 $           -

The transfers between the proprietary funds and the general fund are for the purpose of transferring in-lieu-of-tax
payments.




                                                                                                                   60

[[page 71]]
                                         City of Gallatin, Tennessee
                                        Notes to Financial Statements
                                   For the Fiscal Year Ended June 30, 2023


Note 10. Pension Plans – City Funds
General Information about the Pension Plan
Plan Description
Employees of the City are provided a defined benefit hybrid pension plan through the Public Employee Retirement
Plan, an agent multiple-employer pension plan administered by the TCRS. The TCRS was created by state statute
under Tennessee Code Annotated (TCA), Title 8, Chapters 34-37. The TCRS Board of Trustees is responsible for the
proper operation and administration of the TCRS. The Tennessee Treasury Department, an agency in the legislative
branch of state government, administers the plans of the TCRS. The TCRS issues a publicly available financial report
that can be obtained at https://treasury.tn.gov/Retirement/Boards-and-Governance/Reporting-and-Investment-
Policies.

Benefits Provided
Tennessee Code Annotated, Title 8, Chapters 34-37, establishes the benefit terms and can be amended only by the
Tennessee General Assembly. The chief legislative body may adopt the benefit terms permitted by statute. Members
are eligible to retire with an unreduced benefit at age 65 with 5 years of service credit or pursuant to the rule of 90
in which the member’s age and service credit total 90. Benefits are determined by a formula using the member’s
highest five consecutive years average compensation and the member’s service credit. Reduced benefits for early
retirement are available at age 60 and vested or pursuant to the rule of 80 in which the member’s age and service
credit total 80. Members vest with five years of years of service credit. Service-related disability benefits are provided
regardless of length of service. Five years of service is required for nonservice-related disability eligibility. The
service-related and nonservice-related disability benefits are determined in the same manner as a service retirement
benefit but are reduced 10% and include projected service credits. A variety of death benefits are available under
various eligibility criteria.

Member and beneficiary annuitants are entitled to automatic cost of living adjustments (COLAs) after retirement. A
COLA is granted each July for annuitants retired prior to the 2nd of July of the previous year. The COLA is based on
the change in the consumer price index (CPI) during the prior calendar year, capped at 3%, and applied to the
current benefit. No COLA is granted if the change in the CPI is less than 0.5%. A 1% percent COLA is granted if the
CPI change is between 0.5% and 1%. A member who leaves employment may withdraw their employee
contributions, plus any accumulated interest. Moreover, there are defined cost controls and unfunded liability
controls that provide for the adjustment of benefit terms and conditions on an automatic basis.




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[[page 72]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 10. Pension Plans – City Funds
General Information about the Pension Plan
Employees Covered by Benefit Terms
At the measurement date of June 30, 2022, the following employees were covered by the benefit terms:

  Inactive employees or beneficiaries currently receiving benefits                                              -
  Inactive employees entitled to but not yet receiving benefits                                               119
  Active employees                                                                                            262
                                                                                                              381

Contributions
Contributions for employees are established in the statutes governing the TCRS and may only be changed by the
Tennessee General Assembly. Employees contribute 5% of salary. The City makes employer contributions at the rate
set by the Board of Trustees as determined by an actuarial valuation. For the year ended June 30, 2023, the employer
contributions by the City were $374,974, based on a rate of 4% of covered payroll. By law, employer contributions
are required to be paid. The TCRS may intercept the City’s state shared taxes if required employer contributions are
not remitted. The employer’s actuarially determined contribution (ADC) and member contributions are expected to
finance the costs of benefits earned by members during the year, the cost of administration, as well as an amortized
portion of any unfunded liability.

Net Pension Liability (Asset)
Pension Liabilities (Assets)
The City’s net pension liability (asset) was measured as of June 30, 2022, and the total pension liability used to
calculate net pension liability (asset) was determined by an actuarial valuation as of that date.

Actuarial Assumptions
The total pension liability as of the June 30, 2022 actuarial valuation was determined using the following actuarial
assumptions, applied to all periods included in the measurement:

  Inflation                                  2.25%
  Salary increases                           Graded salary ranges from 8.72% to 3.44% based on age, including
                                             inflation, averaging 4.00%
  Investment rate of return                  6.75%, net of pension plan investment expenses, including inflation
  Cost-of-living adjustment                  2.125%,

Mortality rates were based on actual experience including an adjustment for some anticipated improvement.

The actuarial assumptions used in the June 30, 2022 actuarial valuation were based on the results of an actuarial
experience study performed for the period July 1, 2016 through June 30, 2020. The demographic assumptions were
adjusted to more closely reflect actual and expected future experience.




                                                                                                                 62

[[page 73]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 10. Pension Plans – City Funds
Net Pension Liability (Asset)
Actuarial Assumptions
The long-term expected rate of return on pension plan investments was established by the TCRS Board of Trustees
in conjunction with the June 30, 2020 actuarial experience study. A blend of future capital market projections and
historical market returns was used in a building-block method in which a best estimate of expected future real rates
of return (expected returns, net of pension plan investment expense and inflation) is developed for each major asset
class. These best estimates are combined to produce the long-term expected rate of return by weighting the
expected future real rates of return by the target asset allocation percentage and by adding expected inflation of
2.25%. The best estimates of geometric real rates of return and the TCRS investment policy target asset allocation
for each major asset class are summarized in the following table:

                                                                             Long-term
                                                                            expected real
                               Asset class                                 rate of return       Target allocation
    US equity                                                                   4.88%                         31%
    Developed market international equity                                       5.37%                         14%
    Emerging market international equity                                        6.09%                          4%
    Private equity and strategic lending                                        6.57%                         20%
    US fixed income                                                             1.20%                         20%
    Real estate                                                                 4.38%                         10%
    Short-term securities                                                       0.00%                          1%
                                                                                                             100%

The long-term expected rate of return on pension plan investments was established by the TCRS Board of Trustees
as 6.75% based on a blending of the factors described above.

Discount Rate
The discount rate used to measure the total pension liability was 6.75%. The projection of cash flows used to
determine the discount rate assumed that employee contributions will be made at the current rate and that
contributions from the City will be made at the actuarially determined contribution rate pursuant to an actuarial
valuation in accordance with the funding policy of the TCRS Board of Trustees and as required to be paid by state
statute. Based on those assumptions, the pension plan’s fiduciary net position was projected to be available to make
projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate
of return on pension plan investments was applied to all periods of projected benefit payments to determine the
total pension liability.




                                                                                                                 63

[[page 74]]
                                           City of Gallatin, Tennessee
                                          Notes to Financial Statements
                                     For the Fiscal Year Ended June 30, 2023


Note 10. Pension Plans – City Funds
Changes in the Net Pension Liability (Asset)

                                                              Total pension            Plan fiduciary      Net pension
                                                                 liability              net position     liability (asset)
                                                                    (a)                      (b)              (a)-(b)
   Balance, June 30, 2021                                 $       2,140,677        $        2,239,470    $        (98,793)

    Service cost                                                    778,219                      -                778,219
    Interest                                                        195,733                      -                195,733
    Changes of benefit terms                                            -                        -                    -
    Differences between expected and
      actual experience                                             136,142                       -               136,142
    Changes in assumptions                                              -                         -                   -
    Contributions, employer                                             -                     247,676            (247,676)
    Contributions, employees                                            -                     648,370            (648,370)
    Net investment income                                               -                    (101,596)            101,596
    Benefit payments, including refunds
      of employee contributions                                      (38,297)                 (38,297)                -
    Administrative expenses                                              -                    (25,361)             25,361
    Other changes                                                        -                        -                   -
      Net change                                                  1,071,797                  730,792              341,005
   Balance, June 30, 2022                                 $       3,212,474        $       2,970,262     $        242,212

Sensitivity of the Net Pension Liability (Asset) to Changes in the Discount Rate
The following presents the net pension liability (asset) of the City calculated using the discount rate of 6.75%, as
well as what the net pension liability (asset) would be if it were calculated using a discount rate that is 1-percentage-
point lower (5.75%) or 1-percentage-point higher (7.75%) than the current rate:

                                                              1% Decrease              Current rate          1% Increase
                                                                (5.75%)                  (6.75%)               (7.75%)
   Net pension liability (asset)                          $       1,027,978        $         242,212     $       (357,152)

Pension Expense (Negative Pension Expense) and Deferred Outflows of Resources and Deferred Inflows of
Resources Related to Pensions
Pension Expense (Negative Pension Expense)
For the year ended June 30, 2023, the City recognized pension expense (negative pension expense) of $211,913.




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[[page 75]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 10. Pension Plans – City Funds
Pension Expense (Negative Pension Expense) and Deferred Outflows of Resources and Deferred Inflows of
Resources Related to Pensions
Deferred Outflows of Resources and Deferred Inflows of Resources
For the year ended June 30, 2023, the City reported deferred outflows of resources and deferred inflows of resources
related to pensions from the following sources:

                                                                              Deferred              Deferred
                                                                             outflows of           inflows of
                                                                              resources            resources
  Difference between expected and actual experience                        $      240,660        $       42,864
  Net difference between expected and actual earnings on
  pension plan investments                                                          65,265                   -
  Changes in assumptions                                                           138,752                   -
  Contributions made subsequent to measurement date of June 30,
  2023                                                                             374,974                   -
                                                                           $       819,651       $        42,864

The amount shown above for “Contributions subsequent to the measurement date of June 30, 2023” will be
recognized as a reduction (increase) to net pension liability (asset) in the following measurement period.

Amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be
recognized in pension expense as follows:

                                     Year ending
                                       June 30,
                                        2024                       $        40,227
                                        2025                                40,309
                                        2026                                36,804
                                        2027                                92,252
                                        2028                                36,081
                                      Thereafter                           156,137

In the table shown above, positive amounts will increase pension expense while negative amounts will decrease
pension expense.

Payable to the Pension Plan
At June 30, 2023, City of Gallatin reported a payable of $164,861 for the outstanding amount of contributions to
the pension plan required at the year ended June 30, 2023.

Defined Contribution Plans
The City has two defined contribution plans. One is the State of Tennessee Deferred Compensation Plan II – 401(k)
(the Hybrid Plan) which was adopted by the City in 2018. The other plan is the State of Tennessee 401(k) plan (the
former plan), which was in existence prior to 2018. When the City joined the Hybrid Plan, existing employees were
given the option to stay on the former plan or move to the Hybrid plan.



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[[page 76]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 10. Pension Plans – City Funds
Defined Contribution Plans
Several employees chose to stay on the former plan. The City has determined that none of its defined contribution
pension plans are fiduciary component units or fiduciary activities of the government.

State of Tennessee 401(k) Plan
Plan Description
The City (exclusive of the electric utility) participates in the State of Tennessee 401(k) plan (the Plan) with a Roth
option. Employees of the City’s Municipal Service departments, Water and Sewer Utility Fund, and Natural Gas Utility
Fund are eligible to participate in the Plan. The Plan assets are not held by the City and the City does not exercise a
trustee responsibility over such assets nor does the City actively participate in the Plan’s management or
administration, which is delegated to the City of Gallatin Pension Committee. The Pension Committee has
designated Retire Ready TN as a third-party administrator. Accordingly, the City does not meet the criteria necessary
for presentation of the Plan as a fiduciary fund of the City.

Funding Policy
The City’s Plan allows employees to make tax deferred contributions into self-directed investments of as much as
allowable under the Internal Revenue Code. During the fiscal year, the City contributed 5% of the employees’ annual
compensation and matched up to an additional 4% of the employees’ contributions. The plan is closed to new
entrants. The vesting of employer contributions increases from 20% in year one, with 20% annual increases until
contributions are 100% vested after 5 years in the plan. If an employee leaves employment before the vesting period
is complete, the forfeiture is put into a forfeiture account that can be used to pay expenses related to the plan. The
City had no forfeitures in 2023. At calendar year-end, any unused forfeitures are held and can be used to offset
future employer match requirements.

Annual Contributions
The City’s maximum contribution to the Plan is defined as up to 9% of an eligible employee’s annual compensation.
The City contributed $890,632 on behalf of the employees for the fiscal year ended June 30, 2023.

State of Tennessee Deferred Compensation Plan II – 401(k)
Plan Description
The Hybrid Plan is a combination of the defined benefit plan (Public Employment Retirement Plan described in
General Information about the Pension Plan above) and a defined contribution plan (a 401(k) plan). Employees of
the City hired after October 1, 2018 working more than 30 hours per week, and any existing City employee working
more than 30 hours per week who chooses to join the TCRS Hybrid Plan are eligible for the plan. The Chair of the
TCRS may amend the Hybrid Plan on behalf of all employers. The Chair also has the sole and exclusive authority to
interpret the Hybrid Plan and decide all claims and appeals for the Hybrid Plan benefits.




                                                                                                                    66

[[page 77]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 10. Pension Plans – City Funds
State of Tennessee Deferred Compensation Plan II – 401(k)
Funding Policy
Employers contribute 4% of payroll to the defined benefit component (as noted in General Information about the
Pension Plan above), and 5% of payroll to the defined contribution component, for an aggregate employer
contribution of 9%. Employees may elect to defer a percentage of their salary into the plan. Defined contribution
plan amounts are deposited into the State’s 401(k) plan with Great West Financial, where the employee manages
the investments. Employees immediately vest in both the employee and employer contributions to the defined
contribution plan.

Annual Contributions
The City contributed $776,984 on behalf of the employees for the fiscal year ended June 30, 2023.

Note 11. Pension Plan – Gallatin Department of Electricity
General Information about the Pension Plan
Plan Description
The Gallatin Department of Electricity Employee’s Pension Plan (the Electric Plan) is a single-employer defined
benefit pension plan administered by the Gallatin Electric Power Board. The Electric Plan provides retirement,
disability, and death benefits to the Electric Plan members and their beneficiaries. While the Electric Plan covers
substantially all Department employees, it was closed to new entrants effective March 1, 2016. The authority to
establish and amend benefit provisions of the Electric Plan is assigned to the Gallatin Electric Power Board. The
Electric Plan issues a separate financial report that includes financial statements and required supplementary
information. That report may be obtained by writing to Gallatin Department of Electricity, P.O. Box 1555, Gallatin,
TN 37066 or by calling 615-452-5152.

For pension benefits, employees with 20 or more years of credited service are entitled to monthly pension benefits
upon attainment of early retirement at age 55. The plan’s normal retirement age is 65.

  Inactive employees or beneficiaries currently receiving benefits                                             21
  Inactive employees entitled to but not yet receiving benefits                                                 3
  Active employees                                                                                             19
                                                                                                               43

Contribution Requirements
The contribution requirements of the Electric Plan members and the department are established and may be
amended by the Gallatin Electric Power Board. Electric Plan members are required to contribute 3% of their annual
covered salary. The Department is required to contribute at an actuarially determined rate. The rate used in FY 2023
was 10.01% of annual covered payroll. The Department contributed $600,000 for the year ended June 30, 2023.




                                                                                                                 67

[[page 78]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 11. Pension Plan – Gallatin Department of Electricity
Net Pension Liability
The Electric Department’s net pension liability was measured as of June 30, 2022, and the total pension liability used
to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2021.

Actuarial Assumptions
The total pension liability as of the June 30, 2022 actuarial valuation was determined using the following actuarial
assumptions, applied to all periods included in the measurement:

  Salary increases                            4.00% per year
  Investment rate of return                   6.00%, compounded annually
  Cost-of-living adjustment                   1.50% per year of original benefit amount

Mortality rates were based on the SOA RP-2014 Total Data Set Mortality with Scale MP-2021.

Actuarial Assumptions
The long-term expected rate of return on pension plan investment was determined using a building-block method
in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan
investment expense and inflation) are developed for each major asset class. These ranges are combined to produce
the long-term expected rate of return by weighing the expected future real rates of return by the target asset
allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real
rates of return for each major asset class are summarized in the following table:

                                                                              Long-term
                                                                             expected real
                                Asset class                                 rate of return        Target allocation
    US equity – large cap                                                        5.24%                       57.00%
    US equity – small/mid cap                                                    6.37%                        3.00%
    Fixed income                                                                 6.07%                       40.00%
                                                                                                              100%

Discount Rate
The discount rate used to measure the total pension liability was 6.00%. The projection of cash flows used to
determine the discount rate assumed that employee contributions will be made at the current contribution rate and
that the Department contributions will be made at rates equal to the difference between actuarially determined
contribution rates and the employee rate.

Based on these assumptions, the pension plan’s fiduciary net position was projected to be available to make all
projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate
of return on pension plan investments was applied to all periods of projected benefit payments to determine the
total pension liability.




                                                                                                                   68

[[page 79]]
                                           City of Gallatin, Tennessee
                                          Notes to Financial Statements
                                     For the Fiscal Year Ended June 30, 2023


Note 11. Pension Plan – Gallatin Department of Electricity
Changes in Net Pension Liability

                                                              Total pension        Plan fiduciary      Net pension
                                                                 liability          net position     liability (asset)
                                                                    (a)                  (b)              (a)-(b)
   Balance, June 30, 2021                                 $      11,776,198    $      14,607,209     $      (2,831,011)

    Service cost                                                    217,805                  -                217,805
    Interest                                                        817,982                  -                817,982
    Differences between expected and
      actual experience                                                 -                     -                   -
    Contributions, employer                                             -                 600,000            (600,000)
    Contributions, employees                                            -                  59,943             (59,943)
    Net investment income                                               -              (1,415,589)          1,415,589
    Benefits paid, including refunds
      and contributions                                            (627,700)             (627,700)                -
    Changes in assumptions                                        1,467,410                   -             1,467,410
    Administrative expenses                                             -                 (77,846)             77,846
      Net change                                                  1,875,497            (1,461,192)          3,336,689
   Balance, June 30, 2022                                 $      13,651,695    $      13,146,017     $        505,678

Sensitivity of the Net Pension Liability to Changes in the Discount Rate
The following presents the net pension liability of the Department, calculated using the discount rate of 6.00%, as
well as what the Department’s net pension liability would be if it were calculated using a discount rate that is 1%
lower (5.00%) or 1% higher (7.00%) than the current rate:

                                                              1% Decrease          Current rate          1% Increase
                                                                (5.00%)              (6.00%)               (7.00%)
   Total pension liability                                $      15,405,145    $      13,651,695     $     12,184,285
   Plan fiduciary net pension                                    13,146,017           13,146,017           13,146,017
    Net pension liability (asset)                         $       2,259,128    $         505,678     $      (961,732)

For the year ended June 30, 2023, the Department recognized pension expense as follows:

   Components of pension expense
    Service cost                                                                                     $         217,805
    Interest on total pension liability                                                                        817,982
    Differences between expected and actual experience                                                          30,313
    Changes in assumptions                                                                                     377,392
    Employee contributions                                                                                     (59,943)
    Projected earnings on assets                                                                            (1,020,936)
    Differences between expected and actual earnings                                                            98,074
    Pension plan administrative expense                                                                         77,846
      Total expense                                                                                  $         538,533



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[[page 80]]
                                      City of Gallatin, Tennessee
                                     Notes to Financial Statements
                                For the Fiscal Year Ended June 30, 2023


Note 11. Pension Plan – Gallatin Department of Electricity
Deferred Outflows of Resources and Deferred Inflows of Resources
For the year ended June 30, 2023, the Department reported deferred outflows of resources and deferred inflows of
resources related to pensions from the following sources:

                                                                           Deferred              Deferred
                                                                          outflows of           inflows of
                                                                           resources            resources
  Differences between expected and actual experience                    $       180,253       $       43,005
  Changes in assumptions                                                      1,324,924               71,732
  Net difference between expected and actual earnings on
  pension plan investments                                                      724,068                   -
  Contributions made subsequent to measurement date of June 30,
  2023                                                                          600,000                   -
                                                                        $     2,829,245       $       114,737

Amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be
recognized in pension expense as follows:

                                   Year ending
                                     June 30,
                                      2024                       $       564,921
                                      2025                               606,562
                                      2026                               461,160
                                      2027                               481,865
                                      2028                                  -
                                    Thereafter                              -




                                                                                                              70

[[page 81]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 12. Pension Plan Reconciliation
Reconciliation of both pension plans to the amounts presented on the Statement of Net Position:

                                                       Governmental              Business-type
                                                         activities                activities            Total

  Net pension liability
   Public employee retirement plan                    $        194,396       $          47,816     $        242,212
   Gallatin Department of Electricity
    Employee pension plan                                          -                   505,678             505,678
      Total net pension liability                     $        194,396       $         553,494     $       747,890

  Deferred outflows related to pensions
   Public employee retirement plan                    $        660,931       $         158,720     $        819,651
   Gallatin Department of Electricity
     Employee pension plan                                          -                3,423,069            3,423,069
      Total deferred outflows related to
        pensions                                      $       660,931        $       3,581,789     $      4,242,720

  Deferred inflows related to pension
   Public employee retirement plan                    $         35,235       $           7,629     $         42,864
   Gallatin Department of Electricity
     Employee pension plan                                          -                  220,491              220,491
      Total deferred inflows related to
        pensions                                      $         35,235       $         228,120     $       263,355

  Pension expense
   Public employee retirement plan                    $        172,114       $          39,799     $        211,913
   Gallatin Department of Electricity
     Employee pension plan                                          -                  538,533              538,533
      Total pension expense                           $        172,144       $         578,332     $       750,446

Note 13. Other Post-Employment Benefits – Gallatin Department of Electricity
General Information about the OPEB Plan
Plan Description
The Electric Department Post-Retirement Medical Plan (PRMP) is a single-employer defined benefit plan
administered by the Gallatin Electric Power Board. There are no assets accumulating in a trust that meet the
requirements of GASB Statement No. 75, as amended. The Plan provides supplemental health insurance premium
reimbursements to eligible retirees. The criteria to determine eligibility includes years of services and employee age
at date of retirement. Eligible retirees may receive up to $150 per month for reimbursement of their supplemental
health insurance premiums. The plan was closed to new entrants effective March 1, 2016. Authority to establish and
amend benefit provisions is assigned to the Gallatin Electric Power Board.




                                                                                                                   71

[[page 82]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 13. Other Post-Employment Benefits – Gallatin Department of Electricity
General Information about the OPEB Plan
Employees Covered by Benefit Terms
At the measurement date of June 30, 2022, the following participants were covered by the benefit terms:

  Inactive employees currently receiving benefits                                                              16
  Active employees                                                                                             19
                                                                                                               35

Total OPEB Liability
The Electric Department’s total OPEB liability of $526,990 was measured as of June 30, 2022.

Actuarial Assumptions
The total OPEB liability in the July 1, 2022 actuarial valuation was determined using the following actuarial
assumptions and other inputs, applied to all periods included in the measurement, unless otherwise specified:

  Inflation                                 2.00%
  Salary increases                          2.50%
  Discount rate                             3.54% as of June 30, 2022
  Healthcare cost trend rate                None assumed
  Participation rate                        100% assumed

The discount rate was based on the Bond Buyer’s 20-year Bond Index.

Mortality rates were based on the RPH-2014 headcount-weighted total dataset fully generational table with
projection scale MP-2020.

Changes in Total OPEB Liability

                                                                                                   Liability
  Balance, June 30, 2021                                                                       $          630,245

   Service cost                                                                                             6,359
   Interest                                                                                                13,500
   Differences between expected and
     actual experience                                                                                  (1,985)
   Changes in assumptions and other inputs                                                             (98,281)
   Benefit payments                                                                                    (22,848)
     Net change                                                                                       (103,255)
  Balance, June 30, 2022                                                                       $       526,990




                                                                                                                72

[[page 83]]
                                          City of Gallatin, Tennessee
                                         Notes to Financial Statements
                                    For the Fiscal Year Ended June 30, 2023


Note 13. Other Post-Employment Benefits – Gallatin Department of Electricity
Changes in Total OPEB Liability
Changes in assumptions and other inputs reflect a change in the discount rate from 2.16% as of June 30, 2021 to
3.54% as of June 30, 2022.

Sensitivity of the Total OPEB Liability to Changes in the Discount Rate
The following presents the total OPEB liability of the Department, as well as what the Department’s total OPEB
liability would be if it were calculated using a discount rate that is 1% lower (2.54%) or 1% higher (4.54%) than the
current discount rate:

                                                              1% Decrease         Current rate        1% Increase
                                                                (2.54%)             (3.54%)             (4.54%)
   Total OPEB liability                                   $        595,528    $        526,990    $        470,187

OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources
OPEB Expense
For the year ended June 30, 2022, the Department recognized OPEB expense of $17,977.

Deferred Outflows of Resources and Deferred Inflows of Resources
At June 30, 2023, the Department reported deferred outflows of resources and deferred inflows of resources related
to OPEB from the following sources:

                                                                                 Deferred            Deferred
                                                                                outflows of         inflows of
                                                                                 resources          resources
   Differences between expected and actual experience                         $       23,289      $        4,964
   Changes in assumptions                                                             63,602             100,790
    Total to be amortized                                                             86,891             105,754
   Contributions made subsequent to measurement date                                 506,933                 -
                                                                              $      593,824      $      105,754

Amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be
recognized in OPEB expense as follows:

                                        Year ending
                                          June 30,
                                           2024                           $    (1,882)
                                           2025                                (1,882)
                                           2026                                 2,733
                                           2027                                 1,461
                                           2028                               (16,221)
                                         Thereafter                            (3,072)




                                                                                                                    73

[[page 84]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 14. Defined Contribution Plan – Gallatin Department of Electricity
General Information about the Defined Contribution Plan
Plan Description
The Electric Department entered into an agreement with the State of Tennessee to participate in the State of
Tennessee Deferred Compensation Plan II – 401(k) Defined Contribution Plan with a Roth option, effective March 1,
2016. The Plan will be administered by the Treasurer for the State of Tennessee, which has an agreement with
Empower Retirement for the enrollment, deferrals, advisory services, and many other administrative aspects. The
Plan assets are not held by the Department and the Department does not exercise a trustee responsibility over such
assets. This will be the only plan offered to employees of the Department hired after March 1, 2016 and will also be
available to those employees hired before March 1, 2016 on a voluntary basis.

Funding Policy
The Plan allows employees to make tax deferred contributions into self-directed investments as much as allowable
under the Internal Revenue Code. For employees hired after March 1, 2016, the Department will match 200% of
participant elective deferrals of up to 5% of compensation. The vested interest of each participant, with respect to
matching contributions, will be as follows:
                                                                      Percentage
                                       Years of service                 vested
                                              1                           20%
                                              2                           40%
                                              3                           60%
                                              4                           80%
                                              5                          100%

Any forfeitures will be used first to reduce the employer’s matching contributions and then to offset Plan expenses.
As of June 30, 2022, there has been one forfeiture in the amount of $2,076. For employees hired before March 1,
2016, they can make elective deferrals into the plan with no matching contribution from the Department.

Annual Cost
The Department’s maximum contribution to the Plan is defined as up to 10% of an eligible employee’s annual
compensation. The Department contributed $153,374 on behalf of the eligible employees during the fiscal year
ended June 30, 2023. There were no outstanding contributions at June 30, 2023.




                                                                                                                 74

[[page 85]]
                                           City of Gallatin, Tennessee
                                          Notes to Financial Statements
                                     For the Fiscal Year Ended June 30, 2023


Note 15. Other Information
Risk Management
City of Gallatin
The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and
omissions; injuries to employees; and natural disasters. The City decided it was more economically feasible to join a
public entity risk pool than purchase commercial insurance for certain general liability, auto liability, errors and
omissions, workers’ compensation, and physical damage coverages. The City joined the Tennessee Municipal League
Risk Pool (the Pool), which is a public entity risk pool established in 1979 by the Tennessee Municipal League. The
City pays annual premiums to the Pool for its general, auto, and errors and omissions policies. The Pool provides
the specified coverage and pays all claims from its member premiums charged or through its reinsurance policies.
The City’s premiums are calculated based on its prior claims history. It is the policy of the City to purchase
commercial insurance for the risk of employee dishonesty and law enforcement professional liability. Settled claims
have not exceeded the commercial coverage or the coverage provided by the Pool in any of the past three years.

Gallatin Department of Electricity
It is the policy of the Gallatin Electric Department to purchase commercial insurance for the risks of loss to which it
is exposed. These risks include general liability, property and casualty, worker’s compensation, employee health, and
accident. Settled claims have not exceeded this commercial coverage in any of the past three fiscal years and there
has been no significant reduction in the amount of coverage.

Commitments
The City purchases natural gas under various contracts requiring the purchase of minimum quantities of natural gas
from suppliers at cost based upon national index prices. Natural gas purchases exceeding the specified minimum
quantities are made at the going market value. City management believes any risk associated with the minimum
purchase quantities as specified in the aforementioned contracts to be minimal. Further, the City is committed under
various natural gas transportation agreements requiring specified minimum transmission capacities.

As of June 30, 2023, the City entered into multiple construction contracts related to road, water, and sewer
construction projects of approximately $23,700,000 and has spent approximately $23,600,000 of committed funds,
with a remaining balance of approximately $100,000 in outstanding commitments at June 30, 2023.

The City has entered into an agreement with the Sumner County Resource Authority (the Resource Authority), a
joint venture between the City, Sumner County, and the City of Hendersonville, TN, which provides that, in the event
the Resource Authority’s revenues are insufficient to cover the costs of operation and debt retirement, the County
and Cities shall pay such deficit in the proportions of 3/7, 2/7, and 2/7, respectively. These same entities have
executed a “contract in Lieu of Performance Bond” with the State of Tennessee for financial assurance of the closure
and post-closure costs of the landfill, should the Resource Authority be unable to do so.

The Resource Authority operates primarily as a solid waste transfer station. The City utilizes the Resource Authority
for solid waste disposal purposes at essentially the same cost per ton as in prior years. There is uncertainty as to the
future operations of the Resource Authority, as well as the costs relative to the change in operations or possible
dissolution.




                                                                                                                      75

[[page 86]]
                                        City of Gallatin, Tennessee
                                       Notes to Financial Statements
                                  For the Fiscal Year Ended June 30, 2023


Note 15. Other Information
Commitments
The Resource Authority, as of June 30, 2023, which is the latest available financial statement date, has net investment
in capital assets in the amount of $2,524,886 and an unrestricted net position of $5,716,940, as compared to
2,198,393 and $3,870,287, respectively, for 2022. During 2023, the City paid the Resource Authority $880,683 in
tipping fees for solid waste.

Contingent Liabilities
Amounts received or receivable from grantor agencies are subject to audit and adjustment by grantor agencies,
principally the federal and state governments. Any disallowed claims, including amounts already collected, may
constitute a liability of the applicable funds. The amount, if any, of expenditures which may be disallowed by the
grantors cannot be determined at this time; however, the City’s management expects such amounts, if any, to be
immaterial.

The City is a defendant in various lawsuits; however, the outcome of these lawsuits is not presently determinable,
though legal counsel does not expect any possible liability to exceed the City’s limits of insurance.

Power Contract
The Utility has a power contract with the TVA whereby the electric system purchases all of its electric power from
the TVA and is subject to certain restrictions and conditions as provided for in the power contract. Such restrictions
include, but are not limited to, prohibitions against furnishing, advancing, lending, pledging, or otherwise diverting
System funds, revenues, or property to other operations of the County and the purchase or payment of or providing
security for indebtedness on other obligations applicable to such other operations.

Note 16. TVA Advances Payable
Advances payable are made up of advances to the Electric Department from TVA for home weatherization loans
and interest. The TVA loans are paid in monthly installments as the Electric Department is paid by the customers.
These advances bear interest at either 6% or 8%. They are secured by UCC-1s on the customer’s heating and air
units. At June 30, 2023, outstanding funds advanced by TVA totaled $1,579.

Note 17. Subsequent Events
Management has evaluated subsequent events through December 18, 2023, the date on which the financial
statements were available for issuance.




                                                                                                                    76

[[page 87]]
Required Supplementary Information

[[page 88]]
                                                                     City of Gallatin, Tennessee
                                     Schedule of Changes in Net Pension Liability (Asset) and Related Ratios Based on Participation
                                                      in the Public Employee Hybrid Pension Plan of the TCRS
                                                                         Last Ten Fiscal Years

                                                                                                 2022              2021              2020              2019
                       Total Pension Liability
                        Service cost                                                         $     778,219     $     666,354     $     575,836     $         -
                        Interest                                                                   195,733           137,048            72,620               -
                        Changes in benefit terms                                                       -                 -                 -             426,349
                        Differences between actual and
                          expected experience                                                      136,142           (52,390)          153,571                -
                        Changes of assumptions                                                         -             169,586               -                  -
                        Benefit payments, including refunds
                          of employee contributions                                                (38,297)           (7,761)              -                (536)
                            Net change in total OPEB liability                                   1,071,797           912,837           802,027           425,813
                       Total pension liability, beginning of year                                2,140,677         1,227,840           425,813               -
                       Total pension liability, end of year (a)                                  3,212,474         2,140,677         1,227,840           425,813

                       Plan Fiduciary Net Position
                         Contributions, employer                                                   247,676           190,332           170,527           107,409
                         Contributions, employee                                                   648,370           556,528           513,637           323,520
                         Net investment income                                                    (101,596)          385,616            37,963            15,540
                         Benefit payments, including refunds
                          of employee contributions                                                (38,297)           (7,761)              -                (536)
                         Administrative expenses                                                   (25,361)          (21,022)          (19,265)          (13,018)
                         Other                                                                         -                 -                 -                 -
                            Net change in plan fiduciary net position                              730,792         1,103,693           702,862           432,915
                       Plan fiduciary net position, beginning                                    2,239,470         1,135,777           432,915               -
                       Plan fiduciary net position, ending (b)                                   2,970,262         2,239,470         1,135,777           432,915

                       Net pension liability (asset), ending (a)-(b)                         $     242,212     $     (98,793)    $      92,063     $      (7,102)

                       Plan fiduciary net position as a percentage
                         of total pension liability                                                 92.46%           104.62%            92.50%           101.67%

                       Covered payroll                                                       $ 12,967,349      $ 11,130,541      $ 10,274,439      $   6,470,377
                       Net pension liability (asset) as a percentage of
                        covered payroll                                                              1.87%             -0.89%            0.90%             -0.11%

                       Notes to Schedule
                       Changes of Assumptions
                       In 2021, amounts reported as changes of assumptions resulted from changes to the inflation rate, investment rate of return, cost-of-living
                       adjustment, and mortality improvements. In 2017, amounts reported as changes of assumptions resulted from changes to the inflation rate,
                       investment rate of return, cost-of-living adjustment, salary growth, and mortality improvements.

                       GASB 68 requires a 10-year schedule for this data to be presented starting with the implementation of GASB 68 . The information in this
                       schedule is not required to be presented retroactively prior to the implementation date. Please refer to previously supplied data from TCRS
                       GASB website for prior years’ data, if needed.

See independent auditor's report                                                                                                                                     77

[[page 89]]
                                                                        City of Gallatin, Tennessee
                                   Schedule of Contributions Based on Participation in the Public Employee Hybrid Pension Plan of the TCRS
                                                                             Last Ten Fiscal Years

                                                                                          2023               2022               2021                  2020           2019

                     Actuarially determined contribution                             $      374,974     $      247,676     $     190,332      $        170,527   $    107,409
                     Contributions in relation to the
                      actuarially determined contribution                                   374,974            247,676           190,332               170,527        107,409
                     Contribution deficiency (excess)                                $          -       $          -       $         -        $            -     $        -

                     Covered-employee payroll                                        $ 15,488,930       $ 12,962,273       $ 11,130,541       $ 10,274,439       $   6,470,377

                     Contributions as a percentage of
                      covered-employee payroll                                                2.42%              1.91%              1.71%                1.66%          1.66%

                     Notes to Schedule
                     GASB 68 requires a 10-year schedule for this data to be presented starting with the implementation of GASB 68 . The information in this
                     schedule is not required to be presented retroactively prior to the implementation date. Please refer to previously supplied data from TCRS
                     GASB website for prior years’ data, if

                     Beginning in FY 2019, the City placed the actuarially determined contribution rate of covered payroll in the pension plan and placed the
                     remainder of the 4% contractually required contribution into the Pension Stabilization Reserve Trust (SRT).

                     2019: Pension - 1.66%, SRT - 2.34%
                     2020: Pension - 1.66%, SRT - 2.34%
                     2021: Pension - 1.71%, SRT - 2.29%
                     2022: Pension - 1.91%, SRT - 2.09%
                     2023: Pension - 2.42%, SRT - 1.58%

                     Valuation Date
                     Actuarially determined contribution rates for fiscal year 2023 were calculated based on the June 30, 2021 actuarial valuation.

                     Methods and assumptions used to determine contribution rates:

                          Actuarial cost method                 Entry age normal
                          Amortization method                   Level dollar, closed (not to exceed 20 years)
                          Amortization period                   Varies by year
                          Asset valuation                       10-year smoothed within a 20% corridor to market value
                          Inflation                             2.25%
                          Salary increases                      Graded salary ranges from 8.72 to 3.44% based on age, inflation, averaging 4.00%
                          Investment rate of return             6.75%, net of investment expense, including inflation
                          Retirement age                        Pattern of retirement determined by experience study
                          Mortality                             Customized table based on actual experience including an adjustment for some anticpated improvement
                          Cost of living adjustment             2.13%

                     Changes of Assumptions

                     In 2021, the following assumptions were changed: decreased inflation rate from 2.50% to 2.25%; decreased the investment rate of return from 7.25% to
                     6.75%; decreased the cost-of-living adjustment from 2.25% to 2.125%; and modified mortality assumptions. In 2017, the following assumptions were
                     changed: decreased inflation rate from 3.00% to 2.50%; decreased the investment rate of return from 7.50% to 7.25%; decreased the cost-of-living
                     adjustment from 2.50% to 2.25%; and decreased salary growth graded ranges from an average of 4.25% to an average of 4.00%.




See independent auditor's report                                                                                                                                                 78

[[page 90]]
                                                                                    City of Gallatin, Tennessee
                                                   Schedule of Changes in Net Pension Liability (Asset) and Related Ratios Based on Participation
                                                                   in the Gallatin Electric Department Employee Pension Plan
                                                                                         Last 10 Fiscal Years
                                                          2022            2021              2020              2019              2018             2017             2016             2015             2014
Total Pension Liability
 Service cost                                        $     217,805 $        254,942    $     255,677     $     183,037     $     185,023     $    177,907     $    165,004     $    160,612     $    136,831
 Interest                                                  817,982          794,550          771,299           723,598           691,268          685,170          659,028          652,294          559,812
 Changes in benefit terms                                      -                -                -                 -                 -                -                -                -                -
 Differences between expected and
   actual experience                                            -            26,471                (1)         324,343           115,214          (295,965)             -                 -           22,888
 Changes in assumptions                                   1,467,410         (45,689)          (38,813)         (28,647)              -                 -           (468,590)              -          989,264
 Benefit payments, including refunds of
   employee contributions                                  (627,700)       (688,070)         (623,543)         (564,525)         (492,024)        (482,369)        (445,233)        (403,705)        (496,184)
   Net change in total pension liability                  1,875,497         342,204           364,619           637,806           499,481           84,743          (89,791)         409,201        1,212,611
Total pension liability, beginning                       11,776,198      11,433,994        11,069,375        10,431,569         9,932,088        9,847,345        9,937,136        9,527,935        8,315,324
Total pension liability, ending (a)                      13,651,695      11,776,198        11,433,994        11,069,375        10,431,569        9,932,088        9,847,345        9,937,136        9,527,935
Plan Fiduciary Net Position
  Contributions, employer                                   600,000         750,000         1,050,000         1,200,000          800,000         1,040,000         666,994          385,256          257,050
  Contributions, employee                                    59,943          59,095            59,546            61,115           62,396            62,487          65,855           61,065           57,685
  Net investment income                                  (1,415,589)      3,077,505           408,674           685,759          610,970           663,332         185,887          118,498          644,573
  Benefit payments, including refunds
   of employee contributions                               (627,700)       (688,070)         (623,543)         (564,525)         (492,024)        (482,369)        (445,233)        (403,705)        (496,184)
  Administrative expenses                                   (77,846)        (72,959)          (57,274)          (49,663)          (45,318)         (39,030)         (34,134)         (32,684)         (31,671)
  Other                                                         -               -                 -                 -                 -                -                -                -                -
   Net change in plan fiduciary net position             (1,461,192)      3,125,571           837,403         1,332,686           936,024        1,244,420          439,369          128,430          431,453
Plan fiduciary net position, beginning                   14,607,209      11,481,638        10,644,235         9,311,549         8,375,525        7,131,105        6,691,736        6,563,306        6,131,853
Plan fiduciary net position, ending (b)                  13,146,017      14,607,209        11,481,638        10,644,235         9,311,549        8,375,525        7,131,105        6,691,736        6,563,306
Net pension liability (asset), ending (a - b)        $     505,678     $ (2,831,011)   $      (47,644)   $     425,140     $   1,120,020     $   1,556,563    $   2,716,240    $   3,245,400    $   2,964,629


Plan fiduciary net position as a percentage
  of total pension liability                                 96.30%         124.04%          100.42%             96.16%            89.26%           84.33%           72.42%           67.34%           68.88%
Covered payroll                                      $    1,991,942 $     1,991,942    $    2,085,475    $    2,085,475    $    1,958,148    $   2,043,550    $   2,030,845    $   1,952,736    $   1,934,194
Net pension liability (asset) as a percentage of
 covered payroll                                             25.39%        -142.12%            -2.28%            20.39%            57.20%           76.17%         133.75%          166.20%          153.27%
Notes to Schedule
GASB 68 requires a 10-year schedule for this data to be presented starting with the implementation of GASB 68 . The information in this schedule is not required to be presented retroactively prior to the
implementation date. Please refer to previously supplied data from TCRS GASB website for prior years’ data, if needed.




                                                                                                                                                                                                                 79

[[page 91]]
                                                                                 City of Gallatin, Tennessee
                                           Schedule of Contributions Based on Participation in the Gallatin Electric Department Employee Pension Plan
                                                                                      Last Ten Fiscal Years

                                                 2023             2022             2021             2020             2019              2018             2017             2016              2015             2014

  Actuarially determined contribution        $   211,462      $    200,921    $     332,078     $     342,422    $     342,422    $     417,159    $     417,159     $     385,256    $     385,256    $     253,122
  Contributions in relation to the
   actuarially determined contribution           600,000           600,000          750,000         1,050,000        1,200,000          800,000         1,040,000          666,994          381,950          459,410
  Contribution deficiency (excess)           $ (388,538)      $   (399,079)   $    (417,922)    $    (707,578)   $    (857,578)   $    (382,841)    $   (622,841)    $    (281,738)   $       3,306     $   (206,288)

  Covered-employee payroll                   $ 1,945,783      $   1,991,942   $   1,991,942     $   2,085,475    $   2,085,475    $   1,958,148    $    2,043,550    $   2,030,845    $   1,952,736    $    1,934,194

  Contributions as a percentage of
   covered-employee payroll                       30.84%            30.12%            37.65%           50.35%           57.54%           40.85%            50.89%           32.84%           19.56%           23.75%

  Notes to Schedule
  GASB 68 requires a 10-year schedule for this data to be presented starting with the implementation of GASB 68 . The information in this schedule is not required to be presented retroactively prior to
  the implementation date. Please refer to previously supplied data from TCRS GASB website for prior years’ data, if needed.

  Methods and assumptions used to determine contribution rates:

       Valuation date                                                         Actuarially determined contribution rates for the year ended June 30, 2023 were calculated based on the June
                                                                              30, 2021 actuarial valuation.
       Actuarial cost method                                                  Entry age normal, level percentage of pay
       Amortization method                                                    Level dollar
       Remaining amortization period                                          Initial amortization period: 30 years as of 2014
       Asset valuation                                                        Market value of plan assets
       Cost-of-living adjustments                                             1.50%
       Salary increases                                                       4.00%
       Investment rate of return                                              6.00%
       Retirement age                                                         65
       Mortality                                                              SOA RP-2014 Total Dataset Mortality Scale MP-2021
       Disabled mortality                                                     1965 Railroad Board Disability Annuity Mortality




See independent auditor's report                                                                                                                                                                                        80

[[page 92]]
                                                                              City of Gallatin, Tennessee
                                      Schedule of Investment Returns Based on Participation in the Gallatin Electric Department Employee Pension Plan
                                                                                   Last Ten Fiscal Years

                                             2023            2022             2021             2020              2019             2018              2017             2016             2015              2014

 Annual money-weighted rate of
  return, net of investment expense           9.97%            -10.54%           26.42%             3.84%            7.09%            7.11%             9.04%            1.75%            1.82%            11.00%



 Notes to Schedule
 GASB 68 requires a 10-year schedule for this data to be presented starting with the implementation of GASB 68 . The information in this schedule is not required to be presented retroactively prior to the
 implementation date. Please refer to previously supplied data from TCRS GASB website for prior years’ data, if needed.




See independent auditor's report                                                                                                                                                                                81

[[page 93]]
                                                                  City of Gallatin, Tennessee
                                       Schedule of Changes in Total OPEB Liability and Related Ratios - Electric Department
                                                                      Last Ten Fiscal Years

                                                          2023            2022               2021              2020              2019            2018            2017
   Total OPEB Liability
    Service cost                                      $    10,377     $       6,359     $        9,116     $       6,250     $      6,485    $      7,587    $      9,220
    Interest                                               18,974            13,500             13,904            18,985           18,085          16,911          14,641
    Changes of benefit terms                               11,914               -                  -                 -                -               -               -
    Differences between actual and
      expected experience                                  (10,450)          (1,985)           (4,878)            34,352              -             7,940           3,563
    Changes in assumptions                                (135,116)         (98,281)            4,124             89,394           22,113         (16,731)        (46,674)
    Benefit payments, net                                  (21,933)         (22,848)          (23,975)           (20,354)         (15,783)        (15,914)        (25,113)
      Net change in total OPEB liability                  (126,234)        (103,255)           (1,709)           128,627           30,900            (207)        (44,363)
   Total OPEB liability, beginning of year                 526,990          630,245           631,954            503,327          472,427         472,634         516,997
   Total OPEB liability, end of year (a)              $ 400,756       $     526,990      $    630,245      $     631,954     $    503,327    $    472,427    $    472,634

   Covered-employee payroll                           $ 2,165,686     $   2,165,686      $   2,165,686     $   2,085,475     $   2,005,264   $   1,958,148   $   2,043,550

   Net OPEB liability as a percentage of
    covered-employee payroll                               18.50%            24.33%             29.10%            30.30%           25.10%          24.13%          23.13%

   Notes to Schedule
   GASB 75 requires a 10-year schedule for this data to be presented starting with the implementation of GASB 75 . The information in this schedule is not
   required to be presented retroactively prior to the implementation date.

   There are no assets accumulating in a trust related to this OPEB plan that meet the criteria in paragraph 4 of GASB 75.

   Changes in assumptions and other inputs reflect the effects of changes in the discount rate each period. The following are the
   discount rates used in each period:
                                                                2017           3.58%
                                                                2018           3.87%
                                                                2019           3.50%
                                                                2020           2.21%
                                                                2021           2.16%
                                                                2022           3.54%
                                                                2023           6.17%
   There were no benefit changes during the measurement period.




See independent auditor's report                                                                                                                                             82

[[page 94]]
                                 City of Gallatin, Tennessee
     Schedule of Contributions Based on Participation and Schedule of Investment Returns
                        in the Gallatin Electric Department OPEB Plan
                                      Last Ten Fiscal Years

  Schedule of Contributions
                                                                                                      2023

  Actuarially determined contribution                                                             $      27,266
  Contributions in relation to the
   actuarially determined contribution                                                                  485,000
  Contribution deficiency (excess)                                                                $    (457,734)

  Covered-employee payroll                                                                       Not available

  Contributions as a percentage of
   covered-employee payroll                                                                      Not available

  Notes to Schedule
  Actuarially determined contribution rates are calculated as of June 30, two years prior
  to the end of the fiscal year in which

  Methods and assumptions used to determine contribution rates:

       Actuarial cost method                                                    Individual entry age normal
       Amortization method                                                      Level dollar
       Amortization period                                                      30 years
       Asset valuation method                                                   Market value of plan assets
       Salary increases                                                                   2.50%
       Inflation rate                                                                     2.00%
       Discount rate                                                                      6.17%
       Retirement age                                                                         65
       Mortality                                                                RPH-2014 Headcount-weighted
                                                                                total dataset table with
                                                                                projection scale MP-2020

       Disabled mortality                                                       1965 Railroad Board Disability
                                                                                Annuity Mortality

  Schedule of Investment Returns
                                                                                                      2023
  Annual money-weighted rate of
   return, net of investment expense                                                                      6.56%




See independent auditor's report                                                                                   83

[[page 95]]
Supplementary Information

[[page 96]]
                                Nonmajor Governmental Funds


Special Revenue Funds:

Special Revenue Funds account for specific revenues that are legally restricted to specific
expenditure purposes. The Special Revenue Funds are:

       Special Services Fund – To account for sex offender registry payments that are used for
       specific purposes and private donations to be used for the “Shop with a Cop” Christmas
       program.

       Drug Fund – To account for the resources used in the City’s drug enforcement and
       education programs.

       Environmental Services Fund – To account for the resources used for the City’s garbage
       collection activities.

       Stormwater Fund – To account for the stormwater fee that is used for stormwater
       maintenance and repairs throughout the City.

       Industrial Development Board – To account for activities by the City to encourage
       economic development.



Permanent Funds:

Permanent Funds account for specific revenues for which the corpus of the donation is restricted
by external donors. The Permanent Funds are:

       Witherspoon Loan Fund – To account for a donation that was received for the purpose of
       making loans to graduating seniors to be used for college expenses.

       Cemetery Trust Fund – To account for donations that have been received to maintain the
       cemetery in perpetuity.

[[page 97]]
                                                                                   City of Gallatin, Tennessee
                                                                                    Combining Balance Sheet
                                                                                  Nonmajor Governmental Funds
                                                                                          June 30, 2023


                                                                      Special Revenue Funds                                                    Permanent Funds
                                                                                                    Industrial                                                           Total      Total Nonmajor
                                      Special          Drug       Environmental     Stormwater     Development  Total Special    Witherspoon        Cemetery          Permanent      Governmental
                                   Services Fund       Fund       Services Fund     Utility Fund      Fund     Revenue Funds      Loan Fund         Trust Fund          Funds            Funds
Assets
Cash                                $   109,324    $    160,170   $   1,831,943    $   3,099,103   $       -    $    5,200,540   $   310,113    $        16,653   $       326,766   $    5,527,306
Investments                                 -               -               -                -             -               -             -               21,025            21,025           21,025
Receivables, net                            -               -           264,513          125,151           -           389,664       134,521                -             134,521          524,185
Inventory                                   -               -            16,710              -             -            16,710           -                  -                 -             16,710
Other assets                                -               -               -                -             -               -          11,102                -              11,102           11,102
Restricted assets,                                                                                                         -
  TCRS Stabilization Fund                   -                 -          32,373           22,235           -            54,608           -                  -                 -            54,608
  Total assets                      $   109,324    $    160,170   $   2,145,539    $   3,246,489   $       -     $   5,661,522   $   455,736    $        37,678   $      493,414    $   6,154,936
Liabilities and Fund Balances
Liabilities
  Accounts payable                  $        985   $          -   $     108,224    $      23,056   $       -    $     132,265    $       -      $           -     $           -     $     132,265
  Performance deposits                       -                -             -                -             -              -              -                  -                 -               -
  Unearned Evidence Funds                 65,006              -             -                -             -           65,006            -                  -                 -            65,006
    Total liabilities                     65,991              -         108,224           23,056           -          197,271            -                  -                 -           197,271
Fund balances
Nonspendable
  Prepaid Items                             -                 -             -                 -            -              -           11,102                -              11,102          11,102
  Perpetual Care                            -                 -             -                 -            -              -              -               21,025            21,025          21,025
  Inventory                                 -                 -          16,710               -            -           16,710            -                  -                 -            16,710
Restricted for
  Funds held in trust                       -               -               -                -             -               -         444,634                -             444,634          444,634
  Environmental services                    -               -         1,988,232              -             -         1,988,232           -                  -                 -          1,988,232
  Drug enforcement                          -           160,170             -                -             -           160,170           -                  -                 -            160,170
  Stormwater                                -               -               -          3,201,198           -         3,201,198           -                  -                 -          3,201,198
  Hybrid Retirement
    Stabilization Funds                     -                 -          32,373           22,235           -           54,608            -                  -                 -            54,608
Assigned to
  Police Special Projects                 43,333            -               -                -             -            43,333           -                  -                 -             43,333
  Cemetery Use                               -              -               -                -             -               -             -               16,653            16,653           16,653
    Total fund balances                   43,333        160,170       2,037,315        3,223,433           -         5,464,251       455,736             37,678           493,414        5,957,665
Total liabilities and fund balances $   109,324    $    160,170   $   2,145,539    $   3,246,489   $       -     $   5,661,522   $   455,736    $        37,678   $      493,414    $   6,154,936

                                                                                                                                                                                                     84

[[page 98]]
                                                                                City of Gallatin, Tennessee
                                                        Combining Statement of Revenues, Expenditures, and Changes in Fund Balances
                                                                              Nonmajor Governmental Funds
                                                                         For the Fiscal Year Ended June 30, 2023


                                                                         Special Revenue Funds                                                           Permanent Funds
                                                                                                         Industrial                                                                Total      Total Nonmajor
                                      Special           Drug         Environmental       Stormwater     Development      Total Special    Witherspoon         Cemetery          Permanent      Governmental
                                   Services Fund        Fund         Services Fund       Utility Fund      Fund         Revenue Funds      Loan Fund          Trust Fund          Funds            Funds
Revenues
Charges for services               $         -      $         -      $   3,269,469   $      2,002,345   $        -      $    5,271,814    $        -      $           -     $           -     $    5,271,814
Fines and forfeitures                      5,400           68,705              -                  -              -              74,105             -                  -                 -             74,105
Other revenue                             56,597           28,987          104,496             47,736            -             237,816           6,777              1,377             8,154          245,970
  Total revenues                          61,997           97,692        3,373,965          2,050,081            -           5,583,735           6,777              1,377             8,154        5,591,889

Expenditures
Current
 Public safety                            74,140           53,413              -                  -              -             127,553            -                   -                -             127,553
 Environmental services                      -                -          2,426,279            869,397            -           3,295,676            -                   -                -           3,295,676
 Economic development                        -                -                -                  -              -                 -              -                   -                -                 -
Capital outlay                               -             64,750          684,847             77,585            -             827,182            -                   -                -             827,182
 Total expenditures                       74,140          118,163        3,111,126            946,982            -           4,250,411            -                   -                -           4,250,411

Excess of revenues
  over expenditures                      (12,143)         (20,471)         262,839          1,103,099            -           1,333,324           6,777              1,377             8,154        1,341,478

Other financing sources
 Transfers in                                -                 -            31,088             16,340                           47,428            -                   -                -              47,428
 Transfer to other funds                     -                 -               -                  -         (145,664)         (145,664)           -                   -                -            (145,664)

Fund balances, beginning of year         55,476           180,641        1,743,388          2,103,994        145,664        4,229,163         448,959              36,301          485,260        4,714,423
Fund balances, end of year         $     43,333     $     160,170    $   2,037,315   $      3,223,433   $        -      $   5,464,251     $   455,736     $        37,678   $      493,414    $   5,957,665




                                                                                                                                                                                                           85

[[page 99]]
                                  City of Gallatin, Tennessee
               Schedule of Revenues, Expenditures, and Changes in Fund Balance
                                Budget (GAAP Basis) and Actual
                                     Special Services Fund
                            For the Fiscal Year Ended June 30, 2023


                                           Budgeted amounts
                                                                            Actual       Variance with
                                         Original         Final            amounts       final budget
Revenues
 Fines and forfeitures
   Sex offender registry             $        5,000   $       5,000    $       5,400     $        400
 Other
   Donations                                 50,000         50,000            56,550            6,550
   Interest                                     -              -                  47               47
     Total revenues                          55,000         55,000            61,997            6,997

Expenditures
 Current
   Public Safety, Police
    Office supplies                           5,000          5,000                99            4,901
    Grants and donation                      50,000         85,000            74,041           10,959
      Total expenditures                     55,000         90,000            74,140           15,860

Excess of revenues over
  (under) expenditures                          -           (35,000)          (12,143)         22,857

Fund balance, beginning of year              55,476         55,476            55,476              -
Fund balance, end of year            $       55,476   $     20,476     $      43,333     $     22,857




                                                                                                     86

[[page 100]]
                                   City of Gallatin, Tennessee
                Schedule of Revenues, Expenditures, and Changes in Fund Balance
                                 Budget (GAAP Basis) and Actual
                                            Drug Fund
                             For the Fiscal Year Ended June 30, 2023


                                            Budgeted amounts
                                                                             Actual       Variance with
                                          Original         Final            amounts       final budget
Revenues
 Fines and forfeitures                $       90,000   $     90,000     $      68,705     $     (21,295)
 Sale of equipment                               -           24,285            28,987             4,702
   Total revenues                             90,000        114,285            97,692           (16,593)

Expenditures
 Current
   Public Safety, Police
    Office supplies                           25,000         54,285            53,413              872
   Capital outlay                             65,000         65,000            64,750              250
    Total expenditures                        90,000        119,285           118,163            1,122

Excess of revenues over
  (under) expenditures                           -            (5,000)          (20,471)         (15,471)

Fund balance, beginning of year             180,641         180,641           180,641              -
Fund balance, end of year             $     180,641    $    175,641     $     160,170     $    (15,471)




                                                                                                       87

[[page 101]]
                                  City of Gallatin, Tennessee
               Schedule of Revenues, Expenditures, and Changes in Fund Balance
                                Budget (GAAP Basis) and Actual
                                  Environmental Services Fund
                            For the Fiscal Year Ended June 30, 2023


                                             Budgeted amounts
                                                                               Actual      Variance with
                                           Original          Final            amounts      final budget
Revenues
 Charges for services                  $    3,072,000    $   3,072,000    $    3,269,469   $    197,469
 Other
   Sale of supplies                            60,000           60,000            98,470         38,470
   Miscellaneous                                  -                -               6,026          6,026
    Total revenues                          3,132,000        3,132,000         3,373,965        241,965

Expenditures
 Current
   Environmental services
    Salaries                                  803,356          803,356           769,511         33,845
    Employee benefit and taxes                351,793          351,793           297,186         54,607
    Insurance                                  38,000           38,000            37,338            662
    Utilities                                  19,931           19,931            16,672          3,259
    Repairs and maintenance                    85,000           85,000            79,339          5,661
    Other contractual services              1,015,000        1,017,141           857,589        159,552
    Supplies                                    9,000            9,000             8,398            602
    Gas, oil, diesel, etc.                    130,000          130,000           158,262        (28,262)
    Supplies for resale                        80,000           80,000            80,005              (5)
    Natural materials                         100,000          100,000            55,664         44,336
    Professional services                      65,826           65,826            65,826            -
    Miscellaneous                               3,450            3,450               489          2,961
   Capital outlay                             516,000        1,046,956           684,847        362,109
    Total expenditures                      3,217,356        3,750,453         3,111,126        639,327

Excess of revenues over
  (under) expenditures                        (85,356)        (618,453)         262,839         (881,292)

Other financing sources
 Transfers in                                     -                  -           31,088          (31,088)

Excess of revenues and other sources
  over expenditures and other uses            (85,356)        (618,453)         293,927         (912,380)

Fund balance, beginning of year             1,743,388        1,743,388         1,743,388            -
Fund balance, end of year              $    1,658,032    $   1,124,935    $    2,037,315   $   (912,380)




                                                                                                        88

[[page 102]]
                                  City of Gallatin, Tennessee
               Schedule of Revenues, Expenditures, and Changes in Fund Balance
                                Budget (GAAP Basis) and Actual
                                    Stormwater Utility Fund
                            For the Fiscal Year Ended June 30, 2023


                                             Budgeted amounts
                                                                                Actual      Variance with
                                           Original          Final             amounts      final budget
Revenues
 Charges for services                  $    1,900,000    $   1,900,000     $    2,002,345   $     102,345
 Other
   Donations                                      -             47,736             47,736             -
    Total revenues                          1,900,000        1,947,736          2,050,081         102,345

Expenditures
 Current
   Environmental services
    Salaries                                  656,352          656,352           482,804          173,548
    Employee benefit and taxes                301,006          301,006           169,958          131,048
    Insurance                                     -                -              23,112          (23,112)
    Printing and publications                     -                -                 110             (110)
    Utilities                                   6,800            6,800             5,474            1,326
    Repairs and maintenance                    15,000           15,000            15,997             (997)
    Supplies                                    4,900            7,400             2,879            4,521
    Gas, oil, diesel, etc.                     19,500           19,500            23,848           (4,348)
    Professional services                     539,279          673,542            85,075          588,467
    Miscellaneous                             176,820          176,820            60,140          116,680
   Capital outlay                             705,500        1,397,236            77,585        1,319,651
    Total expenditures                      2,425,157        3,253,656           946,982        2,306,674

Excess of revenues over
  (under) expenditures                       (525,157)       (1,305,920)        1,103,099       (2,409,019)

Other financing sources
 Transfers in                                     -                  -            16,340          (16,340)

Excess of revenues and other sources
  over expenditures and other uses           (525,157)       (1,305,920)        1,119,439       (2,425,359)

Fund balance, beginning of year             2,103,994        2,103,994          2,103,994            -
Fund balance, end of year              $    1,578,837    $     798,074     $    3,223,433   $ (2,425,359)




                                                                                                          89

[[page 103]]
                                  City of Gallatin, Tennessee
               Schedule of Revenues, Expenditures, and Changes in Fund Balance
                                Budget (GAAP Basis) and Actual
                                 Industrial Development Board
                            For the Fiscal Year Ended June 30, 2023


                                           Budgeted amounts
                                                                          Actual       Variance with
                                         Original        Final           amounts       final budget
Revenues
 Other
   Payment in lieu from industry     $          -    $           -   $          -      $        -
   Application fee                              -                -              -               -
   Interest                                     -                -              -               -
     Total revenues                             -                -              -               -

Expenditures
 Current
   Economic Development                         -                -              -               -

Excess of revenues over
  (under) expenditures                          -                -              -               -

Other financing sources
 Transfers to other funds                       -                -         (145,664)        145,664

Fund balance, beginning of year            145,664        145,664          145,664              -
Fund balance, end of year            $     145,664   $    145,664    $         -       $    145,664




                                                                                                    90

[[page 104]]
                                                                             City of Gallatin, Tennessee
                                                       Schedule of Expenditures of Federal Awards and State Financial Assistance
                                                                       For the Fiscal Year Ended June 30, 2023

                                                                                                                                                                                 Passed
                                                                                                                          Assistance        Contract                           through to
        Grantor / Pass-through Grantor                                      Program name                                    listing         number            Expenditures    subrecipients

Federal Awards
US Department of Homeland Security,
 TN Highway Safey Office                       Police Traffic Services State & Community Highway Safety Projects (THSO)    20.600          Z23THS103          $     19,136    $           -
                                                                  Total US Department of Safety and Homeland Security                                               19,136                -

US Department of Justice, Bureau of
 Justice Assistance
 Federal Bureau of Investigation               FBI Violent Crimes Task Force Reimbursement                                 16.U01             MOU                   10,786                -

 Office of Justice Programs                    Bulletproof Vest Program, Justice Assistance Grants                         16.607      2020-BUBX-2002-3062           3,040                -

                                               Justice Mental Health Collaboration Program, Embedded Clinician             16.745       2020-MO-BX-0030             41,545                -

                                               Comprehensive Opioid, Stimulant, and Substance Abuse Program                16.838        2020-AR-BX-0053            82,880                -
                                                                                Total US Department of Justice - BJA                                               138,251                -

US Department of Transportation
 TN Department of Transportation               Highway Planning and Construction Cluster
                                               Highway Planning and Construction (Federal-Aid Highway Program)             20.205         STP-M-8300(70)           444,048                -
                                               Highway Planning and Construction (Federal-Aid Highway Program)             20.205         EM-NH-6(130)/
                                                                                                                                          83LPLM-F3-122            727,172                -
                                               Highway Planning and Construction (Federal-Aid Highway Program)             20.205      SRTS-4569(10)/83LPLM         14,593                -
                                               Highway Planning and Construction (Federal-Aid Highway Program)             20.205         83PLM-F3-110/
                                                                                                                                           CM-9306(21)             868,824                -
                                                                    Total Highway Planning and Construction Cluster                                               2,054,637               -

                                                                              Total US Department of Transportation                                               2,054,637               -
US Department of Treasury
 TN Department of Finance and Administration   COVID-19 - Coronavirus State and Local Fiscal Recovery Funds                21.027              N/A                  30,000                -
                                                                                 Total US Department of The Treasury                                                30,000

Total federal awards                                                                                                                                              2,242,024               -

Continued




                                                                                                                                                                                     91

[[page 105]]
                                                                                   City of Gallatin, Tennessee
                                                             Schedule of Expenditures of Federal Awards and State Financial Assistance
                                                                             For the Fiscal Year Ended June 30, 2023

                                                                                                                                                                                                       Passed
                                                                                                                                     Assistance             Contract                                 through to
       Grantor / Pass-through Grantor                                             Program name                                         listing              number                  Expenditures    subrecipients

State Financial Assistance
Total state financial assistance                                                                                                                                                              -              -

Total federal awards and state financial assistance                                                                                                                             $       2,242,024   $        -

Note 1. Basis of Presentation
This schedule of expenditures of federal awards and state financial assistance summarizes the expenditures of the City under programs of the federal and state governments for the
year ended June 30, 2023. The information in this schedule is presented in accordance with the requirements of Title 2 US Code of Federal Regulations Part 200, Uniform Administrative
Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Because the schedule presents only a selected portion of the operations of the City, it is
not intended to and does not present the financial position, change in net position, or cash flows of the City. Expenditures reported on the schedule are reported on the accrual basis of
accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited
as to reimbursement.

Note 2. Summary of Significant Accounting Policies
Expenditures reported on the Schedule are reported on the modified accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the
Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. Negative amounts shown on the Schedule represent adjustments
or credits made in the normal course of business to amounts reported as expenditures in prior years. The City has elected to use the 10-percent de minimis indirect cost rate as
allowed under the Uniform Guidance.

Note 3. Indirect Cost Rate
The City has not elected to use the 10% de minimis indirect cost rate allowed under the Uniform Guidance.




                                                                                                                                                                                                            92

[[page 106]]
                                                                        City of Gallatin, Tennessee
                                                         Schedule of Changes in Long-term Debt by Individual Issue
                                                                  For the Fiscal Year Ended June 30, 2023


                                                                                                                             Paid and/or
                                           Original                      Date       Last                            Issued    matured            Refunded
                                           amount          Interest        of      maturity    Outstanding          during     during             during     Outstanding
      Description of Indebtedness          of issue          rate        issue      date       July 1, 2022         period     period             period    June 30, 2023
Governmental Activities
Bonds payable
 Payable through General Fund
   GO improvement bonds, Series 2014    $ 14,185,000     2.00%-5.00%    8/18/14     1/1/34     $    8,525,000   $        -   $    950,000    $         -    $    7,575,000
   GO bonds, Series 2016                $ 11,040,000     2.00%-5.00%    1/20/16     1/1/36          8,210,000            -        500,000              -         7,710,000
   GO bonds, Series 2021                $ 9,725,000      2.00%-5.00%    9/28/11     1/1/41          9,400,000            -        330,000              -         9,070,000
Total long-term debt of
 governmental activities                                                                       $ 26,135,000     $        -   $   1,780,000   $         -    $   24,355,000

Business-type Activities
Bonds payable
 Payable through Water and Sewer Department
   Water and Sewer Revenue Bonds,
     Series 2015                         $ 25,000,000    3.00%-5.00%    5/19/15     7/1/40     $    5,700,000   $        -   $   1,200,000   $         -    $    4,500,000
   Water and Sewer Revenue Bonds,
     Series 2014                         $ 14,185,000    2.00%-5.00%    8/20/14     7/1/29          2,690,000            -        285,000              -         2,405,000
   Water and Sewer Revenue Bonds,
     Series 2011                         $ 8,955,000    2.00%-3.625%    12/28/11    7/1/32          5,925,000            -        450,000              -         5,475,000
   Gas System Revenue Bonds, Series 2019 $ 5,570,000     3.00%-5.00%     4/9/19     1/1/39          4,940,000            -        210,000              -         4,730,000
   Water and Sewer Revenue Improvement
     Bonds, Series 2021A                 $ 13,400,000    3.00%-4.00%    11/17/21    7/1/46         13,400,000            -        325,000                       13,075,000
   Water and Sewer Revenue Refunding
     Bonds, Series 2021B                 $ 13,965,000   0.510%-2.750%   11/17/21    7/1/37         13,965,000            -        220,000              -        13,745,000
Total long-term debt of
 business type activities                                                                      $ 46,620,000     $        -   $   2,690,000   $         -    $   43,930,000




                                                                                                                                                                             93

[[page 107]]
                                                      City of Gallatin, Tennessee
                                    Schedule of Long-term Debt, Principal, and Interest Requirements
                                                 Governmental Activities, by Fiscal Year
                                                             June 30, 2023


                     General Obligation
Fiscal year         Improvement Bonds,                  General Obligation                General Obligation
  ending                 Series 2014                    Bonds, Series 2016                Bonds, Series 2021                         Total
 June 30,         Principal        Interest          Principal        Interest         Principal        Interest         Principal           Interest

   2024       $      975,000    $      270,000   $      510,000    $    285,000    $      350,000    $     291,600   $    1,835,000      $     846,600
   2025            1,010,000           221,250          520,000         259,500           365,000          274,100        1,895,000            754,850
   2026            1,050,000           180,850          530,000         233,500           385,000          255,850        1,965,000            670,200
   2027            1,090,000           138,850          540,000         207,000           405,000          236,600        2,035,000            582,450
   2028              450,000           106,150          555,000         185,400           425,000          216,350        1,430,000            507,900
   2029              460,000            92,650          570,000         163,200           445,000          195,100        1,475,000            450,950
   2030              475,000            78,850          585,000         140,400           465,000          172,850        1,525,000            392,100
   2031              490,000            64,600          600,000         117,000           490,000          149,600        1,580,000            331,200
   2032              505,000            49,900          620,000          99,000           515,000          125,100        1,640,000            274,000
   2033              525,000            34,119          640,000          80,400           535,000          104,500        1,700,000            219,019
   2034              545,000            17,713          660,000          61,200           545,000           93,800        1,750,000            172,713
   2035                  -                 -            680,000          41,400           555,000           82,900        1,235,000            124,300
   2036                  -                 -            700,000          21,000           570,000           71,800        1,270,000             92,800
   2037                  -                 -                -               -             580,000           60,400          580,000             60,400
   2038                  -                 -                -               -             590,000           48,800          590,000             48,800
   2039                  -                 -                -               -             605,000           37,000          605,000             37,000
   2040                  -                 -                -               -             615,000           24,900          615,000             24,900
   2041                  -                 -                -               -             630,000           12,600          630,000             12,600
   Total      $    7,575,000    $    1,254,932   $    7,710,000    $   1,894,000   $    9,070,000    $   2,453,850   $ 24,355,000        $   5,602,782




                                                                                                                                                         94

[[page 108]]
                                                                                    City of Gallatin, Tennessee
                                                                  Schedule of Long-term Debt, Principal, and Interest Requirements
                                                                               Business-type Activities, by Fiscal Year
                                                                                           June 30, 2023


                                                                                                                                          Water and Sewer                 Water and Sewer
Fiscal year        Water and Sewer              Water and Sewer              Water and Sewer                 Gas System               Revenue Improvement               Revenue Refunding
  ending      Revenue Bonds, Series 2011   Revenue Bonds, Series 2014   Revenue Bonds, Series 2015   Revenue Bonds, Series 2019         Bonds, Series 2021A             Bonds, Series 2021B                    Total
 June 30,      Principal      Interest      Principal      Interest      Principal      Interest      Principal       Interest        Principal       Interest        Principal       Interest     Principal           Interest

  2024        $   460,000   $    169,848   $   315,000   $     80,375   $ 1,255,000   $    171,038   $   215,000   $    174,538   $     340,000    $    448,100   $      225,000   $    260,412   $ 2,810,000      $ 1,304,311
  2025            490,000        155,598       325,000         64,375     1,305,000        120,838       225,000        168,088         355,000         434,200          225,000        258,567     2,925,000        1,201,666
  2026            505,000        141,304       330,000         49,650     1,350,000         68,638       230,000        161,338         370,000         419,700          225,000        255,900     3,010,000        1,096,530
  2027            520,000        126,560       340,000         37,950           -           21,388       240,000        149,838         385,000         404,600        1,640,000        242,082     3,125,000          982,418
  2028            535,000        110,401       355,000         27,525           -           21,388       255,000        137,838         400,000         388,900        1,670,000        215,587     3,215,000          901,639
  2029            555,000         93,023       365,000         16,725           -           21,388       265,000        125,088         415,000         372,600        1,700,000        186,092     3,300,000          814,916
  2030            570,000         74,599       375,000          5,625           -           21,388       280,000        111,838         430,000         355,700        1,730,000        154,357     3,385,000          723,507
  2031            590,000         54,869           -              -             -           21,388       290,000        100,638         450,000         338,100        1,765,000        120,272     3,095,000          635,267
  2032            615,000         33,781           -              -             -           21,388       305,000         89,038         470,000         319,700        1,800,000         83,902     3,190,000          547,809
  2033            635,000         11,509           -              -             -           21,388       315,000         76,838         490,000         300,500        1,840,000         45,310     3,280,000          455,545
  2034                -              -             -              -             -           21,388       325,000         64,238         510,000         280,500          175,000         23,031     1,010,000          389,157
  2035                -              -             -              -             -           21,388       335,000         54,488         530,000         259,700          180,000         18,150     1,045,000          353,726
  2036                -              -             -              -             -           21,388       345,000         44,438         550,000         238,100          185,000         13,131     1,080,000          317,057
  2037                -              -             -              -             -           21,388       355,000         34,088         570,000         215,700          190,000          7,975     1,115,000          279,151
  2038                -              -             -              -             -           21,388       370,000         23,438         590,000         195,450          195,000          2,681     1,155,000          242,957
  2039                -              -             -              -         290,000         21,387       380,000         11,875         610,000         177,450              -              -       1,280,000          210,712
  2040                -              -             -              -         300,000         10,875           -              -           630,000         158,850              -              -         930,000          169,725
  2041                -              -             -              -             -              -             -              -           650,000         139,650              -              -         650,000          139,650
  2042                -              -             -              -             -              -             -              -           670,000         119,850              -              -         670,000          119,850
  2043                -              -             -              -             -              -             -              -           690,000          99,450              -              -         690,000           99,450
  2044                -              -             -              -             -              -             -              -           710,000          78,450              -              -         710,000           78,450
  2045                -              -             -              -             -              -             -              -           730,000          56,850              -              -         730,000           56,850
  2046                -              -             -              -             -              -             -              -           755,000          34,575              -              -         755,000           34,575
  2047                -              -             -              -             -              -             -              -           775,000          11,625              -              -         775,000           11,625
  Total       $ 5,475,000   $   971,492    $ 2,405,000   $   282,225    $ 4,500,000   $   649,432    $ 4,730,000   $ 1,527,645    $ 13,075,000      $ 5,848,300   $ 13,745,000      $ 1,887,449   $ 43,930,000     $ 11,166,543




                                                                                                                                                                                                                                  95

[[page 109]]
                                                                                     City of Gallatin, Tennessee
                                                                              Schedule of Changes in Lease Obligations
                                                                               For the Fiscal Year Ended June 30, 2023


                                                                                                                                            Paid and/or
                                                      Original                       Date                                      Issued        matured
                                                      amount       Interest            of       Maturity    Outstanding        during         during      Remeasure-    Outstanding
        Description of Indebtedness                   of issue       rate            issue       date       July 1, 2022       period         period        ments      June 30, 2023

Business-type Activities
Leases Payable Through Electric Fund

   RJ Young - Copiers                             $       14,233    2.26%           3/15/18     4/15/23     $      2,435   $            -   $     2,435   $      -     $        -

   RJ Young - Printer                             $        6,235    2.26%           6/17/19     6/17/24            2,574                -         1,275          -            1,299
Total leases payable - Business-type Activities                                                             $      5,009   $        -       $     3,710   $      -     $      1,299




                                                                                                                                                                                    96

[[page 110]]
                          City of Gallatin, Tennessee
Schedule of Lease Obligations, Principal, and Interest Requirements by Fiscal Year
                                  June 30, 2023



Fiscal year                                 Equipment Lease
  ending                                    RJ Young - Printer
 June 30,                      Principal         Interest            Total

   2024                             1,299               16              1,315
   Total                   $        1,299     $         16       $      1,315




                                                                                     97

[[page 111]]
                                     City of Gallatin, Tennessee
                             Schedule of Electric Rates in Force (Unaudited)
                                             June 30, 2023


   Residential Rate
   Customer charge per month                                                   $       16.55
   Energy charge
    Per KwH per month                                                               0.09772

   General Power Rate
   GSA (Demand 0 - 5,000 kW)
    Customer charge per month                                                  $       19.60

   Less than 50 kW and not more than 1500 kWh
     All kWh per kWh                                                                0.11029

   Between 51 and 1,000 kW with energy usage over 15000 kWh
    Customer charge per month                                                  $     60.00
    0 to 50 kW                                                                   No charge
    More than 50 to 1,000 kW                                                   $     10.65

    First 15,000 kWh per month                                                      0.10287
    Additional kWh per month                                                        0.07206

   Between 1,001 and 5,000 kW
    Customer charge per month                                                  $      200.00
    0 to 1,000 kW                                                              $       10.70
    More than 1,000 kW                                                         $       14.87

    All kWh per kWh                                                                 0.07199

   GSB (Demand from 5,001 to 15,000 kW)
    Customer charge per month                                                  $       1,500
    Demand charge
     Onpeak demand                                                             $10.87 per kW
     Max demand                                                                 $5.21 per kW
     Offpeak excess of contract demand                                         $10.87 per kW
    Energy charge
     Onpeak kWh                                                                     0.08891
     Offpeak kWh first 200 HUD                                                      0.06400
     Offpeak kWh next 200 HUD                                                       0.02942
     Additional HUD                                                                 0.02601

   MSB
    Customer charge per month                                                  $       1,500
    Demand charge
     Onpeak demand                                                             $10.24 per kW
     Max demand                                                                 $2.26 per kW
     Offpeak excess of contract demand                                         $10.24 per kW
    Energy charge
     Onpeak kWh                                                                     0.08139
     Offpeak kWh first 200 HUD                                                      0.05639
     Offpeak kWh next 200 HUD                                                       0.02670
     Additional HUD                                                                 0.02415
      Continued

See independent auditor's report                                                               98

[[page 112]]
                                    City of Gallatin, Tennessee
                            Schedule of Electric Rates in Force (Unaudited)
                                            June 30, 2023


General Power Rate
MSD (Demand over 25,000 kW)
 Customer charge per month                                                    $       1,500
 Demand charge
  Onpeak demand                                                               $10.24 per kW
  Max demand                                                                   $1.64 per kW
  Offpeak excess of contract demand                                           $10.24 per kW
 Energy charge
  Onpeak kWh                                                                       0.07800
  Offpeak kWh first 200 HUD                                                        0.05299
  Offpeak kWh next 200 HUD                                                         0.02642
  Additional HUD                                                                   0.02583

Outdoor lighting (including pole)
 73 LED                                                                       $       10.97
 113 LED                                                                      $       15.99
 100 Watt HPS                                                                 $        9.36
 150 Watt HPS                                                                 $       12.45
 175 Watt HPS                                                                 $        9.95
 250 Watt HPS                                                                 $       15.73
 400 Watt HPS                                                                 $       20.19
 Outdoor lighting kWh                                                              0.07425

Number of Customers at Year End
Residential                                                                         21,549
Commercial                                                                           3,238
Street and athletic fields                                                              59
Individually billed outdoor lighting                                                    29
                                                                                    24,875




See independent auditor's report                                                          99

[[page 113]]
                                   City of Gallatin, Tennessee
                      Schedule of Water and Sewer Rates in Force (Unaudited)
                                          June 30, 2023


Water Department
Inside city limits
  All customers                                                           $11.92 for first 250 cubic feet
                                                    $3.25 per 100 cubic feet in excess of 250 cubic feet

Outside city limits
 All customers                                                            $17.80 for first 250 cubic feet
                                                    $4.88 per 100 cubic feet in excess of 250 cubic feet

Sewer Department
Inside city limits
  All customers                                                           $11.92 for first 250 cubic feet
                                                    $3.25 per 100 cubic feet in excess of 250 cubic feet

Outside city limits
 All customers                                                            $17.80 for first 250 cubic feet
                                                    $4.88 per 100 cubic feet in excess of 250 cubic feet

Water and Sewer
Number of customers                                                                               17,055




See independent auditor's report                                                                      100

[[page 114]]
                                     City of Gallatin, Tennessee
                               Schedule of Gas Rates in Force (Unaudited)
                                             June 30, 2023


Residential and Commercial, Inside City
 First 200 cubic                                                            $     3.50
 All usage over 200 cubic feet, per ccf                                           0.79

Residential and Commercial, Outside City
 First 200 cubic                                                            $     3.85
 All usage over 200 cubic feet, per ccf                                           0.87

Industrial
  All usage, per ccf                                                        $     0.79

Preferred interruptible
  All usage, per ccf                                                        $     0.49

Interruptible
  First 100,000 cubic feet                                                  $     0.40
  All usage over 100,000 cubic, per ccf                                           0.35

Number of Customers
 Residential                                                                    13,059
 Commercial                                                                        798
 Industrial                                                                         29
 Interruptible                                                                       4
                                                                                13,890




See independent auditor's report                                                    101

[[page 115]]
Statistical Section

[[page 116]]
                                      City of Gallatin, Tennessee
                                    Statistical Section Summary Page
                                               June 30, 2023


This part of the City of Gallatin, Tennessee’s Annual Comprehensive Financial Report presents detailed
information as a context for understanding what the information in the financial statements, the note disclosures,
and the required supplementary information says about the City’s overall financial health.

                                                                                                          Page
 Financial Trends Information                                                                            102-106
 These schedules contain trend information to help the reader understand how the government's
 financial performance and well-being have changed over time.

 Revenue Capacity Information                                                                            107-109
 These schedules contain information to help the reader assess the government's most significant
 local revenue source, the property tax.

 Debt Capacity Information
 These schedules present information to help the reader assess the affordability of the                  110-112
 government's current level of outstanding debt and the government's ability to issue additional
 debt in the future.

 Demographic and Economic Information                                                                    113-114
 These schedules present information to help the reader understand the environment within which
 the government's financial activities take place.

 Operating Information                                                                                   115-117
 These schedules contain service and infrastructure data to help the reader understand how the
 information in the government's financial report relates to the services the government provides
 and the activities it performs.




Sources: Except where noted, the information in these schedules is derived from the City’s Annual
Comprehensive Financial Reports for the relevant years.

[[page 117]]
                                                                            City of Gallatin, Tennessee
                                                                               Financial Trends Information
                                                                    Net Position by Component - Last Ten Fiscal Years


                                            2023            2022            2021            2020            2019            2018             2017             2016             2015             2014
Governmental Activities
 Net investment in capital assets         148,606,993   $ 133,281,647   $ 106,414,737   $ 108,846,455   $  89,932,089   $   75,402,931   $   67,569,997   $   58,836,309   $   54,468,094   $   48,317,805
 Restricted                                13,571,100      13,222,353      12,609,720       1,512,468       1,325,054        1,298,730        1,205,180          593,324          535,180          615,631
 Unrestricted                              53,979,304      49,343,959      39,901,584      24,032,975      17,563,265       17,336,772       17,025,218       15,409,177       13,898,373       14,232,475
   Total net position                   $ 216,157,397   $ 195,847,959   $ 158,926,041   $ 134,391,898   $ 108,820,408       94,038,433       85,800,395   $   74,838,810   $   68,901,647   $   63,165,911

Business-type Activities
 Net investment in capital assets       $ 175,181,523   $ 161,498,167     157,292,864   $ 142,206,982   $ 136,551,453   $ 127,605,680    $ 120,808,485    $ 119,097,460    $ 112,025,506    $ 107,506,931
 Restricted                                   214,846       3,055,394         195,257           7,729           7,702           7,675            7,648            7,621            7,572            7,522
 Unrestricted                              51,089,336      54,246,029      45,895,729      47,714,045      37,092,490      35,652,720       37,926,071       31,826,566       35,009,804       32,232,921
   Total net position                   $ 226,485,705   $ 218,799,590   $ 203,383,850   $ 189,928,756   $ 173,651,645   $ 163,266,075    $ 158,742,204    $ 150,931,647    $ 147,042,882    $ 139,747,374

Primary Government
 Net investment in capital assets       $ 323,788,516   $ 294,779,814   $ 263,707,601   $ 251,053,437   $ 226,483,542   $ 203,008,611    $ 188,378,482    $ 177,933,769    $ 166,493,600    $ 155,824,736
 Restricted                                13,785,946      16,277,747      12,804,977       1,520,197       1,332,756       1,306,405        1,212,828          600,945          542,752          623,153
 Unrestricted                             105,068,640     103,589,988      85,797,313      71,747,020      54,655,755      52,989,492       54,951,289       47,235,743       48,908,177       46,465,396
   Total net position                   $ 442,643,102   $ 414,647,549   $ 362,309,891   $ 324,320,654   $ 282,472,053   $ 257,304,508    $ 244,542,599    $ 225,770,457    $ 215,944,529    $ 202,913,285




     See independent auditor's report                                                                                                                                                             102

[[page 118]]
                                                                                         City of Gallatin, Tennessee
                                                                                           Financial Trend Information
                                                                                   Change in Net Position - Last Ten Fiscal Years

                                                                                     (Prepared using the accrual basis of accounting)

Governmental activities:                  2023             2022             2021               2020                  2019                   2018             2017             2016             2015             2014
Revenues:
 Program revenues:
   Charges for services               $   12,938,439   $   12,275,819   $   10,289,687   $       8,977,852     $       8,356,873        $    7,863,631   $    7,418,973   $    6,069,552   $    5,538,642   $    6,526,770
   Operating grants & contributions        3,895,662        4,389,561        2,421,030           2,923,203             2,616,883             1,865,673        1,275,976        1,064,123        1,234,427        1,527,429
   Capital grants & contributions          8,345,507       15,384,481       12,482,796          20,335,480            12,308,868             6,010,371        8,921,557        4,790,834       10,285,239        3,533,738
 General revenues:
   Property taxes                         14,214,670       13,503,462       12,917,220          12,215,190            11,906,890            11,235,726       11,367,951       10,878,306       10,273,533        9,930,089
   Sales taxes                            20,594,060       19,014,773       15,317,664          12,826,752            12,145,080            11,516,561       11,064,266       10,074,289        9,330,486        8,661,499
   Franchise taxes                           397,976          451,706          507,514             465,305               487,103               468,690          466,766          448,730          421,534          385,802
   Alcoholic beverage taxes                2,137,608        2,099,402        1,965,642           1,766,980             1,563,354             1,522,812        1,509,842        1,260,296        1,251,420        1,165,299
   Business taxes                          2,315,524        2,008,558        1,404,790           1,127,484             1,014,325               949,546          936,708          818,811          756,560          680,446
   Income taxes                                  755          355,086          414,371             778,118               565,252               439,386          662,104          946,308          913,636          793,306
   Other sources                           1,356,449       10,807,740        3,512,304             375,946             1,354,312               540,551          480,686          226,818          230,319          240,216
   Unrestricted interest income              847,158           81,819          240,425             313,968               298,873               303,527          246,354          115,184           68,994           79,958
   In lieu of taxes and transfers          2,341,210        2,416,007        2,505,134           1,971,409             1,610,234             1,635,255        1,699,195        1,640,386        1,545,670        1,448,787
      Total revenues                      69,385,018       82,788,414       63,978,577          64,077,687            54,228,047            44,351,729       46,050,378       38,333,637       41,850,460       34,973,339

Expenses:
   General government                     11,491,711       10,679,488        9,568,230          12,362,858            10,194,485             8,545,515        7,930,678        7,186,551        6,432,191        5,147,411
   Public safety                          21,445,885       19,887,020       17,489,772          15,280,509            15,685,627            14,939,109       14,842,150       12,701,861       12,139,618       11,778,255
   Engineering                             3,045,455        2,112,141          638,392             622,525             2,300,750             1,907,119        2,224,831        1,643,277        1,611,956        1,412,832
   Environmental services                  3,499,967        3,264,572        3,125,244           2,796,681             2,194,040             2,109,615        1,788,412        1,701,497        1,682,507        1,779,918
   Animal control                                -                -                -                   -                     -                     -                -                -            123,665          113,487
   Public works                              815,980          826,884          774,681             674,693               585,600               705,505          568,139          552,190          362,748        1,163,412
   Highways, streets, and roadways         1,700,671        1,500,643        1,405,170           1,136,264             1,252,628             1,556,403        1,174,314        1,359,004        1,457,922        1,403,207
   Vehicle maintenance                       415,838          638,291          589,459             617,315               612,519               562,563          549,748          459,858          418,068          420,964
   Parks and recreation                    5,579,699        5,760,606        4,950,915           3,787,643             4,286,418             4,302,313        4,639,151        4,361,499        4,265,685        4,043,815
   Economic development                      477,555          556,451          528,172             572,306               816,593               615,343          448,174        1,622,199        6,770,860          444,972
   Tourism                                       -                -                -                57,039               123,052                   -                -                -                -                -
   Interest on debt                          602,819          640,400          374,399             598,364               702,384               765,919          923,196          808,538          653,094          481,455
     Total expenses                       49,075,580       45,866,496       39,444,434          38,506,197            38,754,096            36,009,404       35,088,793       32,396,474       35,918,314       28,189,728

       Change in net position         $   20,309,438   $   36,921,918   $   24,534,143   $      25,571,490     $      15,473,951        $    8,342,325   $   10,961,585   $    5,937,163   $    5,932,146   $    6,783,611




  See independent auditor's report                                                                                                                                                                                     103

[[page 119]]
                                                                                              City of Gallatin, Tennessee
                                                                                             Financial Trend Information
                                                                                     Change in Net Position - Last Ten Fiscal Years

                                                                                            (Prepared using the accrual basis of accounting)

Business-type activities:                 2023              2022              2021                   2020                    2019                  2018              2017              2016             2015              2014
Revenues:
 Program revenues:
   Charges for services               $   115,696,153   $   108,490,786   $    95,741,011     $       96,304,597      $     104,274,429        $   102,309,298   $    99,131,412   $   94,763,804   $    98,670,740   $   100,225,082
   Capital grants & contributions           6,412,212         8,438,231         6,341,397             10,898,190              4,907,752              5,623,904         3,508,042        2,490,314         1,485,205         2,317,854
 General revenues:
   Other sources                                  384           171,323           105,925                    -                      -                      -                 147           10,000               -                 487
   Unrestricted interest income               886,820           180,733           316,711                328,769                229,021                197,243           134,055          142,192           108,911            95,539
     Total revenues                       122,995,569       117,281,073       102,505,044            107,531,556            109,411,202            108,130,445       102,773,656       97,406,310       100,264,856       102,638,962

Expenses:
   Electric                                77,786,114        67,411,765        61,466,937             64,715,592              70,565,030            68,464,520        68,658,346       66,077,111        65,953,465        65,344,259
   Gas                                     19,001,406        17,460,412        12,390,484             14,208,176              13,612,534            13,482,880        12,817,606       12,360,729        14,620,277        16,443,781
   Water & Sewer                           16,897,130        15,120,466        13,300,552             10,525,253              13,321,850            13,115,652        11,787,952       12,582,400        10,769,977        11,170,248
   In lieu of taxes - transfer              1,624,804         1,872,093         1,891,977              1,805,424               1,610,234             1,635,255         1,699,195        1,640,386         1,545,670         1,448,787
     Total expenses                       115,309,454       101,864,736        89,049,950             91,254,445              99,109,648            96,698,307        94,963,099       92,660,626        92,889,389        94,407,075

        Change in net position              7,686,115        15,416,337        13,455,094             16,277,111              10,301,554            11,432,138         7,810,557        4,745,684         7,375,467         8,231,887



     Total change in net position     $    27,995,553   $    52,338,255   $    37,989,237     $       41,848,601      $       25,775,505       $    19,774,463   $    18,772,142   $   10,682,847   $    13,307,613   $    15,015,498




   See independent auditor's report                                                                                                                                                                                              104

[[page 120]]
                                                                                      City of Gallatin, Tennessee
                                                                                        Financial Trend Information
                                                                        Fund Balances of Governmental Funds - Last Ten Fiscal Years


                                                                                  (Prepared using the accrual basis of accounting)

                              2023              2022             2021              2020                  2019                  2018              2017             2016             2015             2014
Governmental Funds
(Post-GASB 54)
  Nonspendable          $         100,170   $       99,135   $       85,469   $         82,177     $         674,250     $       1,169,853   $    1,612,302   $    1,065,869   $      173,269   $       86,851
  Restricted                   13,663,068       13,103,487       12,647,277          6,877,193             1,289,029             1,366,992        1,176,985          583,621          531,907          579,606
  Committed                     1,314,976           98,506           89,508            103,873               156,408               156,408          284,987          209,987          205,085          205,085
  Assigned                         59,986          400,089        2,810,969             58,712             7,400,387            11,899,028       12,626,737       16,335,657        8,011,003        2,734,115
  Unassigned                   53,749,515       43,461,521       29,343,786         18,722,398            16,287,472            17,248,650       17,730,397       16,180,042       13,232,920       11,455,850
                        $      68,887,715   $   57,162,738   $   44,977,009   $     25,844,353     $      25,807,546     $      31,840,931   $   33,431,408   $   34,375,176   $   22,154,184   $   15,061,507




  See independent auditor's report                                                                                                                                                                         105

[[page 121]]
                                                                                                    City of Gallatin, Tennessee
                                                                                                    Financial Trend Information
                                                                               Changes in Fund Balances of Governmental Funds - Last Ten Fiscal Years

                                                                                                (Prepared using the accrual basis of accounting)

                                             2023               2022                 2021                 2020                  2019                   2018               2017               2016               2015               2014
Revenues
 Taxes                                   $   34,020,171     $   31,828,287      $     28,148,675    $      24,907,697     $      23,082,274        $   22,304,176     $   21,677,227     $   20,117,243     $   18,988,744     $   18,393,292
 Licenses and permits                         3,694,996          3,633,533             3,247,237            2,279,208             2,146,030             2,542,185          2,187,478          1,093,853            760,459            467,638
 Fines and penalties                            823,041            658,741               673,966              691,541               737,197               785,160            922,423            983,427          1,051,142          2,556,501
 Charges for services                         8,420,402          7,978,910             6,285,822            6,005,756             5,476,634             4,534,678          4,302,069          3,984,098          3,739,436          3,481,559
 Intergovernmental                           17,046,912         19,963,272            16,201,370           14,437,262            10,628,819             6,717,563          6,616,702         10,457,840         14,007,953          8,668,804
 Other                                        2,831,318          3,288,678             4,479,403            2,683,304             2,371,227             1,315,537            884,022            414,025            575,308            708,339
  Total revenues                             66,836,840         67,351,421            59,036,473           51,004,768            44,442,181            38,199,299         36,589,921         37,050,486         39,123,042         34,276,133

Expenditures
 General government                           9,634,216          8,648,829             7,717,866            7,687,329             8,486,465             7,609,102          6,723,566          5,932,888          5,471,142          4,825,287
 Public safety                               23,531,336         18,697,042            15,764,227           15,439,576            15,118,065            14,447,340         14,122,444         12,181,199         11,707,728         11,452,818
 Engineering                                  2,857,815          2,114,553               638,392              621,511             2,140,367             1,902,729          2,219,984          1,643,528          1,611,956          1,353,632
 Environmental Services                       3,295,676          3,087,746             2,819,961            2,783,382             1,993,528             1,921,514          1,788,412          1,707,426          1,704,725          1,641,126
 Animal control                                     -                 -                      -                    -                     -                     -                  -                  -              123,665            113,487
 Public Works                                 3,056,827            827,963               765,125              670,407               358,438               429,269            330,388            294,737            360,112            453,374
 Highway and streets                          1,437,998          1,127,266             1,045,433            1,137,622             1,248,681             1,559,615          1,168,778          1,227,048          1,254,942          1,374,830
 Vehicle maintenance                            429,544            639,633               585,193              614,540               558,341               558,653            551,334            496,426            418,068            418,626
 Parks and recreation                         5,527,163          4,982,212             4,188,436            3,786,654             4,258,583             4,292,539          4,309,104          4,014,097          3,936,723          3,763,086
 Economic development agency                    506,618            557,630               521,733              557,726               813,666               743,864            445,448          1,622,169          6,769,860            444,972
 Tourism                                            -                  -                     -                 57,039               123,052                   -                  -                  -                  -                  -
 Debt Service:
  Principal                                   1,780,000          1,745,000             1,395,000            1,355,000             1,795,000             1,839,745          1,754,475          1,205,000          1,385,000            860,000
  Interest                                      911,850            970,589               796,360              738,850               808,775               862,768            892,232            572,156            245,373            403,564
  Other                                           1,253              1,400                   -                    -                     -                     -                  -                  -                  -                  -
 Capital outlay                               3,620,706         13,637,922            16,670,921           17,324,244            13,586,576             5,257,893          4,926,719          7,385,042          7,610,707          4,787,847
  Total expenditures                         56,591,002         57,037,785            52,908,647           52,773,880            51,289,537            41,425,031         39,232,884         38,281,716         42,600,001         31,892,649

Excess(deficiency) of revenues
 over (under) expenditures                   10,245,838         10,313,636             6,127,826            (1,769,112)          (6,847,356)           (3,225,732)        (2,642,963)        (1,231,230)        (3,476,959)         2,383,484

Other financing sources (uses)
 Premiums on bonds issued                           -                  -               1,387,853                  -                     -                     -                  -            1,163,285            884,045                -
 Proceeds of long-term debt                         -                  -               9,725,000                  -                     -                     -                  -           11,040,000         14,185,000                -
 Bond issuance cost                                 -                  -                     -                    -                     -                     -                  -             (121,358)          (155,986)               -
 Repayment from debt refunding                      -                  -                     -                    -                     -                     -                  -                  -           (6,098,495)               -
 In lieu of tax payments from utility         1,824,463          1,872,093             1,891,977            1,805,919             1,610,234             1,635,255          1,699,195          1,640,386          1,545,670          1,448,787
 Operating transfers in                             -                  -                     -                    -                     -                     -                  -                  -                  -            2,183,420
 Operating transfers out                       (345,324)               -                     -                    -                     -                     -                  -                  -                  -           (2,183,420)
  Total other financing sources (uses)        1,479,139          1,872,093            13,004,830            1,805,919             1,610,234             1,635,255          1,699,195         13,722,313         10,360,234          1,448,787

Net changes in fund balances             $   11,724,977         12,185,729      $     19,132,656    $          36,807     $      (5,237,122)       $   (1,590,477)    $     (943,768)    $   12,491,083     $    6,883,275     $    3,832,271


Debt service as a percentage of
 non-capital expenditures                           5.35%              6.67%                6.44%                6.28%                 7.42%                  8.08%              8.36%              6.10%              4.89%              4.89%




   See independent auditor's report                                                                                                                                                                                                       106

[[page 122]]
                                                         City of Gallatin, Tennessee
                                                   Revenue Capacity Information
                          Assessed Value and Estimated Actual Value of Taxable Property - Last Ten Tax Years


                                                                    Appraised Value

                                                                                                    Assessed             Total
                                              Total Taxable                                         Value as a           Direct
                              Tax               Assessed                  Estimated Actual        Percentage of           Tax
                              Year                Value                    Taxable Value           Actual Value          Rate*

                              2023        $         1,835,956,847     $         6,536,211,546         28.09%         $       0.80
                              2022        $         1,749,990,933     $         6,184,000,396         28.30%         $       0.80
                              2021        $         1,639,821,560     $         5,804,981,995         28.25%         $       0.80
                              2020        $         1,568,403,152     $         5,505,851,345         28.49%         $       0.80
                              2019        $         1,379,876,000     $         5,345,047,430         25.82%         $       0.80
                              2018        $         1,085,548,889     $         3,758,217,774         28.88%         $       0.99
                              2017        $         1,063,378,081     $         3,688,978,706         28.83%         $       0.99
                              2016        $         1,030,640,007     $         3,498,839,903         29.46%         $       0.99
                              2015        $           970,755,253     $         3,050,696,936         31.82%         $       0.99
                              2014        $           973,251,111     $         3,032,204,783         32.10%         $       0.99



                          * Per $100 of assessed valuation.
                          Note - Property of the City is reappraised periodically. For this reason, appraised value is considered
                                All information was pulled from the tax levies by the year noted.




See independent auditor's report                                                                                                    107

[[page 123]]
                                                        City of Gallatin, Tennessee
                                                      Revenue Capacity Information
                                     Principal Property Tax Payers - Current Year and Nine Years Ago


                                                                            2023                                 2014
                                                                                    Percent                              Percent
                                                              Assessed              of Total       Assessed              of Total
                              Taxpayer                        Valuation            Valuation       Valuation            Valuation

                  Sumner Regional Medical Ctr             $    89,320,700           4.87%      $    83,926,200           8.62%
                  Revere At Hidden Creek LLC              $    62,333,700           3.40%      $           -             0.00%
                  GAP INC                                 $    52,583,300           2.86%      $     7,541,448           0.77%
                  Green Lea Prop LLC                      $    42,608,700           2.32%      $           -             0.00%
                  Wellington Farms Holdings DE LLC        $    37,142,900           2.02%      $    31,800,000           3.27%
                  SP RGA Stoneridge LP                    $    36,696,400           2.00%      $           -             0.00%
                  KJPL Gallatin LLC                       $    33,376,500           1.82%      $           -             0.00%
                  Vintage Foxland Harbor LLC              $    28,994,900           1.58%      $           -             0.00%
                  WMCI Nasvhille VI LLC                   $    28,079,300           1.53%      $           -             0.00%
                  Salga Plastics INC                      $    11,206,269           0.61%      $           -             0.00%
                  Sumner Regional Medical Center          $    20,565,714           1.12%      $     5,106,627           0.52%
                  MAA Brik LLC                            $    25,523,900           1.39%      $    23,513,500           2.42%
                  Trails at Hunter Point LLC              $    25,221,700           1.37%      $           -             0.00%
                  Foxland Crossing LLC                    $    24,956,300           1.36%      $           -             0.00%
                  Hoeganes Corp                           $     9,686,734           0.53%      $    15,181,627           1.56%
                  Total                                   $ 528,297,017             28.78%     $ 167,069,402             17.17%




                  Information was obtained from the property tax rolls for the years noted.




See independent auditor's report                                                                                                    108

[[page 124]]
                                                        City of Gallatin, Tennessee
                                                      Revenue Capacity Information
                                         Property Tax Levies and Collections - Last Ten Fiscal Years


                                                                                                                                    Total
                                                                                              Collections                       Collections as
          Fiscal        Assessed          Total Tax                      Percentage         in Subsequent         Total         Percentage of
          Year          Valuation            Levy          Amount          of Levy               Years          Collections      Total Levy
          2023      $   1,835,956,847    $ 14,679,193    $ 13,940,753          94.97%       $        78,915   $    14,019,668           95.51%
          2022      $   1,835,956,847    $ 14,038,125    $ 13,127,681          93.51%       $       100,687   $    13,228,368           94.23%
          2021      $   1,749,990,933    $ 12,917,234    $ 12,578,223          97.38%       $       196,398   $    12,774,621           98.90%
          2020      $   1,639,821,560    $ 12,158,928    $ 12,061,074          99.20%       $           -     $    12,061,074           99.20%
          2019      $   1,568,403,152    $ 11,039,008    $ 10,962,352          99.31%       $        62,482   $    11,024,834           99.87%
          2018      $   1,379,876,000    $ 10,746,934    $ 10,482,842          97.54%       $       104,110   $    10,586,952           98.51%
          2017      $   1,085,548,889    $ 10,527,443    $ 10,151,671          96.43%       $       892,798   $    11,044,469         104.91%
          2016      $   1,063,378,081    $ 10,203,336    $ 9,756,265           95.62%       $       368,379   $    10,124,644           99.23%
          2015      $   1,030,640,007    $ 9,610,477     $ 9,447,813           98.31%       $       257,653   $     9,705,466         100.99%
          2014      $     970,755,253    $ 9,635,186     $ 9,401,063           97.57%       $       343,744   $     9,744,807         101.14%




       Assessed valuation amount was taken from the property tax levy for the year noted.




See independent auditor's report                                                                                                                 109

[[page 125]]
                                                                               City of Gallatin, Tennessee
                                                                                 Debt Capacity Information
                                                                 Ratios of Outstanding Debt by Type - Last Ten Fiscal Years


                                                          Governmental Activities                          Business-type Activities

                               Per Capita          General                                                                          Total             Total                      Percentage
     Fiscal                     Personal          Obligation                      Total          Revenue &                      Business- type       Primary        Debt Per     of personal
     Year      Population*     Income**             Bonds          Notes       Governmental      Tax Bonds          Notes         Activities       Government        Capita        income

     2023        51,653       $      34,822   $     24,355,000   $       -     $    24,355,000   $ 43,930,000   $        -      $     43,930,000   $   68,285,000     1,321.99     3.80%
     2022        50,160       $      32,912   $     26,135,000   $       -     $    26,135,000   $ 46,620,000   $        -      $     46,620,000   $   72,755,000     1,450.46     4.41%
     2021        44,431       $      32,996   $     27,880,000   $       -     $    27,880,000   $ 33,765,000   $        -      $     33,765,000   $   61,645,000     1,387.43     4.20%
     2020        42,918       $      30,203   $     19,550,000   $       -     $    19,550,000   $ 35,780,000   $        -      $     35,780,000   $   55,330,000     1,289.20     4.27%
     2019        40,457       $      28,945   $     20,905,000   $       -     $    20,905,000   $ 37,795,000   $        -      $     37,795,000   $   58,700,000     1,450.92     5.01%
     2018        37,351       $      26,544   $     22,240,000   $ 549,745     $    22,789,745   $ 33,955,000   $        -      $     33,955,000   $   56,744,745     1,519.23     5.72%
     2017        35,734       $      26,450   $     24,805,000   $ 1,310,000   $    26,115,000   $ 37,560,000   $     57,667    $     37,617,667   $   63,732,667     1,783.53     6.74%
     2016        34,473       $      26,708   $     14,570,000   $ 1,710,000   $    16,280,000   $ 38,890,000   $    219,944    $     39,109,944   $   55,389,944     1,606.76     6.02%
     2015        33,347       $      26,596   $      6,985,000   $ 2,090,000   $     9,075,000   $ 33,185,000   $    382,221    $     33,567,221   $   42,642,221     1,278.74     4.81%
     2014        32,307       $      25,534   $      7,480,000   $ 2,455,000   $     9,935,000   $ 34,465,000   $    544,498    $     35,009,498   $   44,944,498     1,391.17     5.45%



*             Source for population: U.S. Census Bureau
**            Personal income amounts were obtained from State estimates.




      See independent auditor's report                                                                                                                                               110

[[page 126]]
                                                                 City of Gallatin, Tennessee
                                                                   Debt Capacity Information
                                               Ratios of General Bonded Debt Outstanding - Last Ten Fiscal Years


                                            Governmental Activities
                                                                                                                                        Ratio of
                                                                                                                                        General
                                                                                                                                       Obligation   Net General
                                   General                                         Business-type        Total                           Debt to     Obligation
     Fiscal                       Obligation                          Total          Activities        Primary                         Appraised     Debt per
     Year     Population*           Bonds            Notes       Governmental          Notes       Government        Assessed Value      Value           Capita

     2023        51,653       $     24,355,000     $       -     $    24,355,000   $         -     $    24,355,000   $ 1,835,956,847     1.33%       $    471.51
     2022        50,160       $     26,135,000     $       -     $    26,135,000   $         -     $    26,135,000   $ 1,749,990,933     1.49%       $    521.03
     2021        44,431       $     27,880,000     $       -     $    27,880,000   $         -     $    27,880,000   $ 1,639,821,560     1.70%       $    627.49
     2020        42,918       $     19,550,000     $       -     $    19,550,000   $         -     $    19,550,000   $ 1,568,403,152     1.25%       $    455.52
     2019        40,457       $     20,905,000     $       -     $    20,905,000   $         -     $    20,905,000   $ 1,379,876,000     1.51%       $    516.72
     2018        37,351       $     22,240,000     $ 549,745     $    22,789,745   $         -     $    22,789,745   $ 1,085,548,889     2.10%       $    610.15
     2017        35,734       $     24,805,000     $ 1,310,000   $    26,115,000   $      57,667   $    26,172,667   $ 1,063,378,081     2.46%       $    732.43
     2016        34,473       $     14,570,000     $ 1,710,000   $    16,280,000   $     219,944   $    16,499,944   $ 1,030,640,007     1.60%       $    478.63
     2015        33,347       $      6,985,000     $ 2,090,000   $     9,075,000   $     382,221   $     9,457,221   $ 970,755,253       0.97%       $    283.60
     2014        32,307       $      7,480,000     $ 2,455,000   $     9,935,000   $     544,498   $    10,479,498   $ 973,251,111       1.08%       $    324.37



*             Source for population: U.S. Census Bureau
**            Personal income amounts were obtained from State estimates.




     See independent auditor's report                                                                                                                      111

[[page 127]]
                                                         City of Gallatin, Tennessee
                                                        Debt Capacity Information
                                              Pledged Revenue Coverage - Last Ten Fiscal Years


                                                              Net Revenue
                           Utility           Less:             Available
                          Service          Operating           For Debt                                                                Percent of
       Fiscal Year        Charges          Expenses             Service           Principal          Interest            Total          Coverage

          2023        $     38,290,134    $ 34,709,510    $       3,580,624   $     2,690,000    $     1,494,168    $     4,184,168         85.58%
          2022        $     38,560,935    $ 31,115,155    $       7,445,780   $     2,075,000    $     1,340,498    $     3,415,498        218.00%
          2021        $     31,047,874    $ 19,860,727    $      11,187,147   $     2,015,000    $     1,410,424    $     3,425,424        326.59%
          2020        $     28,473,862    $ 17,853,481    $      10,620,381   $     1,775,000    $     1,268,910    $     3,043,910        348.91%
          2019        $     30,554,008    $ 20,257,578    $      10,296,430   $     2,015,000    $     1,418,722    $     3,433,722        299.86%
          2018        $     14,593,834    $ 8,546,734     $       6,047,100   $     1,730,000    $     1,326,336    $     3,056,336        197.85%
          2017        $     14,190,626    $ 7,221,685     $       6,968,941   $     1,830,000    $     1,403,935    $     3,233,935        215.49%
          2016        $     13,525,181    $ 7,389,032     $       6,136,149   $     1,775,000    $     1,460,061    $     3,235,061        189.68%
          2015        $     12,112,544    $ 6,651,379     $       5,461,165   $     1,330,000    $     1,101,320    $     2,431,320        224.62%
          2014        $     12,259,008    $ 6,548,582     $       5,710,426   $     1,280,000    $     1,420,441    $     2,700,441        211.46%




     Note: Details regarding the city's outstanding debt can be found in the notes to the financial statements. Operating expenses do not include
     interest, depreciation, or amortization expenses. Sales tax increment bonds are backed by the sales tax revenue produced by the sales tax rate
     in effect when the bonds were issued (2.5%) applied to the increase in retail sales in the Commons shopping area since the time.




See independent auditor's report                                                                                                                      112

[[page 128]]
                                                        City of Gallatin, Tennessee
                                               Demographic and Economic Information
                                        Demographic and Economic Statistics - Last Ten Fiscal Years


                                                                         Per Capita                      County            County
                Fiscal       City          County         Personal        Personal      Median           School         Unemployment
                 Year     Population*    Population*      Income**       Income**        Age*         Enrollment***        Rate****

                 2023        51,653        203,858       $    62,881     $    34,822      38.4            30,685             2.90%
                 2022        50,160        200,557       $    60,930     $    32,912      38.4            30,512             3.00%
                 2021        44,431        196,281       $    59,745     $    32,996      39.1            30,425             4.50%
                 2020        42,918        191,283       $    55,825     $    30,203      37.9            29,540             7.50%
                 2019        40,457        187,149       $    53,794     $    28,945      37.6            29,400             3.20%
                 2018        37,351        183,545       $    49,041     $    26,544      37.2            29,196             2.80%
                 2017        35,734        180,063       $    47,957     $    26,450      36.0            29,059             2.30%
                 2016        34,473        175,989       $    46,441     $    26,708      37.0            29,060             4.10%
                 2015        33,347        172,706       $    46,102     $    26,596      37.0            28,715             4.70%
                 2014        32,307        168,888       $    45,603     $    25,534      37.4            28,361             5.60%



              *           U.S. Census Bureau
              **          State Estimate
              ***         Sumner County School Board
              ****        Tennessee State Department of Labor, Statistical Services

              Note: Population, median age, and education level information are based on surveys conducted during the last quarter of
              the calendar year. Personal income information is a total for the year. Unemployment rate information is an adjusted
              yearly average. School enrollment is based on the census at the start of the school year.




See independent auditor's report                                                                                                        113

[[page 129]]
                                                    City of Gallatin, Tennessee
                                                Demographic and Economic Information
                                         Principal Employers - Current Year and Nine Years Ago


                                                                          2023                                   2014
                                                                                    Percentage                           Percentage
                                                                                   of Total City                        of Total City
                     Employer                             Employees       Rank     Employment      Employees    Rank    Employment
    Sumner County Government & Schools                         4,675        1         21.25%           3,980      1        35.19%
    Gap, Inc.                                                  2,388        2         10.85%             850      3         7.52%
    Sumner Regional Medical Center                             1,075        3          4.89%           1,090      2         9.64%
    ABC Technologies                                             785        4          3.57%             211     10         1.87%
    Volunteer State Community College                            753        5          3.42%             N/A    N/A          N/A
    City of Gallatin                                             587        6          2.67%             380      6         3.36%
    Servpro Corporate Headquarters                               438        7          1.99%             432      5         3.82%
    YAPP USA                                                     378        8          1.72%             N/A    N/A          N/A
    NIC Global                                                   303        9          1.38%             N/A    N/A          N/A
    Simpson Storng Tie                                           240       10          1.09%             N/A    N/A          N/A
    Walmart                                                     N/A       N/A           N/A              450      4         3.98%
    YSF Automotive Systems                                      N/A       N/A           N/A              353      7         3.12%
    Hoeganaes                                                   N/A       N/A           N/A              243      8         2.15%
    R.R. Donnelley & Sons                                       N/A       N/A           N/A              225      9         1.99%

    Source: Tennessee Department of Labor Workforce & Development and City of Gallatin's Economic Development




See independent auditor's report                                                                                                        114

[[page 130]]
                                                                                     City of Gallatin, Tennessee
                                                                                    Operating Information
                                                  Full-Time Equivalent City Government Employees by Function/Program - Last Ten Fiscal Years


                           Function/Program                   2023         2022          2021         2020          2019         2018           2017     2016     2015     2014

                   General Government
                    Mayor's Office                              3             3                  3      3            3              3             3       3         3       3
                    Planning                                    9             8                  8      8            9              9             7       7         6       6
                    Finance                                     6             6                  7      7            6              6             6       5         5       8
                    City Attorney                               4             4                  4      4            4              4             4       3         3       3
                    Recorder                                    6             7                  6      6            6              7             6       6         6       7
                    Personnel                                   5             5                  5      4            4              3             3       3         2       2
                    Codes                                      17            17                 18      15           15            15            12       9        10       7
                    Economic Development Agency                 3             3                  3      3            3              3             3       3         2       2
                    Information Technology                      8             8                  8      8            7              7             7       6         5       0

                   Public Safety
                    Police                                     91            97                 97      97           99            99            99       98       93       94
                    Fire                                       95            98                 97      97           96            98            85       68       72       72

                   Public Works                                50            52           49            52           48            50            47       48       47       49

                   Leisure Services                            29            30           30            29           26            29            29       31       31       31

                   Engineering                                 15            10           10            9             9            8             7        6        7        6

                   Public Utilities                            86            84           88            92           93            95            86       88       87       82

                   Golf Course                                      -          -            -               -             -            -             -        -        -         -

                      Total                                   427           432           433          434           428          436           404      384      379      372



                   Sources: PERSONNEL OFFICIAL
                          *AUDITS PRIOR YEARS

                   2013 numbers include 3 PPT employees. It does not include 11 unfilled positions (total authorized manning 377 as 6/30/13).

                   2016 numbers include 4 PPT employees. It does not include 12 unfilled positions (total authorized manning 396 as 6/30/16).

                   2017 numbers include 4 PPT employees. It does not include 15 unfilled positions (total authorized manning as 06/30/17).




See independent auditor's report                                                                                                                                                     115

[[page 131]]
                                                                                                          City of Gallatin, Tennessee
                                                                                                            Operating Information
                                                                                       Operating Indicators by Function/Program - Last Ten Fiscal Years


                                           Function/Program                2023         2022        2021        2020        2019        2018        2017         2016        2015        2014

                                   Police
                                      Physical arrests                       3,915        3,419      2,985        3,571       3,802       3,718       3,805        3,803       3,575       3,772
                                      Parking violations                       276          188        169          219         407         308         279          458         722         420
                                      Traffic violations                    13,826       14,847     11,720       17,065      15,334      13,436      13,824       17,393      22,643      13,231
                                    * Red light camera citations             5,519        5,598      5,109        3,828       6,345       6,211       7,386        9,054       7,751       7,029
                                   Fire
                                      Emergency responses                    8,114        7,729      6,854        6,228       6,048       5,636       4,192        3,917       3,390       3,120
                                      Fires extinguished                       157          148        132          115         122         113         133          144          94         120
                                      Inspections                            8,132        4,552      3,296        2,530       2,526       2,423       1,658        1,664       1,413         829
                                   Animal Control
                                    * * Animals Restrained                     296         317         288            346         519         487         576          622   N/A               388
                                   Highways and Streets
                                      Street resurfacing (miles)              6.42         8.11       5.16         6.64        5.20        6.00           3.31      4.60        5.75        4.50
                                      Potholes repaired                      1,529        2,465        259         363          315        356            314       403         324         546
                                   Other Public Works
                                      Utility cuts repaired                 N/A          N/A        N/A         N/A         N/A         N/A         N/A          N/A         N/A         N/A
                                   Parks and Recreation
                                      Athletic field permits issued         N/A          N/A        N/A         N/A         N/A         N/A         N/A          N/A         N/A         N/A
                                      Community center admissions          150,000      150,000    150,000      150,000     270,000     270,000     270,000      240,000     240,000     230,000
                                   Community Service
                                      Number of organization benefited            17        17          17             21          18          14          10           12          16          16
                                      Number of services benefited                 3         3           3              3           3           3           5            6           4           4
                                   Environmental Services
                                      Tons hauled                           18,629       20,506     18,599       17,625      16,432      16,171      16,142       12,224      11,413      11,376
                                   Water
                                      New connections                           530         754        715          441         406         425         380          316         330         272
                                      Water main breaks                          53          58         31           45          46          37          37           37          38          40
                                      Utility cuts repaired                      78          79         54          123          83         145         100          139         138         175
                                      Average daily consumption               8,625       7,805      7,293        7,774       7,110       7,316       6,052        6,171       5,865       5,944
                                        (thousands of gallons)
                                      Peak daily consumption                12,047       12,562      8,797        9,347      10,523       8,451       7,072        8,287       7,873       9,277
                                        (thousands of gallons)
                                   Sewer
                                      Average daily treatment                7,556        8,077      7,785        8,911       7,010       6,282       5,902        5,808       6,435       6,992
                                        (thousands of gallons)
                                   Electric
                                      Average daily consumption              2,145        2,147      2,163        2,020       2,237       2,254       2,244        2,194       2,186       2,184
                                        (thousands of kilowatt hours)
                                   Natural Gas
                                      Average daily consumption:
                                        Summer -April/October                4,064        4,059      3,587        3,623       4,920       4,810       4,656        4,937       5,550       5,117
                                          (thousands of cubic feet)
                                        Winter-November/March                9,029        8,335      9,124        8,211       8,507      10,445       7,454        7,644       9,078       9,660
                                          (thousands of cubic feet)
                                   Golf
                                        Rounds played                       45,000       44,145     44,145       44,145      45,000      45,000      45,000       45,000      35,000      45,000



                                   Sources: Various city departments
                                   Notes: Indicators are not available for the general government function.




See independent auditor's report                                                                                                                                                                     116

[[page 132]]
                                                                                                City of Gallatin, Tennessee
                                                                                                    Operating Information
                                                                            Capital Asset Statistics by Function/Program - Last Ten Fiscal Years


                                               Function/Program                   2023         2022         2021          2020       2019       2018        2017        2016       2015       2014

                                   Police
                                      Stations                                            1            1             1         1         1              1           1        1          1         1
                                      Zone offices                                        4            4             4         4         4              1           1        1          1         1
                                      Patrol units                                       97           80            80        96        96             91          79       78         76        73
                                   Fire
                                      Stations                                            5            5             5         5         5             4           4           4          4          4
                                      Fire trucks                                        12           11            11        11        11             9           9           9          8          8
                                   Animal Control
                                      Trucks                                             2            2              2           2          2          2           2           2          2          2
                                   Highways and Streets
                                      Streets (miles)                               224.6        221.0           217.5     215.8      210.0      204.4       200.1       195.6      195.3      195.0
                                      Streetlights                                  4,337        4,278           4,254     3,931      3,874      3,892       3,811       3,720      3,621      3,678
                                      Traffic signals                                  417          438             411       411        388        380        370          362        362       354
                                      Sidewalks (miles)                             107.2         99.7            93.0      89.7       78.0       66.8        57.5        46.5       46.0       45.0
                                   Parks and Recreation
                                      Acreage                                         610          610             598      598        598        532         532         532        532        532
                                      Playgrounds                                        5            5               5        5          5          5           5           4          4          4
                                      Baseball/softball diamonds                       23           23              23       23         23         23          23          23         23         23
                                      Soccer/football fields                             8            8               8        8          8          8           8           8          8          8
                                      Community centers                                  2            2               2        2          2          2           2           2          2          2
                                      Volleyball Courts                                  4            4               4        4          4          4           4           4          4          4
                                      Basketball Courts                                  6            6               6        6          6          6           6           6          6          6
                                      Picnic Shelters                                  13           13              13       13         13         13          13          13         13         13
                                      Tennis Courts                                      6            6               6        6          6          6           6           6          6          6
                                      Horseshoe Pits                                     5            5               5        5          5          5           5           9          9          9
                                      Fishing Piers                                      2            2               2        2          2          2           2           2          2          2
                                      Swimming Pools                                     2            2               2        2          1          1           1           1          1          1
                                      Walking Trail (miles)                            8.0          8.0             8.0      8.0        8.0        8.0         8.0         8.0        8.0        8.0
                                      Disc Golf (holes)                                18           18              18       18         18         18          18          18         18         18
                                      Model Airplane Strip                               1            1               1        1          1          1           1           1          1          1
                                      Skate Park                                         1            1               1        1          1          1           1           1          1          1
                                   Environmental Services
                                      Refuse Trucks                                      28           25            24        24        24             23          22       22         20        21
                                   Water
                                      Water mains (miles)                           345.0        342.0           337.0     335.0     331.0       320.0       316.0       313.0      312.0      311.0
                                      Fire hydrants                                 2,317        2,273            2,212    2,173      2,113      2,075       2,025       1,986      1,920      1,902
                                      Storage capacity (thousands of gallons)      15,300       15,000           15,000   13,000     13,000     13,000      13,000      13,000     13,000     13,000
                                      Percent of Water Loss in System                  31           35               32       25         16         16          12          13         12         15
                                   Sewer
                                      Sewer mains (miles)                           273.0        270.0           264.0     257.0      254.0      244.0       240.0       236.0      234.0      233.0
                                      Pump Stations                                   43           44               43       41          41        41          41          41         41         40
                                   Natural Gas
                                      Gas lines (miles)                             416.0        405.0           398.0     394.0      389.0      385.0       382.0       380.0      376.0      368.0
                                   Golf
                                         Acres                                        136          136             136      136        136         136         136         136        136       136
                                         Holes                                         18           18              18       18         18          18          18          18         18        18
                                         Driving Range                                  1            1               1        1          1           1           1           1          1         1

                                   Sources: Various city departments
                                   Note: No capital asset indicators are available for the general government.




See independent auditor's report                                                                                                                                                                         117

[[page 133]]
Internal Control and Compliance

[[page 134]]
               Independent Auditor’s Report on Internal Control Over Financial Reporting
             and on Compliance and Other Matters Based on an Audit of Financial Statements
                     Performed in Accordance With Government Auditing Standards



Honorable Mayor and Members of the City Council
City of Gallatin, Tennessee

We have audited, in accordance with the auditing standards generally accepted in the United States of
America and the standards applicable to financial audits contained in Government Auditing Standards issued by
the Comptroller General of the United States (Government Auditing Standards), the financial statements of the
governmental activities, the business-type activities, each major fund, and the aggregate remaining fund
information of the City of Gallatin, Tennessee (the City), as of and for the year ended June 30, 2023, and the
related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed
in the table of contents, and have issued our report thereon dated December 18, 2023. Our report includes a
reference to other auditors who audited the financial statements of the Electric Department, as described in our
report on the City’s financial statements. This report does not include the results of the other auditors’ testing of
internal control over financial reporting or compliance and other matters that are reported on separately by those
auditors.

Report on Internal Control Over Financial Reporting
In planning and performing our audit of the financial statements, we considered the City's internal control over
financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the
circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of
expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion
on the effectiveness of the City’s internal control.

A deficiency in internal control exists when the design or operation of a control does not allow management or
employees, in the normal course of performing their assigned functions, to prevent, or detect and correct,
misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal
control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements
will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a
combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough
to merit attention by those charged with governance.

Our consideration of internal control was for the limited purpose described in the first paragraph of this section
and was not designed to identify all deficiencies in internal control that might be material weaknesses or
significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal
control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may
exist that were not identified.




Brentwood • Goodlettsville • Murfreesboro
Nashville • Mt. Juliet • Dickson • Columbia            TN                                           www.bcpas.com

[[page 135]]
Report on Compliance and Other Matters
As part of obtaining reasonable assurance about whether the City's financial statements are free from material
misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and
grant agreements, noncompliance with which could have a direct and material effect on the financial statements.
However, providing an opinion on compliance with those provisions was not an objective of our audit and,
accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance
or other matters that are required to be reported under Government Auditing Standards.

Purpose of This Report
The purpose of this report is solely to describe the scope of our testing of internal control and compliance and
the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on
compliance. This report is an integral part of an audit performed in accordance with Government Auditing
Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not
suitable for any other purpose.




Blankenship CPA Group, PLLC
Goodlettsville, Tennessee
December 18, 2023




                                                                                                                  119

[[page 136]]
                Independent Auditor’s Report on Compliance for Each Major Federal Program
                 and on Internal Control over Compliance Required by the Uniform Guidance



Honorable Mayor and Members of the City Council
City of Gallatin, Tennessee

Report on Compliance for Each Major Federal Program
Opinion on Each Major Federal Program
We have audited the City of Gallatin, Tennessee’s (the City) compliance with the types of compliance
requirements identified as subject to audit in the OMB Compliance Supplement that could have a direct and
material effect on each of the City’s major federal programs for the year ended June 30, 2023. The City’s major
federal programs are identified in the summary of auditor’s results section of the accompanying schedule of findings
and questioned costs.

In our opinion, the City complied, in all material respects, with the compliance requirements referred to above that
could have a direct and material effect on each of its major federal programs for the year ended June 30, 2023.

Basis for Opinion on Each Major Federal Program
We conducted our audit of compliance in accordance with auditing standards generally accepted in the United
States of America (GAAS); the standards applicable to financial audits contained in Government Auditing
Standards issued by the Comptroller General of the United States (Government Auditing Standards); and the audit
requirements of Title 2 US Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost
Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Our responsibilities under those
standards and the Uniform Guidance are further described in the Auditor’s Responsibilities for the Audit of
Compliance section of our report.

We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with
relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient
and appropriate to provide a basis for our opinion on compliance for each major federal program. Our audit does
not provide a legal determination of the City’s compliance with the compliance requirements referred to above.

Responsibilities of Management for Compliance
Management is responsible for compliance with the requirements referred to above and for the design,
implementation, and maintenance of effective internal control over compliance with the requirements of laws,
statutes, regulations, rules, and provisions of contracts or grant agreements applicable to the City’s federal
programs.




Brentwood • Goodlettsville • Murfreesboro
Nashville • Mt. Juliet • Dickson • Columbia          TN                                           www.bcpas.com

[[page 137]]
Auditor’s Responsibilities for the Audit of Compliance
Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance
requirements referred to above occurred, whether due to fraud or error, and express an opinion on the City’s
compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and
therefore is not a guarantee that an audit conducted in accordance with GAAS, Government Auditing Standards, and
the Uniform Guidance will always detect material noncompliance when it exists. The risk of not detecting material
noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion,
forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the
compliance requirements referred to above is considered material, if there is a substantial likelihood that,
individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on
compliance about the City’s compliance with the requirements of each major federal program as a whole.

In performing an audit in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance, we:

 •   Exercise professional judgment and maintain professional skepticism throughout the audit.
 •   Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform
     audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence
     regarding the City’s compliance with the compliance requirements referred to above and performing such
     other procedures as we considered necessary in the circumstances.
 •   Obtain an understanding of the City’s internal control over compliance relevant to the audit in order to design
     audit procedures that are appropriate in the circumstances and to test and report on internal control over
     compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the
     effectiveness of the City’s internal control over compliance. Accordingly, no such opinion is expressed.

We are required to communicate with those charged with governance regarding, among other matters, the planned
scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over
compliance that we identified during the audit.

Report on Internal Control Over Compliance
A deficiency in internal control over compliance exists when the design or operation of a control over compliance
does not allow management or employees, in the normal course of performing their assigned functions, to prevent,
or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis.
A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal
control over compliance, such that there is a reasonable possibility that material noncompliance with a type of
compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis.
A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal
control over compliance with a type of compliance requirement of a federal program that is less severe than a
material weakness in internal control over compliance, yet important enough to merit attention by those charged
with governance.

Our consideration of internal control over compliance was for the limited purpose described in the Auditor’s
Responsibilities for the Audit of Compliance section above and was not designed to identify all deficiencies in
internal control over compliance that might be material weaknesses or significant deficiencies in internal control
over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control
over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or
significant deficiencies in internal control over compliance may exist that were not identified.




                                                                                                                       121

[[page 138]]
Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over
compliance. Accordingly, no such opinion is expressed.

The purpose of this report on internal control over compliance is solely to describe the scope of our testing of
internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance.
Accordingly, this report is not suitable for any other purpose.




Blankenship CPA Group, PLLC
Goodlettsville, Tennessee
December 18, 2023




                                                                                                               122

[[page 139]]
                                        City of Gallatin, Tennessee
                                Schedule of Findings and Questioned Costs
                                  For the Fiscal Year Ended June 30, 2023

Section I. Summary of Auditor’s Results
Financial Statements
Type of report the auditor issued on whether the financial
statements audited were prepared in accordance with GAAP          Unmodified

Internal control over financial reporting:

  Material weakness identified?                                           Yes     X   No

  Significant deficiency(ies) identified?                                 Yes     X   None Reported

  Noncompliance material to financial statements noted?                   Yes     X   No

Federal Awards
Internal control over major programs:

  Material weakness identified?                                           Yes     X   No

  Significant deficiency(ies) identified?                                 Yes     X   None Reported

Type of auditor’s report issued on compliance for major
federal programs:                                                 Unmodified

  Any audit findings disclosed that are required to be
  reported in accordance with section 2 CFR 200.516(a)?                   Yes     X   No

Identification of major programs:

Assistance Listing
Number                              Name of Federal Program or Cluster
20.205                              U.S. Department of Transportation/
                                    Highway Planning and Construction Cluster



Dollar threshold used to distinguish between type A
and type B programs                                               $     750,000

Auditee qualified as low-risk auditee?                            X      Yes          No




                                                                                                      123

[[page 140]]
                                      City of Gallatin, Tennessee
                               Summary Schedule of Prior Year Findings
                                For the Fiscal Year Ended June 30, 2023


Financial Statement Findings

 Finding Number                 Finding Title                             Status
 2022-001                       Internal Controls over City assets        Corrected

Federal Award Findings and Questioned Costs

 Finding Number                 Finding Title                             Status
 N/A                            There were no prior findings reported.    N/A

Compliance and Other Matters

 Finding Number                 Finding Title                             Status
 N/A                            There were no prior findings reported.    N/A




                                                                                      124